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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Envista Holdings Workers Prepare for Sharp Health Care Cost Increases in 2026

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Healthcare Provider Update: Healthcare Provider for Envista Holdings Envista Holdings does not have a publicly listed healthcare provider; instead, employees typically receive health insurance benefits through various commercial insurance plans. As a significant player in the dental products and technology industry, Envista provides its workforce with access to adequate healthcare services, albeit the specific insurers may differ based on the plans offered. Healthcare Cost Increases in 2026 In 2026, Envista Holdings employees may face significant increases in healthcare costs due to rising premiums and shifting employer strategies. With anticipated healthcare premium hikes in the ACA marketplace often exceeding 60% in critical areas, employees are advised to prepare for potential impacts on their out-of-pocket expenses. The expiration of enhanced federal premium subsidies may further exacerbate these financial challenges, pushing many employees to shoulder more substantial costs unless proactive steps are taken to manage their health benefits effectively. As a result, understanding upcoming changes in health plans and optimizing their choices for 2026 will be crucial in navigating this evolving landscape. Click here to learn more

'With health care costs rising, Envista Holdings employees should take time to review their coverage and align it with their broader retirement income goals,' — Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement.

'Envista Holdings employees can stay ahead of rising health care expenses by proactively evaluating benefits and incorporating future medical costs into their long-term retirement strategy,' — Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

  1. Why health insurance premiums may rise in 2026.

  2. How these changes could affect Envista Holdings employees and retirees.

  3. Steps to help prepare for higher health care costs.

Millions of Americans, including employees at Envista Holdings, are learning that health insurance premiums could increase significantly in 2026. Depending on the state, income, and whether federal subsidies are offered, monthly premiums for many people may jump by double-digit percentages. 1

Insurers are sending out letters to Affordable Care Act (ACA) marketplace plans nationwide, detailing significant rate increases that could impact Envista Holdings households who rely on supplemental or early retirement coverage. In many cases, people’s monthly premiums will go up by hundreds of dollars in the upcoming year. 2

Health policy researchers have collected new data suggesting average increases for marketplace plans could range from 10% to more than 20%. 1  Many subscribers, including Envista Holdings retirees using marketplace plans, may see payments more than quadruple if expanded government subsidies disappear. 1

Those purchasing insurance on the exchanges are not the only ones facing higher costs. Employer-sponsored plans used by many Envista Holdings families are also facing rising expenses as medical spending rebounds. In 2026, businesses anticipate an average cost increase of approximately 9%. 3

Reasons for Increasing Premiums

The main drivers behind premium hikes, according to insurers, include an aging population, rising medical costs, and increased health care usage post-pandemic—trends likely to impact Envista Holdings retirees.

In addition, unless Congress intervenes, the expanded ACA subsidies implemented during the pandemic are scheduled to expire after 2025, a potential concern for former Envista Holdings workers who rely on this support before Medicare eligibility. Without these subsidies, many middle-class families could see costs surge immediately.

More than 90% of ACA subscribers receive some government assistance with their premiums, 4  and analysts warn that if the expanded subsidies end, millions—including some who retired from Envista Holdings early—could lose coverage entirely by 2027. 4  

The Individual Effect

Every statistic reflects a personal challenge impacting families. Small business owners, independent contractors, and early retirees are already reporting premium increases from $250 to $700 per month in several states. 5

Some households losing subsidies could face monthly premiums of $2,000 or more 4 —far above the $300–$400 range typical today—creating greater strain for Envista Holdings retirees trying to manage health care expenses.

Those living with chronic conditions face even harder decisions, since routine care and medications remain essential.

Getting Ready for 2026

Advisors recommend reviewing health plan options thoroughly during upcoming enrollment seasons, especially for those nearing retirement. This includes checking subsidy eligibility, comparing multiple coverage options, and evaluating whether a spousal or employer-sponsored plan could offer better value.

Professionals approaching retirement may want to consider tax-efficient health care savings tools like Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) to help manage higher costs. It is also important to account for health care inflation when forecasting post-employment income.

A Monetary Urge to Act

Rising health care expenses can disrupt long-term goals for individuals and families, including those with many years of service at Envista Holdings. Medical coverage decisions should tie to retirement income strategies, tax planning, and asset preservation.

From retirement income and tax strategies to insurance and budgeting, The Retirement Group can help you evaluate how these changes may impact your future. Before open enrollment ends, call The Retirement Group at (800) 900-5867 to review retirement planning options and strategies to help navigate rising health care costs.

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What retirement savings options does Envista Holdings offer to its employees?

Envista Holdings offers a 401(k) savings plan to help employees save for retirement.

How can I enroll in the 401(k) plan at Envista Holdings?

Employees can enroll in the 401(k) plan at Envista Holdings by completing the enrollment process through the company’s HR portal.

Does Envista Holdings match employee contributions to the 401(k) plan?

Yes, Envista Holdings provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

What is the vesting schedule for the 401(k) match at Envista Holdings?

The vesting schedule for the 401(k) match at Envista Holdings is typically outlined in the plan documents, and employees should refer to those for specific details.

Can I change my contribution percentage to the 401(k) plan at Envista Holdings?

Yes, employees at Envista Holdings can change their contribution percentage at any time, subject to the plan's guidelines.

What types of investments are available in the Envista Holdings 401(k) plan?

The Envista Holdings 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, allowing employees to choose based on their risk tolerance.

Is there a minimum contribution requirement for the 401(k) plan at Envista Holdings?

Yes, Envista Holdings may have a minimum contribution requirement for the 401(k) plan, which employees should verify through the plan documents.

At what age can I start withdrawing from my 401(k) at Envista Holdings?

Employees can generally start withdrawing from their 401(k) at Envista Holdings at age 59½ without incurring penalties.

What happens to my 401(k) if I leave Envista Holdings?

If you leave Envista Holdings, you have several options for your 401(k), including rolling it over to a new employer’s plan or an individual retirement account (IRA).

Does Envista Holdings offer loans against my 401(k) balance?

Yes, Envista Holdings may allow employees to take loans against their 401(k) balance, subject to the plan’s terms and conditions.

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