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How MKS Instruments Retirees Are Using AI to Simplify Everyday Life

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'Artificial intelligence is helping many MKS Instruments employees simplify their transition into retirement by organizing finances and daily routines, but the key is to use these tools as support—not substitution—for thoughtful planning and professional guidance.' — Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

'MKS Instruments employees are finding that AI can streamline everything from budgeting to wellness, but lasting success in retirement comes from combining technology’s efficiency with informed financial decision-making.' — Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

How artificial intelligence (AI) is helping MKS Instruments retirees simplify daily life and handle complex tasks.
The ways AI can enhance health, home, and financial organization in retirement.
Why retirees are increasingly confident using AI to boost efficiency and reclaim valuable time.

Many MKS Instruments retirees are discovering that slowing down isn’t always easy, despite looking for respite from decades of early mornings, complex undertakings, and global operations. Handling investments, planning vacations, and staying organized can still feel demanding during retirement.

That’s where artificial intelligence (AI) has stepped in. What once seemed futuristic is now a practical tool for MKS Instruments’s retired professionals who want to streamline routines and reclaim valuable time.

According to Wealth Enhancement financial planner Kevin Won, CFP®, AWMA®, CRPC®, “we’re seeing older adults experimenting with AI tools for efficiency. They understand that these tools can help them reclaim time, which is one of life’s most precious resources.”

Simplifying Complex Tasks

While still in the workforce, AI is helping MKS Instruments employees transform their daily workflow. Tasks that once took hours—such as reviewing financial reports or tracking industry or market data—now take minutes with the help of AI assistants that can summarize data, highlight key performance trends, and draft personal reports.

Others are using AI to enhance their personal lives. For instance, with an AI-powered trip planner, it's possible to enter your preferred travel destinations, dates, and hobbies, and have the chatbot design an itinerary for you complete with dining, sightseeing, and activity suggestions.

The same is true after retirement. “The retirees I work with value how AI brings order and clarity,” Won adds. “Whether it’s comparing health care options or managing monthly expenses, these tools can handle the heavy lifting so retirees can focus on other areas of their lives.”

Improving Health and Home Management

Many former MKS Instruments professionals are also turning to AI for personal wellness and home organization. Some use chatbots for home maintenance guidance, while others leverage AI to build custom workout plans that adapt to travel schedules or physical limitations. These tools help retirees maintain consistency without needing advanced tech skills or expensive memberships.

According to Won, “AI can give older adults autonomy. They don’t need to wait for instruction or assistance. Technology enables them to take the lead in their daily lives, including finances and health care choices.”

A Modern Assistant for Financial Confidence

Retirees can also use AI to help arrange their financial information before meetings with advisors. From summarizing financial articles to preparing questions, AI helps retirees save time while staying informed. Some even use it as a digital filing assistant, categorizing tax documents, receipts, and travel logs for the upcoming year.

Won cautions, however, that “AI should be viewed as guidance, not a promise. It’s a powerful assistant, but it can still make errors—especially on topics like health or finance—so always double-check important information.”

From Skepticism to Confidence

While some retirees were initially hesitant to adopt AI, many have now incorporated it into their routines. Surveys show that, while older generations are slower to adopt new technologies, comfort and usage are steadily rising.¹

Won explains, “Retirees who’ve spent decades adapting to innovation in corporate environments, like MKS Instruments, already have the resilience and mindset needed to learn new tools. Now, AI works for them—reducing complexity, not adding to it.”

A Smart Way to Simplify Retirement

For many retirees, using AI is about boosting productivity, not just curiosity. Automating travel planning, organizing budgets, and reducing decision fatigue can make retirement more manageable and less stressful.

According to Won, “you’re really adding peace of mind when you integrate smart tools into daily life. The goal isn’t to master the technology. It’s to let it operate behind the scenes so you can focus on what matters most.”

If you’re a MKS Instruments retiree looking to organize your finances, streamline health care costs, or enjoy your retirement with fewer hassles, The Retirement Group can help. Call (800) 900-5867 to speak with a knowledgeable representative today.

For more information, visit WealthEnhancement.com or call Wealth Enhancement Group at (800) 492-1222 to speak with a Certified Financial Planner.

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Sources:

1. Kakulla, Brittne, Laura Skufca, Patty David, Jessica Boothe, and Kristen Garrett. ' Empowering Independence With Technology Among Adults Age 50-Plus .' Washington, DC: AARP Research, Jan. 2025.
2. “Young Adults Are Leading the Way in AI Adoption.” AP-NORC Center for Public Affairs Research, 29 July 2025.
3. Chui, Michael, et al. The Economic Potential of Generative AI: The Next Productivity Frontier. McKinsey Global Institute, June 2023.
4. Chatbots in Consumer Finance. Consumer Financial Protection Bureau, June 2023.
5. “Older Adults Express Mixed Views on Artificial Intelligence.” NORC at the University of Chicago, Oct. 2023.

What is the 401(k) plan offered by MKS Instruments?

The 401(k) plan at MKS Instruments is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in the MKS Instruments 401(k) plan?

You can enroll in the MKS Instruments 401(k) plan by completing the enrollment form available through the HR portal or by contacting the HR department for assistance.

Does MKS Instruments offer a company match for the 401(k) contributions?

Yes, MKS Instruments provides a company match for employee contributions to the 401(k) plan, subject to specific terms and conditions.

What is the maximum contribution limit for the MKS Instruments 401(k) plan?

The maximum contribution limit for the MKS Instruments 401(k) plan aligns with IRS guidelines, which are updated annually.

Can I change my contribution percentage for the MKS Instruments 401(k) plan?

Yes, employees can change their contribution percentage for the MKS Instruments 401(k) plan at any time by submitting a request through the HR portal.

What investment options are available in the MKS Instruments 401(k) plan?

The MKS Instruments 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

When can I access my funds in the MKS Instruments 401(k) plan?

Employees can access their funds in the MKS Instruments 401(k) plan upon reaching retirement age, or under certain circumstances such as hardship withdrawals.

What happens to my MKS Instruments 401(k) plan if I leave the company?

If you leave MKS Instruments, you can either roll over your 401(k) balance to another retirement account or leave it in the MKS Instruments plan, subject to plan rules.

Does MKS Instruments allow loans against my 401(k) balance?

Yes, MKS Instruments may allow employees to take loans against their 401(k) balance, subject to specific terms and conditions outlined in the plan.

Are there any fees associated with the MKS Instruments 401(k) plan?

Yes, there may be fees associated with managing the MKS Instruments 401(k) plan, which are typically disclosed in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Name of Pension Plan: MKS Instruments does not offer a traditional pension plan. The company primarily provides a 401(k) plan for its employees. Years of Service and Age Qualification: MKS Instruments does not have a pension plan, so there are no qualifications related to years of service or age for a pension. Name of 401(k) Plan: The 401(k) plan at MKS Instruments is simply referred to as the "MKS Instruments 401(k) Plan." Eligibility and Qualification: Eligibility: Employees are eligible to participate in the MKS Instruments 401(k) Plan immediately upon hire. Qualification for Matching Contributions: The company offers a matching contribution to eligible employees. To qualify for the company match, employees must contribute a percentage of their salary to their 401(k) account. Specific details regarding the match percentage can be found in the company's plan document.

Restructuring and Layoffs: In early 2024, MKS Instruments announced a restructuring plan aimed at streamlining operations and reducing costs. This includes a reduction of approximately 5% of its workforce, focusing on consolidating roles and improving efficiency. This decision comes amidst a challenging economic climate and increased operational costs. The company’s efforts are designed to enhance its competitive position and adapt to market fluctuations. Benefit Changes: MKS Instruments has also revised its employee benefits package to better align with current financial constraints. Changes include adjustments to healthcare contributions and modifications to its retirement benefits plan. These changes reflect the company's response to evolving economic conditions and aim to sustain long-term financial health. It is crucial to monitor these updates due to their potential impact on employee satisfaction and overall company stability in the current economic environment.

Stock Options: MKS Instruments provided stock options as part of their employee compensation package. The company’s stock option plans are detailed in their 2022 10-K filing. RSUs: Restricted Stock Units (RSUs) were also available to employees, offering equity-based compensation.

Health Benefits Overview: MKS Instruments offers comprehensive health benefits to its employees, including medical, dental, and vision insurance. They provide both PPO (Preferred Provider Organization) and HMO (Health Maintenance Organization) plans. 2023 Updates: The company introduced a new High Deductible Health Plan (HDHP) in 2023 with Health Savings Account (HSA) eligibility. They also improved the employee wellness program, including mental health resources