Healthcare Provider Update: Healthcare Provider for Agilent Technologies Agilent Technologies typically partners with major health insurance providers to facilitate healthcare services for its employees. As of now, specific details about Agilent Technologies' current provider are not clearly documented in public records. However, Agilent has been known to utilize a mix of regional providers and larger national insurance companies, providing employees with access to comprehensive healthcare plans. Healthcare Cost Increases in 2026 As we look ahead to 2026, substantial healthcare cost increases are projected, with some marketplaces experiencing hikes of over 60%. This rise is fueled by a convergence of factors, including escalating medical expenses and the possible expiration of enhanced federal subsidies associated with the Affordable Care Act (ACA). Experts warn that, without congressional intervention, the majority of marketplace enrollees could face exorbitant out-of-pocket costs, with some premiums surging by 75%. The landscape indicates a significant challenge for Agilent Technologies and its employees, as rising healthcare costs threaten to place an additional financial burden on both employers and workers. Click here to learn more
'Agilent Technologies employees should prepare for 2026 by reviewing upcoming benefit changes and exploring ways to manage rising out-of-pocket health care costs.' - Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
'Agilent Technologies employees can better navigate rising health care expenses in 2026 by understanding benefit adjustments early and making informed plan selections,' - Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article, we’ll examine:
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Why increasing health care costs are pushing Agilent Technologies employers to pass more expenses onto employees.
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The approaches companies are using to handle cost pressures, including changes in plan design and pharmacy benefit modifications.
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How marketplace premium hikes and medical cost trends affect overall health care affordability.
In 2026, Agilent Technologies employees may bear a greater share of health care expenses as costs keep climbing.
Many large U.S. companies, including those such as Agilent Technologies, are preparing to adjust benefit structures to counter rising health care expenses. Mercer’s recent survey of 711 U.S. employers with 500 or more employees found that 51% are “likely” or “very likely” to raise deductibles, coinsurance, or out-of-pocket maximums in 2026—up from 45% who said the same for 2025. 1
Despite cost-saving actions, employers’ health care costs rose by 4.5% in 2024 and are expected to climb another 5.8% in 2025; absent these actions, Mercer estimates that costs could go up by ~8%. 2 A key contributing factor is the high price of GLP-1 medications for diabetes and weight loss, averaging around $1,000 per patient per month. 1 The survey also found that 77% of employers rated managing GLP-1 costs as extremely or very important. 1 Although many companies—including those in the energy sector—have expanded GLP-1 coverage, growing concerns suggest such plans may be untenable by 2026.
Shifting Employer Approaches to Benefits
Previously, employers hesitated to raise deductibles because of tight labor markets and concerns about affordability. Today, with economic uncertainty and slower wage growth, cost management may be taking precedence over hiring and retention efforts in some cases. In 2026, 35% of large firms intend to offer unconventional medical plan options—such as copay-based models aimed at reducing costs while maintaining quality. 1 Moreover, 61% are evaluating alternatives to traditional pharmacy benefit arrangements to bring more clarity to drug pricing and pharmacy benefit manager (PBM) services. 1
Rising Costs in the Individual Market
The pressure extends beyond employer-sponsored coverage. The ACA marketplace is slated to experience some of its biggest premium increases in over five years. According to state filings, 2026 premiums could jump dramatically—UnitedHealthcare in New York is seeking increases of up to 66.4%, 3 Arkansas expects an average increase of 36.1%, 4 and Florida Blue is looking at 27%. 5 If enhanced federal subsidies expire at the end of 2025, millions could be exposed to the full impact of these higher premiums.
Why Costs Are Rising Across the Board
Medical cost trends are projected to increase by 7–10% annually—far exceeding general inflation—driven by factors like brand name medications, hospital services, and specialist care. Regulatory changes are adding further pressure. Insurer earnings also contribute, as several major carriers posted record profits in 2024 while launching multibillion-dollar stock buybacks.
Key Take-Away for Agilent Technologies Workers
With 51% of employers planning to transfer more health care costs onto workers—and ACA premiums rising sharply—2026 may become a critical year for health care affordability. Agilent Technologies employees who familiarize themselves with upcoming benefit changes, optimize HSA/FSA contributions, and choose their 2026 plan with care may offset some of the added costs. Otherwise, households could see thousands in extra spending for equal—or even reduced—coverage.
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Sources:
1. Mercer. “ U.S. Employers Rethinking Benefit Strategy for 2026 amid Rapidly Rising Costs .” Mercer Newsroom , 16 July 2025.
2. Fierce Healthcare. ' Mercer survey: Employers may make a return to healthcare cost-shifting strategies ,' by Paige Minemyer. 16 Jul 2025.
3. New York State Department of Financial Services. ' 2026 Individual and Small Group Requested Rate Actions ,' 2 June 2025.
4. ACHI. ' Arkansas Insurers File Proposed Rate Increases for 2026 ,' by Chris Ray. 8 Aug. 2025.
5. Insurance Newsnet. ' Florida Blue among companies proposing double-digit healthcare increases ,' by Christine Sexton. 12 Aug. 2025.
Other Resources:
1. Ortaliza, Jared, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2026.” Peterson-KFF Health System Tracker , 6 Aug. 2025.
2. New York State Department of Financial Services. “2026 Individual and Small Group Requested Rate Actions – Additional Information.” DFS Prior Approval Portal , accessed 13 Aug. 2025.
3. Sexton, Christine. “Watch Out for Double-Digit Health Insurance Increases in 2026.” The Florida Phoenix , 11 Aug. 2025.
4. Federal Trade Commission. Specialty Generic Drugs: A Growing Profit Center for Vertically Integrated Pharmacy Benefit Managers. Second Interim Staff Report. 14 Jan. 2025. pp. 5–6, 19–20, 32–34.
What type of retirement savings plan does Agilent Technologies offer to its employees?
Agilent Technologies offers a 401(k) retirement savings plan to help employees save for their future.
Does Agilent Technologies provide a company match for its 401(k) contributions?
Yes, Agilent Technologies provides a company match for employee contributions to the 401(k) plan, which helps enhance retirement savings.
What is the eligibility requirement for Agilent Technologies' 401(k) plan?
Employees of Agilent Technologies are typically eligible to participate in the 401(k) plan after completing a certain period of service, usually within the first year of employment.
How can employees of Agilent Technologies enroll in the 401(k) plan?
Employees of Agilent Technologies can enroll in the 401(k) plan through the company’s benefits portal or by contacting the human resources department for assistance.
What investment options are available in Agilent Technologies' 401(k) plan?
Agilent Technologies offers a variety of investment options in its 401(k) plan, including mutual funds, target-date funds, and other investment vehicles tailored to different risk levels.
Can employees of Agilent Technologies change their contribution percentage to the 401(k) plan?
Yes, employees of Agilent Technologies can change their contribution percentage at any time, typically through the benefits portal or by contacting HR.
What is the maximum contribution limit for Agilent Technologies' 401(k) plan?
The maximum contribution limit for Agilent Technologies' 401(k) plan follows the IRS guidelines, which are updated annually. Employees should refer to the latest IRS limits for specifics.
Does Agilent Technologies allow for catch-up contributions in its 401(k) plan?
Yes, Agilent Technologies allows eligible employees who are 50 years or older to make catch-up contributions to their 401(k) plan, in accordance with IRS regulations.
What happens to the 401(k) plan if an employee leaves Agilent Technologies?
If an employee leaves Agilent Technologies, they have several options regarding their 401(k) plan, including rolling it over to another retirement account, cashing it out, or leaving it with Agilent Technologies.
Are loans available from Agilent Technologies' 401(k) plan?
Yes, Agilent Technologies may allow employees to take loans from their 401(k) accounts, subject to certain conditions and limits outlined in the plan documents.