106 Mortgage Secrets All Borrowers Must Know—But Lenders Won’t Tell For Kroger Employees

With interest rates at historic lows, there has been a groundswell of Kroger clients refinancing their current mortgages or borrowing for the first time. 106 Mortgage Secrets All Borrowers Must Know—But Lenders Won’t Tell, by Gary W. Eldred, offers advice for everyone, but we think our clients from Kroger will find this particularly useful.

In the first chapter, “Affordability Depends on You—Not the Lender” Eldred addresses the common belief that a potential homebuyer should get “prequalified” or “preapproved” for a mortgage. Eldred recommends that the reader, “realize that this advice did not develop to chiefly promote your needs; it secured its place in mortgage lore to primarily advance the interest of real estate agents and mortgage lenders.” He rounds out his guide with the final chapter, “Manage Your Home and Home Financing for Maximum Return.”

Gary W. Eldred has penned many books on the subject of real estate and, for over two decades, has achieved success in real estate investing. His book, 106 Mortgage Secrets All Borrowers Must Know—But Lenders Won’t Tell, is a guide for any prospective homebuyer, or current homeowner, interested in money-saving mortgage tips.
This does not constitute an endorsement by us of the author or the book. The opinions expressed are solely those of the author and may or may not be representative of our opinion.