Healthcare Provider Update: Healthcare Provider for CommScope Holding CommScope Holding employs its workforce through an array of benefits, including health insurance offerings provided primarily by major insurers such as UnitedHealthcare, Cigna, and Blue Cross Blue Shield. These were selected due to their extensive national coverage and tailored plans that address various employee healthcare needs. Predictions on Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised for dramatic increases, reflecting a perfect storm of factors affecting the Affordable Care Act (ACA) marketplace. Premiums for ACA plans are expected to rise sharply, with some states reporting hikes over 60%. This surge is driven by a combination of rising medical costs and the possible expiration of enhanced federal subsidies, which means that many enrollees could see their premiums skyrocket by over 75%. As a result, employees at CommScope Holding should strategically consider their healthcare options early to prepare for the financial implications ahead. Click here to learn more
'Rising health care costs underscore the importance for CommScope Holding employees to regularly review their benefits and long-term financial strategy,' says Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
'With health care expenses climbing faster than wages, CommScope Holding employees should proactively evaluate their coverage options to help protect their long-term financial well-being,' says Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article, we will discuss:
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Why health insurance costs may rise in 2026.
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What changes could impact Affordable Care Act and employer plans.
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How to review your options during open enrollment.
Health insurance expenses may soon climb even higher for millions of households, including those of CommScope Holding employees. Some people have even received advance notice of increases through 2026, adding to concerns that affordable insurance options are becoming more limited.
If you are one of the approximately 24 million Americans enrolled in an ACA marketplace plan, 1 be aware that significant shifts could occur soon. If enhanced ACA premium tax credits expire after 2025, the average family premium could rise 114%, jumping from $888 in 2025 to $1,904 in 2026. 1
Rising expenses are also impacting those covered through employer plans, including employees at CommScope Holding. Surveys indicate that employer-sponsored health insurance costs are estimated to go up by 6% to 9% in 2026—the biggest increase in more than 15 years. 2 As companies continue shifting more of these expenses to workers, payroll deductions and out-of-pocket costs are on the rise. Health care cost growth is even outpacing wage growth, 3 adding pressure on family budgets.
Why Are Prices Increasing?
Many factors contribute to the upward trend, 3 including:
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- A surge in medical visits delayed during the pandemic
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- The growing number of older Americans requiring ongoing care
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- Continued high incidence of chronic illnesses such as diabetes and heart disease
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- Shortages and rising labor costs in the health care workforce
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- Higher demand for services combined with fewer workers
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Competitive differences across regions also influence costs—some markets have many insurance options, while others have only one or two participating carriers.
What to Do During Open Enrollment
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Review your current health care usage. If you typically use fewer services, a high-deductible plan paired with a Health Savings Account might lower monthly premiums and offer certain tax advantages.
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Plan ahead for anticipated medical needs. If you expect more care next year, a plan with higher monthly payments but lower deductibles may help spread costs more evenly.
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Explore additional coverage options. Depending on eligibility, Medicaid, CHIP, or catastrophic plans may help if employer or marketplace premiums increase sharply.
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Stay flexible while enrollment is open. You can modify your plan through the end of open enrollment if your situation or subsidy rules change.
The Bigger Picture
Health care decisions are playing a larger role in long-term planning for CommScope Holding households. Rising medical costs can influence both current spending and future retirement readiness.
At The Retirement Group, we assist individuals in planning for health care costs both before and after retirement. To talk about available plan types and tax-advantaged options as open enrollment approaches, call (800) 900-5867.
Want Assistance Reviewing Your Options?
Health plan decisions affect more than just next year—they may also shape your future income expectations, especially if you’re planning to leave CommScope Holding in the near future.
You don’t need to navigate this alone. Before open enrollment deadlines end, The Retirement Group can help you examine your health care strategy alongside your retirement plan.
Want Assistance Reviewing Your Options?
Health plan decisions affect more than just next year—they may also shape your future retirement income needs, especially for those leaving CommScope Holding in the coming years.
You don’t need to sort through this alone. Before open enrollment deadlines end,
The Retirement Group
can help you assess your health care strategy and retirement plan.
Call
(800) 900-5867
to get started.
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Sources:
1. Lo, Justin, and Larry Levitt. Early Indications of the Impact of the Enhanced Premium Tax Credit Expiration on 2026 Marketplace Premiums . Kaiser Family Foundation, Sept. 2025, www.kff.org/affordable-care-act/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire .
2. Mercer Insights Team. “Employers Prepare for the Highest Health Benefit Cost Increase in 15 Years.” Mercer , 3 Sept. 2025, www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years
3. “Why Are Healthcare Costs Rising?” Marsh McLennan Agency , 5 Sept. 2025, www.marshmma.com/us/insights/details/rising-health-care-costs.html .
4. “Five Key Changes to ACA Marketplaces Amid Uncertainty Over Premium Tax Credits.” Center on Budget and Policy Priorities , 2025, www.cbpp.org/research/health/five-key-changes-to-aca-marketplaces-amid-uncertainty-over-premium-tax-credit .
5. Health Care Workforce Shortages. NIHCM Foundation, 4 Mar. 2025, nihcm.org/newsletter/rising-healthcare-workforce-shortage.
What is the 401(k) plan offered by CommScope Holding?
The 401(k) plan at CommScope Holding is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.
How does CommScope Holding match employee contributions to the 401(k) plan?
CommScope Holding offers a matching contribution to the 401(k) plan, which typically matches a percentage of employee contributions, helping to boost retirement savings.
What are the eligibility requirements for the 401(k) plan at CommScope Holding?
Employees of CommScope Holding are generally eligible to participate in the 401(k) plan after completing a specified period of employment, typically within the first few months.
Can employees of CommScope Holding change their contribution percentage to the 401(k) plan?
Yes, employees at CommScope Holding can change their contribution percentage to the 401(k) plan at any time, subject to the plan’s rules.
Does CommScope Holding offer a Roth 401(k) option?
Yes, CommScope Holding offers a Roth 401(k) option, allowing employees to contribute after-tax dollars and potentially enjoy tax-free withdrawals in retirement.
What investment options are available in the CommScope Holding 401(k) plan?
The 401(k) plan at CommScope Holding typically includes a range of investment options, such as mutual funds, target-date funds, and company stock.
How can employees at CommScope Holding access their 401(k) account information?
Employees of CommScope Holding can access their 401(k) account information online through the plan’s designated website or mobile app.
What happens to my 401(k) balance if I leave CommScope Holding?
If you leave CommScope Holding, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the CommScope Holding plan if allowed.
Are there any fees associated with the CommScope Holding 401(k) plan?
Yes, the CommScope Holding 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.
Can employees take loans against their 401(k) at CommScope Holding?
Yes, employees at CommScope Holding may have the option to take loans against their 401(k) balance, subject to the plan’s terms and conditions.



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