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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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CommScope Holding Employees Face Potential Health Care Cost Increases in 2026

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Healthcare Provider Update: Healthcare Provider for CommScope Holding CommScope Holding employs its workforce through an array of benefits, including health insurance offerings provided primarily by major insurers such as UnitedHealthcare, Cigna, and Blue Cross Blue Shield. These were selected due to their extensive national coverage and tailored plans that address various employee healthcare needs. Predictions on Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised for dramatic increases, reflecting a perfect storm of factors affecting the Affordable Care Act (ACA) marketplace. Premiums for ACA plans are expected to rise sharply, with some states reporting hikes over 60%. This surge is driven by a combination of rising medical costs and the possible expiration of enhanced federal subsidies, which means that many enrollees could see their premiums skyrocket by over 75%. As a result, employees at CommScope Holding should strategically consider their healthcare options early to prepare for the financial implications ahead. Click here to learn more

'CommScope Holding employees should prepare for 2026 by reviewing upcoming benefit changes and exploring ways to manage rising out-of-pocket health care costs.' - Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'CommScope Holding employees can better navigate rising health care expenses in 2026 by understanding benefit adjustments early and making informed plan selections,' - Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we’ll examine:

  1. Why increasing health care costs are pushing CommScope Holding employers to pass more expenses onto employees.

  2. The approaches companies are using to handle cost pressures, including changes in plan design and pharmacy benefit modifications.

  3. How marketplace premium hikes and medical cost trends affect overall health care affordability.

In 2026, CommScope Holding employees may bear a greater share of health care expenses as costs keep climbing.

Many large U.S. companies, including those such as CommScope Holding, are preparing to adjust benefit structures to counter rising health care expenses. Mercer’s recent survey of 711 U.S. employers with 500 or more employees found that 51% are “likely” or “very likely” to raise deductibles, coinsurance, or out-of-pocket maximums in 2026—up from 45% who said the same for 2025. 1  

Despite cost-saving actions, employers’ health care costs rose by 4.5% in 2024 and are expected to climb another 5.8% in 2025; absent these actions, Mercer estimates that costs could go up by ~8%. 2  A key contributing factor is the high price of GLP-1 medications for diabetes and weight loss, averaging around $1,000 per patient per month. 1  The survey also found that 77% of employers rated managing GLP-1 costs as extremely or very important. 1  Although many companies—including those in the energy sector—have expanded GLP-1 coverage, growing concerns suggest such plans may be untenable by 2026.

Shifting Employer Approaches to Benefits

Previously, employers hesitated to raise deductibles because of tight labor markets and concerns about affordability. Today, with economic uncertainty and slower wage growth, cost management may be taking precedence over hiring and retention efforts in some cases. In 2026, 35% of large firms intend to offer unconventional medical plan options—such as copay-based models aimed at reducing costs while maintaining quality. 1  Moreover, 61% are evaluating alternatives to traditional pharmacy benefit arrangements to bring more clarity to drug pricing and pharmacy benefit manager (PBM) services. 1

Rising Costs in the Individual Market

The pressure extends beyond employer-sponsored coverage. The ACA marketplace is slated to experience some of its biggest premium increases in over five years. According to state filings, 2026 premiums could jump dramatically—UnitedHealthcare in New York is seeking increases of up to 66.4%, 3  Arkansas expects an average increase of 36.1%, 4  and Florida Blue is looking at 27%. 5  If enhanced federal subsidies expire at the end of 2025, millions could be exposed to the full impact of these higher premiums.

Why Costs Are Rising Across the Board

Medical cost trends are projected to increase by 7–10% annually—far exceeding general inflation—driven by factors like brand name medications, hospital services, and specialist care. Regulatory changes are adding further pressure. Insurer earnings also contribute, as several major carriers posted record profits in 2024 while launching multibillion-dollar stock buybacks.

Key Take-Away for CommScope Holding Workers

With 51% of employers planning to transfer more health care costs onto workers—and ACA premiums rising sharply—2026 may become a critical year for health care affordability. CommScope Holding employees who familiarize themselves with upcoming benefit changes, optimize HSA/FSA contributions, and choose their 2026 plan with care may offset some of the added costs. Otherwise, households could see thousands in extra spending for equal—or even reduced—coverage.

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Sources:

1.  Mercer. “ U.S. Employers Rethinking Benefit Strategy for 2026 amid Rapidly Rising Costs .”  Mercer Newsroom , 16 July 2025.

2. Fierce Healthcare. ' Mercer survey: Employers may make a return to healthcare cost-shifting strategies ,' by Paige Minemyer. 16 Jul 2025. 

3. New York State Department of Financial Services. ' 2026 Individual and Small Group Requested Rate Actions ,' 2 June 2025. 

4. ACHI. ' Arkansas Insurers File Proposed Rate Increases for 2026 ,' by Chris Ray. 8 Aug. 2025. 

5. Insurance Newsnet. ' Florida Blue among companies proposing double-digit healthcare increases ,' by Christine Sexton. 12 Aug. 2025. 

Other Resources:

1.  Ortaliza, Jared, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2026.”  Peterson-KFF Health System Tracker , 6 Aug. 2025.

2.  New York State Department of Financial Services. “2026 Individual and Small Group Requested Rate Actions – Additional Information.”  DFS Prior Approval Portal , accessed 13 Aug. 2025.

3.  Sexton, Christine. “Watch Out for Double-Digit Health Insurance Increases in 2026.”  The Florida Phoenix , 11 Aug. 2025.

4.  Federal Trade Commission.  Specialty Generic Drugs: A Growing Profit Center for Vertically Integrated Pharmacy Benefit Managers. Second Interim Staff Report.  14 Jan. 2025. pp. 5–6, 19–20, 32–34.

What is the 401(k) plan offered by CommScope Holding?

The 401(k) plan at CommScope Holding is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How does CommScope Holding match employee contributions to the 401(k) plan?

CommScope Holding offers a matching contribution to the 401(k) plan, which typically matches a percentage of employee contributions, helping to boost retirement savings.

What are the eligibility requirements for the 401(k) plan at CommScope Holding?

Employees of CommScope Holding are generally eligible to participate in the 401(k) plan after completing a specified period of employment, typically within the first few months.

Can employees of CommScope Holding change their contribution percentage to the 401(k) plan?

Yes, employees at CommScope Holding can change their contribution percentage to the 401(k) plan at any time, subject to the plan’s rules.

Does CommScope Holding offer a Roth 401(k) option?

Yes, CommScope Holding offers a Roth 401(k) option, allowing employees to contribute after-tax dollars and potentially enjoy tax-free withdrawals in retirement.

What investment options are available in the CommScope Holding 401(k) plan?

The 401(k) plan at CommScope Holding typically includes a range of investment options, such as mutual funds, target-date funds, and company stock.

How can employees at CommScope Holding access their 401(k) account information?

Employees of CommScope Holding can access their 401(k) account information online through the plan’s designated website or mobile app.

What happens to my 401(k) balance if I leave CommScope Holding?

If you leave CommScope Holding, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the CommScope Holding plan if allowed.

Are there any fees associated with the CommScope Holding 401(k) plan?

Yes, the CommScope Holding 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

Can employees take loans against their 401(k) at CommScope Holding?

Yes, employees at CommScope Holding may have the option to take loans against their 401(k) balance, subject to the plan’s terms and conditions.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Restructuring Announcement: In early 2024, CommScope announced a major restructuring plan, resulting in significant layoffs across its global operations. The restructuring is part of an effort to streamline operations and reduce costs amid declining revenues.
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For more information you can reach the plan administrator for CommScope Holding at 1100 CommScope Place Hickory, NC 28602; or by calling them at (828) 324-2200.

*Please see disclaimer for more information

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