Healthcare Provider Update: Healthcare Provider for Agilent Technologies Agilent Technologies typically partners with major health insurance providers to facilitate healthcare services for its employees. As of now, specific details about Agilent Technologies' current provider are not clearly documented in public records. However, Agilent has been known to utilize a mix of regional providers and larger national insurance companies, providing employees with access to comprehensive healthcare plans. Healthcare Cost Increases in 2026 As we look ahead to 2026, substantial healthcare cost increases are projected, with some marketplaces experiencing hikes of over 60%. This rise is fueled by a convergence of factors, including escalating medical expenses and the possible expiration of enhanced federal subsidies associated with the Affordable Care Act (ACA). Experts warn that, without congressional intervention, the majority of marketplace enrollees could face exorbitant out-of-pocket costs, with some premiums surging by 75%. The landscape indicates a significant challenge for Agilent Technologies and its employees, as rising healthcare costs threaten to place an additional financial burden on both employers and workers. Click here to learn more
'Rising health care costs underscore the importance for Agilent Technologies employees to regularly review their benefits and long-term financial strategy,' says Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
'With health care expenses climbing faster than wages, Agilent Technologies employees should proactively evaluate their coverage options to help protect their long-term financial well-being,' says Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article, we will discuss:
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Why health insurance costs may rise in 2026.
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What changes could impact Affordable Care Act and employer plans.
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How to review your options during open enrollment.
Health insurance expenses may soon climb even higher for millions of households, including those of Agilent Technologies employees. Some people have even received advance notice of increases through 2026, adding to concerns that affordable insurance options are becoming more limited.
If you are one of the approximately 24 million Americans enrolled in an ACA marketplace plan, 1 be aware that significant shifts could occur soon. If enhanced ACA premium tax credits expire after 2025, the average family premium could rise 114%, jumping from $888 in 2025 to $1,904 in 2026. 1
Rising expenses are also impacting those covered through employer plans, including employees at Agilent Technologies. Surveys indicate that employer-sponsored health insurance costs are estimated to go up by 6% to 9% in 2026—the biggest increase in more than 15 years. 2 As companies continue shifting more of these expenses to workers, payroll deductions and out-of-pocket costs are on the rise. Health care cost growth is even outpacing wage growth, 3 adding pressure on family budgets.
Why Are Prices Increasing?
Many factors contribute to the upward trend, 3 including:
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- A surge in medical visits delayed during the pandemic
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- The growing number of older Americans requiring ongoing care
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- Continued high incidence of chronic illnesses such as diabetes and heart disease
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- Shortages and rising labor costs in the health care workforce
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- Higher demand for services combined with fewer workers
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Competitive differences across regions also influence costs—some markets have many insurance options, while others have only one or two participating carriers.
What to Do During Open Enrollment
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Review your current health care usage. If you typically use fewer services, a high-deductible plan paired with a Health Savings Account might lower monthly premiums and offer certain tax advantages.
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Plan ahead for anticipated medical needs. If you expect more care next year, a plan with higher monthly payments but lower deductibles may help spread costs more evenly.
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Explore additional coverage options. Depending on eligibility, Medicaid, CHIP, or catastrophic plans may help if employer or marketplace premiums increase sharply.
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Stay flexible while enrollment is open. You can modify your plan through the end of open enrollment if your situation or subsidy rules change.
The Bigger Picture
Health care decisions are playing a larger role in long-term planning for Agilent Technologies households. Rising medical costs can influence both current spending and future retirement readiness.
At The Retirement Group, we assist individuals in planning for health care costs both before and after retirement. To talk about available plan types and tax-advantaged options as open enrollment approaches, call (800) 900-5867.
Want Assistance Reviewing Your Options?
Health plan decisions affect more than just next year—they may also shape your future income expectations, especially if you’re planning to leave Agilent Technologies in the near future.
You don’t need to navigate this alone. Before open enrollment deadlines end, The Retirement Group can help you examine your health care strategy alongside your retirement plan.
Want Assistance Reviewing Your Options?
Health plan decisions affect more than just next year—they may also shape your future retirement income needs, especially for those leaving Agilent Technologies in the coming years.
You don’t need to sort through this alone. Before open enrollment deadlines end,
The Retirement Group
can help you assess your health care strategy and retirement plan.
Call
(800) 900-5867
to get started.
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- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
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- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
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Sources:
1. Lo, Justin, and Larry Levitt. Early Indications of the Impact of the Enhanced Premium Tax Credit Expiration on 2026 Marketplace Premiums . Kaiser Family Foundation, Sept. 2025, www.kff.org/affordable-care-act/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire .
2. Mercer Insights Team. “Employers Prepare for the Highest Health Benefit Cost Increase in 15 Years.” Mercer , 3 Sept. 2025, www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years
3. “Why Are Healthcare Costs Rising?” Marsh McLennan Agency , 5 Sept. 2025, www.marshmma.com/us/insights/details/rising-health-care-costs.html .
4. “Five Key Changes to ACA Marketplaces Amid Uncertainty Over Premium Tax Credits.” Center on Budget and Policy Priorities , 2025, www.cbpp.org/research/health/five-key-changes-to-aca-marketplaces-amid-uncertainty-over-premium-tax-credit .
5. Health Care Workforce Shortages. NIHCM Foundation, 4 Mar. 2025, nihcm.org/newsletter/rising-healthcare-workforce-shortage.
What type of retirement savings plan does Agilent Technologies offer to its employees?
Agilent Technologies offers a 401(k) retirement savings plan to help employees save for their future.
Does Agilent Technologies provide a company match for its 401(k) contributions?
Yes, Agilent Technologies provides a company match for employee contributions to the 401(k) plan, which helps enhance retirement savings.
What is the eligibility requirement for Agilent Technologies' 401(k) plan?
Employees of Agilent Technologies are typically eligible to participate in the 401(k) plan after completing a certain period of service, usually within the first year of employment.
How can employees of Agilent Technologies enroll in the 401(k) plan?
Employees of Agilent Technologies can enroll in the 401(k) plan through the company’s benefits portal or by contacting the human resources department for assistance.
What investment options are available in Agilent Technologies' 401(k) plan?
Agilent Technologies offers a variety of investment options in its 401(k) plan, including mutual funds, target-date funds, and other investment vehicles tailored to different risk levels.
Can employees of Agilent Technologies change their contribution percentage to the 401(k) plan?
Yes, employees of Agilent Technologies can change their contribution percentage at any time, typically through the benefits portal or by contacting HR.
What is the maximum contribution limit for Agilent Technologies' 401(k) plan?
The maximum contribution limit for Agilent Technologies' 401(k) plan follows the IRS guidelines, which are updated annually. Employees should refer to the latest IRS limits for specifics.
Does Agilent Technologies allow for catch-up contributions in its 401(k) plan?
Yes, Agilent Technologies allows eligible employees who are 50 years or older to make catch-up contributions to their 401(k) plan, in accordance with IRS regulations.
What happens to the 401(k) plan if an employee leaves Agilent Technologies?
If an employee leaves Agilent Technologies, they have several options regarding their 401(k) plan, including rolling it over to another retirement account, cashing it out, or leaving it with Agilent Technologies.
Are loans available from Agilent Technologies' 401(k) plan?
Yes, Agilent Technologies may allow employees to take loans from their 401(k) accounts, subject to certain conditions and limits outlined in the plan documents.



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