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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Antero Resources Employees Face Potential Health Care Cost Increases in 2026

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Healthcare Provider Update: Healthcare Provider for Antero Resources: Antero Resources employees primarily receive their healthcare coverage through the Affordable Care Act (ACA) marketplace. This allows them to navigate various plans and select options that best suit their individual and family needs. Potential Healthcare Cost Increases in 2026: As Antero Resources employees prepare for 2026, they may encounter significant healthcare cost increases driven by anticipated surges in ACA premiums. Some states could witness rate hikes exceeding 60%, primarily due to the expiration of enhanced federal premium subsidies that currently mitigate costs for many consumers. This perfect storm of rising medical expenses, coupled with aggressive pricing from insurers, could result in over 75% of policyholders facing substantially higher out-of-pocket expenses. As healthcare affordability becomes a pressing concern, it is vital for employees to assess and adapt their coverage strategies ahead of the impending hikes. Click here to learn more

'Antero Resources employees should prepare for 2026 by reviewing upcoming benefit changes and exploring ways to manage rising out-of-pocket health care costs.' - Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'Antero Resources employees can better navigate rising health care expenses in 2026 by understanding benefit adjustments early and making informed plan selections,' - Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we’ll examine:

  1. Why increasing health care costs are pushing Antero Resources employers to pass more expenses onto employees.

  2. The approaches companies are using to handle cost pressures, including changes in plan design and pharmacy benefit modifications.

  3. How marketplace premium hikes and medical cost trends affect overall health care affordability.

In 2026, Antero Resources employees may bear a greater share of health care expenses as costs keep climbing.

Many large U.S. companies, including those such as Antero Resources, are preparing to adjust benefit structures to counter rising health care expenses. Mercer’s recent survey of 711 U.S. employers with 500 or more employees found that 51% are “likely” or “very likely” to raise deductibles, coinsurance, or out-of-pocket maximums in 2026—up from 45% who said the same for 2025. 1  

Despite cost-saving actions, employers’ health care costs rose by 4.5% in 2024 and are expected to climb another 5.8% in 2025; absent these actions, Mercer estimates that costs could go up by ~8%. 2  A key contributing factor is the high price of GLP-1 medications for diabetes and weight loss, averaging around $1,000 per patient per month. 1  The survey also found that 77% of employers rated managing GLP-1 costs as extremely or very important. 1  Although many companies—including those in the energy sector—have expanded GLP-1 coverage, growing concerns suggest such plans may be untenable by 2026.

Shifting Employer Approaches to Benefits

Previously, employers hesitated to raise deductibles because of tight labor markets and concerns about affordability. Today, with economic uncertainty and slower wage growth, cost management may be taking precedence over hiring and retention efforts in some cases. In 2026, 35% of large firms intend to offer unconventional medical plan options—such as copay-based models aimed at reducing costs while maintaining quality. 1  Moreover, 61% are evaluating alternatives to traditional pharmacy benefit arrangements to bring more clarity to drug pricing and pharmacy benefit manager (PBM) services. 1

Rising Costs in the Individual Market

The pressure extends beyond employer-sponsored coverage. The ACA marketplace is slated to experience some of its biggest premium increases in over five years. According to state filings, 2026 premiums could jump dramatically—UnitedHealthcare in New York is seeking increases of up to 66.4%, 3  Arkansas expects an average increase of 36.1%, 4  and Florida Blue is looking at 27%. 5  If enhanced federal subsidies expire at the end of 2025, millions could be exposed to the full impact of these higher premiums.

Why Costs Are Rising Across the Board

Medical cost trends are projected to increase by 7–10% annually—far exceeding general inflation—driven by factors like brand name medications, hospital services, and specialist care. Regulatory changes are adding further pressure. Insurer earnings also contribute, as several major carriers posted record profits in 2024 while launching multibillion-dollar stock buybacks.

Key Take-Away for Antero Resources Workers

With 51% of employers planning to transfer more health care costs onto workers—and ACA premiums rising sharply—2026 may become a critical year for health care affordability. Antero Resources employees who familiarize themselves with upcoming benefit changes, optimize HSA/FSA contributions, and choose their 2026 plan with care may offset some of the added costs. Otherwise, households could see thousands in extra spending for equal—or even reduced—coverage.

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Sources:

1.  Mercer. “ U.S. Employers Rethinking Benefit Strategy for 2026 amid Rapidly Rising Costs .”  Mercer Newsroom , 16 July 2025.

2. Fierce Healthcare. ' Mercer survey: Employers may make a return to healthcare cost-shifting strategies ,' by Paige Minemyer. 16 Jul 2025. 

3. New York State Department of Financial Services. ' 2026 Individual and Small Group Requested Rate Actions ,' 2 June 2025. 

4. ACHI. ' Arkansas Insurers File Proposed Rate Increases for 2026 ,' by Chris Ray. 8 Aug. 2025. 

5. Insurance Newsnet. ' Florida Blue among companies proposing double-digit healthcare increases ,' by Christine Sexton. 12 Aug. 2025. 

Other Resources:

1.  Ortaliza, Jared, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2026.”  Peterson-KFF Health System Tracker , 6 Aug. 2025.

2.  New York State Department of Financial Services. “2026 Individual and Small Group Requested Rate Actions – Additional Information.”  DFS Prior Approval Portal , accessed 13 Aug. 2025.

3.  Sexton, Christine. “Watch Out for Double-Digit Health Insurance Increases in 2026.”  The Florida Phoenix , 11 Aug. 2025.

4.  Federal Trade Commission.  Specialty Generic Drugs: A Growing Profit Center for Vertically Integrated Pharmacy Benefit Managers. Second Interim Staff Report.  14 Jan. 2025. pp. 5–6, 19–20, 32–34.

What is the 401(k) plan offered by Antero Resources?

The 401(k) plan at Antero Resources is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis, helping to build a nest egg for retirement.

How can I enroll in Antero Resources' 401(k) plan?

Employees can enroll in Antero Resources' 401(k) plan by completing the enrollment process through the company’s benefits portal during the open enrollment period or when they first become eligible.

Does Antero Resources offer a company match for the 401(k) contributions?

Yes, Antero Resources offers a company match on employee contributions to the 401(k) plan, which helps to enhance your retirement savings.

What is the maximum contribution limit for Antero Resources' 401(k) plan?

The maximum contribution limit for Antero Resources' 401(k) plan is determined by IRS regulations, which may change annually. Employees should check the latest guidelines for the current limit.

Can I change my contribution percentage in Antero Resources' 401(k) plan?

Yes, employees can change their contribution percentage to Antero Resources' 401(k) plan at any time, subject to the plan's guidelines.

What investment options are available in Antero Resources' 401(k) plan?

Antero Resources' 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance and retirement goals.

When can I access my funds from Antero Resources' 401(k) plan?

Employees can typically access their funds from Antero Resources' 401(k) plan upon reaching retirement age, or in cases of hardship or termination of employment, subject to specific plan rules.

Is there a vesting schedule for Antero Resources' 401(k) company match?

Yes, Antero Resources has a vesting schedule for the company match in the 401(k) plan, meaning employees must work for the company for a certain period before they fully own the matched contributions.

How does Antero Resources communicate changes to the 401(k) plan?

Antero Resources communicates changes to the 401(k) plan through official company emails, benefits newsletters, and updates on the employee benefits portal.

Can I take a loan against my 401(k) at Antero Resources?

Yes, Antero Resources allows employees to take loans against their 401(k) balance, subject to the terms and conditions outlined in the plan.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Antero Resources has announced a significant restructuring plan that includes layoffs and a review of employee benefits. The company is focusing on optimizing operations and reducing costs. Additionally, Antero is reassessing its pension and 401(k) contributions in light of current market conditions.
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For more information you can reach the plan administrator for Antero Resources at 1615 Wynkoop St Denver, CO 80202; or by calling them at (303) 357-7310.

*Please see disclaimer for more information

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