Are you a Merck employee nearing retirement? One of the biggest financial decisions you'll face is whether to take a lump sum payout or a lifetime annuity—and the right choice depends on a number of factors. In this video, we’ll explore: - The key differences between lump sum and annuity options - How age, interest rates, and personal circumstances affect your decision - How these choices interact with other retirement income sources - What to consider before locking in your pension strategy Whether you're planning to retire soon or just weighing your options, this video will help you make a more informed, confident decision. Watch now!