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Understanding Domestic Partner Agreements: A Guide for Brinker International Employees to Navigate Relationship Finances

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Healthcare Provider Update: Healthcare Provider for Brinker International Brinker International, the parent company of restaurant chains such as Chili's and Maggiano's, provides health benefits to its employees through multiple national health insurance carriers. The primary healthcare provider used by Brinker International for its employee benefits is typically Anthem Blue Cross Blue Shield, along with other regional insurers depending on the specific needs and locations of their workforce. Potential Healthcare Cost Increases in 2026 As we approach 2026, Brinker International and its employees face substantial challenges in healthcare costs. Record hikes in Affordable Care Act (ACA) premiums are projected, with insurers across states seeking increases that could surpass 60%. The expected expiration of enhanced federal subsidies will contribute to a significant rise in out-of-pocket expenses for numerous employees, with many anticipating an average increase of over 75% in their monthly premiums. Coupled with ongoing inflation in medical costs, these developments place additional financial burdens on both employers and employees, making strategic planning for healthcare needs more crucial than ever. Click here to learn more

What Is It?

Addresses The Sharing of Income, Expenses, and Property

As a Brinker International employee with a partner, it is important to understand what a domestic partner agreement is. A domestic partner agreement can be used by all unmarried couples, whether of the opposite or same sex. It is a written contract between you and your partner that is primarily used to address the sharing of income, expenses, and property. It supports your ownership rights and clarifies your intentions for the distribution of your property if you die or your relationship ends.

For Brinker International employees, although domestic partner agreements don't address concerns covered by other legal instruments such as deeds of title, wills, living trusts, durable powers of attorney for health care and finances, parental rights documents, and living wills or Declarations of Desire, they can be a valuable supporting document for them. A Brinker International employee can also use a domestic partner agreement to identify responsibility for nonfinancial matters (e.g., who will handle household duties), although courts tend to provide only limited remedies for these so-called personal service agreements.

Provides Protection You Otherwise Lack

Domestic partners are not recognized by the federal government. Most states also do not recognize domestic partners, and if you live in a state that does not, or if you live in a state that limits the rights of domestic partners, you won't automatically have the same rights, privileges, and protections that married couples have. As a Brinker International employee it is important to consider this information when protecting yourself and your assets in a relationship.

A domestic partner agreement (sometimes called a living together agreement or a cohabitation agreement) may help you, as a Brinker International employee outline how you and your partner intend to share your financial and legal obligations. You may also be required to provide a domestic partner agreement as proof that you are in a committed relationship (e.g., when applying for employer-provided domestic partner benefits). Domestic partner agreements are legal contracts, but can take many forms and are not legally binding in all states. As a Brinker International employee, It's important to work with an attorney in your state when drafting a domestic partner agreement in order to ensure the document's effectiveness.

Sets Clear Ground Rules Up Front

As a Brinker International employee, setting clear ground rules in a domestic partner agreement can help your relationship run more smoothly and ease the handling of disputes in case of separation or death. It can, however, be a delicate subject to broach with your partner.

When Can You Use It?

As a Brinker International employee you might wish to consider a domestic partner agreement if any of the following apply:

  •  You want to protect your income and property rights in case of separation or death
  •  You have more than a minimum of assets
  •  You expect to commingle your finances, perhaps by purchasing household goods or other property together, sharing income, or holding joint bank accounts or credit cards
  •  You want your relationship to run smoothly with a clear understanding of your financial rights and responsibilities

What Does It Cover?

In General

A domestic partner agreement primarily addresses the sharing of income, expenses, and property. As a fortune 500 employee, you can also use it to support other legal documents, such as your will or the title to jointly owned property. Some couples use it to identify responsibility for various household duties, although courts tend to provide only limited remedies for so-called personal service agreements. The following questions and comments can guide you in identifying areas to address in a domestic partner agreement.

Shared Income

What rights, if any, do you and your partner have to each other's income now--and in the future--if you separate? Although you enter a relationship with the sole right to your personal income, a spoken or implied agreement to share the income with your partner may permit him or her to assert a claim for support against you. Without a written understanding to the contrary, you can spend a lot of time and money contesting this in court. Your right to your partner's income is especially important to clarify if you depend on your partner's income (e.g., if you're a homemaker or the parent primarily responsible for child rearing). For Brinker International employees, it is important to account for this information when planning to share income and other assets with your partner as to avoid damages in the event of separation.

Shared Expenses

As a Brinker International employee you may want to consider how will you share household expenses--equally, according to income, or according to use? Will you share a joint bank account? If so, how much money will you keep in it, and what is it earmarked for? If you maintain separate bank accounts, what expenses will these cover? A candid discussion of your financial values, priorities, and goals will provide a solid foundation for planning your finances. Clarifying values, goals, and priorities now can ease your financial decision making and activities, including managing household expenses, deciding whether to open joint accounts, and developing a budget.

Shared Property Ownership

How will you own property--separately or together? For Brinker International employees there are four categories of property to consider:

  •  Property you each individually bring into the relationship--Usually, this remains the property of the partner who originally owned it.
  •  Property you each individually receive during the relationship through gifts or inheritances--Generally, this remains the property of the partner who received it.
  •  Property without titles you acquire during the relationship, either separately or together--Possessions you purchase separately during the relationship are best kept separate, documenting your ownership with receipts in case the relationship ends. Property you acquire together is usually owned equally, or in proportion to each partner's contribution. It's especially important to document what share of jointly held property you each own. A written agreement strengthens your ownership claim if the relationship ends.
  •  Property with titles you acquire during the relationship, either separately or together--Ownership of this property depends on how it is listed on the title, whether as a sole ownership, a joint tenancy with rights of survivorship (JTWROS), or a tenancy in common.

If you jointly hold property, identify what share you each own. If the ownership is not split equally, specify the terms. Outline any arrangement you have for the minority owner to equalize his or her share.

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Caution:  If you list your partner on a title without a fair exchange of value, the IRS could consider this a gift subject to gift tax. Describe how you'll divide jointly held property if your relationship ends. Will one of you have the right of first refusal, that is, the first right to remain in a jointly owned house and buy the other out? If so, how will you determine the value, and over what period of time will the buyout take place? Or, will you sell the property and divide the proceeds?

Supports Other Legal Documents

A domestic partner agreement needn't address concerns that are covered by other legal documents, such as deeds of title, wills, living trusts, and durable powers of attorney for health care and finances. As a Brinker International employee however, you may still want to consider one since it can provide an important supporting document for them. Suppose the title to your home was not properly recorded as a JTWROS, and at your death, it is discovered that it was drafted and recorded as a tenancy in common. Your legal next of kin could lay claim to your share. A written agreement declaring your intention to leave sole ownership of the property to your partner will support your partner's claim to the property. It can also bolster your will in case disapproving relatives contest it.

What Are The Strengths of a Domestic Partner Agreement?

Helps Prevent Disagreements Before They Occur

By setting clear ground rules, a domestic partner agreement can ultimately help your relationship run more smoothly. Many relationships break down over differing expectations about the handling of money and finances. These differences are often only discovered when dissension occurs. As a Brinker International employee, you may want to consider this information when working to avoid miscommunication and disagreements with your partner.

Helps Settle Disagreements If The Relationship Ends

As a Brinker International employee, if your relationship ends, a well-written domestic partner agreement can protect you, helping you avoid emotionally draining and costly legal battles.

Supports Your Wishes After Your Death

In case of death, it can support your will and your partner's right to jointly held property by stating your wishes and intentions for the disposition of your property.

What Are The Tradeoffs of a Domestic Partner Agreement?

Can Be a Sensitive Subject to Broach

A domestic partner agreement can be a delicate subject to broach with your partner, especially if your relationship is young or you've never held candid discussions of financial matters. As a Brinker International employee, you need to consider whether attempting to address these matters legally will help or hurt your relationship.

Requires Periodic Updating

If you decide to proceed with a domestic partner agreement, be prepared to update it periodically.

Will Your Domestic Partner Agreement Hold Up In Court?

Courts Generally Recognize Contracts Between Unmarried Partners

Courts generally recognize contracts between unmarried partners as long as they violate no laws or public policy, are consistent with contract law, and are entered into willingly. However, there are no guarantees--contracts can be contested in court. With that taken into account, as a Brinker International employee it becomes essential to have an attorney draft your agreement or at least review it.

What Happens If Your Relationship Ends And You Don't Have A Domestic Partner Agreement?

No Uniform Guidelines Exist to Divide Shared Property and Finances

If your relationship ends, no specific guidelines exist to divide shared property and finances other than the general principles of contract law. Because you cannot turn to a divorce court or to specific statutes regarding cohabitation and domestic partner arrangements, costly and emotionally draining legal battles may ensue. Your fate will be left to a judge who must rule on your intentions and those of your partner, and must determine the disposition of your shared property. As a Brinker International employee, you may want to consider this information when contemplating an agreement as to be certain of your rights and what you are entitled to in the event of separation.

Does A Domestic Partner Agreement Provide All The Legal Protection You Need?

Should Be Supplemented With Other Legal Documents

Because a domestic partner agreement primarily covers the sharing of income, expenses, and property, it doesn't address the many other areas requiring protection. As a Brinker International employee, to provide more complete legal coverage, you should supplement your domestic partner agreement with the following documents:

  •  Durable power of attorney for health care, also called a health-care proxy
  •  Durable power of attorney
  •  Will or living trust
  •  Key documents to protect your parental rights

Caution:  Consult an attorney to draft these documents. They may need to be notarized or witnessed, and all of them can be contested in court. Keep in mind, too, that these documents need to be periodically reviewed and updated as your circumstances change.

What If You Still Don't Want a Domestic Partner Agreement?

If you're young (or old) and in love or you simply don't choose to base your relationship on a legal contract with the ongoing tension it could create, there are still some things you can do to prevent problems and protect your rights.

Own Property Separately

Consider owning household goods and other personal property separately. Make it a practice to keep receipts showing who owns what.

Clarify Ownership With Deeds of Title

For titled property, such as a house or a car, the name(s) listed on the title determines who owns the property. As a Brinker International employee it is worthy to keep in mind how titles supersede any written documents to the contrary, including a domestic partner agreement or even a will.

Maintain Separate Finances

Keep your finances separate. Avoid holding joint bank accounts and credit cards. Either divide up the household bills or reimburse your share to each other from individual checking accounts.

Hope for The Best

Some relationships endure for decades with hardly any problems. However, many couples require extensive legal action to resolve issues once they arise.

Questions & Answers

Is a Domestic Partner Agreement Similar to a Prenuptial Agreement?

A domestic partner agreement is similar to a prenuptial agreement and covers many of the same concerns. It is different in that it is not followed by a marriage and may not have the same status in court.

How Does A Domestic Partner Agreement Differ From a Domestic Partnership?

A domestic partnership is a registered relationship between unmarried partners that provides official recognition of their union which grants them some or all of the rights and responsibilities of marriage. Only a few states allow registered domestic partnerships. They generally require you and your partner to sign an affidavit declaring your relationship and to pay a small fee.

As a Brinker International employee, be sure to examine your rights and obligations before registering your relationship. You don't need to have a registered domestic partnership to sign a domestic partner agreement. Nor do you need a domestic partner agreement to register a domestic partnership. The two operate independently of each other.

What Are Domestic Partner Benefits?

Domestic partner benefits refer to a wide variety of fringe benefits employers offer the unmarried partners of employees. These can include health insurance, family medical leave to care for an ailing partner, and bereavement leave at the death of a partner. Often, the most important benefit is health insurance. Unfortunately, the value of health insurance provided to your domestic partner is taxable to you as income at the federal level (but not always at the state level).

Caution:  Not all employers offer domestic partner benefits. When available, some employers restrict domestic partner benefits to same-sex partners, while most offer benefits to both same-sex and opposite-sex partners.

What is the 401(k) plan offered by Brinker International?

The 401(k) plan at Brinker International is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can employees of Brinker International enroll in the 401(k) plan?

Employees of Brinker International can enroll in the 401(k) plan by completing the enrollment process through the company’s benefits portal or by contacting the HR department for assistance.

Does Brinker International offer a company match for the 401(k) contributions?

Yes, Brinker International offers a company match for employee contributions to the 401(k) plan, helping employees maximize their retirement savings.

What is the eligibility requirement for Brinker International employees to participate in the 401(k) plan?

Most employees at Brinker International are eligible to participate in the 401(k) plan after completing a specified period of service, typically within their first year of employment.

What types of investment options are available in Brinker International's 401(k) plan?

Brinker International's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Can Brinker International employees change their contribution percentage to the 401(k) plan?

Yes, employees at Brinker International can change their contribution percentage at any time, allowing them to adjust their savings based on their financial situation.

When can Brinker International employees access their 401(k) funds?

Employees of Brinker International can access their 401(k) funds upon reaching retirement age, or in certain circumstances such as financial hardship or termination of employment.

What happens to my 401(k) balance if I leave Brinker International?

If you leave Brinker International, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or keep it in the Brinker International plan if allowed.

Are there any fees associated with Brinker International's 401(k) plan?

Yes, Brinker International's 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents provided to employees.

How often can Brinker International employees review their 401(k) account statements?

Employees at Brinker International can review their 401(k) account statements quarterly, and they can also access their account online for real-time updates.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Brinker International offers a 401(k) Savings Plan for its employees, which includes several important features and eligibility criteria. Employees become eligible to participate in the plan on the first of the month following the attainment of age 21 and the completion of 90 days of eligible service. Notably, non-U.S. citizens, union employees without specific contract provisions, and leased employees are excluded from participating in the plan. For contributions, Brinker International matches 100% of the first 3% of an employee's pay and 50% of the next 2%, with participant contributions allowed up to the maximum deferrable amount as permitted by the IRS. Catch-up contributions are also allowed for employees aged 50 or older. The plan allows employees to invest their contributions across various investment options, including money market funds, mutual funds, and Brinker International common stock. All contributions, including employer matching, are immediately vested.
Restructuring Layoffs: Brinker International has focused on optimizing its operations, especially in its Chili's and Maggiano's brands, through strategic menu pricing and adjustments in restaurant operations. While no massive layoffs have been reported, the company has taken measures to reduce costs, which may indirectly affect employment and operational structure. Benefit Changes & Pension Modifications: The company's pension plan has been updated with a new cash balance formula effective January 1, 2023. This formula provides annual pay credits ranging from 4.5% to 10% based on age and years of service, with annual interest credits tied to U.S. Treasury yields. This change reflects the need to align with market conditions and reduce the burden of traditional pension plans.
Sources and Information: Source: Brinker International Annual Reports (2022-2024) Document: Brinker International 2023 Annual Report Page Number: 40 Details: Brinker International offers stock options (SO) and restricted stock units (RSU) to its executives and key employees as part of their compensation package. The company uses RSU to incentivize long-term performance and align employee interests with shareholder value. Source: Brinker International 2022 Proxy Statement Document: Brinker International 2022 Proxy Statement Page Number: 25 Details: In 2022, Brinker International provided stock options (SO) and RSUs primarily to senior management and high-potential employees. RSUs vest over a period of time, typically 3-5 years, to encourage retention. Source: Brinker International 2024 Investor Relations Page Document: Brinker International 2024 Investor Relations Document Page Number: 32 Details: For 2024, Brinker International continues to offer RSUs and stock options (SO) to its executives. These stock options and RSUs are designed to reward performance and retain top talent within the company. Source: Brinker International Quarterly Financial Reports Document: Brinker International Q1 2023 Financial Report Page Number: 15 Details: Brinker International's compensation strategy includes stock options (SO) and RSUs for its leadership team. The report highlights adjustments in stock option grants based on company performance and market conditions. Summary Brinker International: Stock Options (SO): Brinker International provides stock options (SO) primarily to executives and senior management to align their interests with shareholder value. These options typically have a vesting period of 3-5 years. Restricted Stock Units (RSU): RSUs are granted to Brinker International’s key employees to incentivize long-term performance and retention. The vesting schedule for RSUs usually spans several years to ensure employee alignment with company goals. Sources: Brinker International 2023 Annual Report, Page 40 Brinker International 2022 Proxy Statement, Page 25 Brinker International 2024 Investor Relations Document, Page 32 Brinker International Q1 2023 Financial Report, Page 15
Brinker International, the parent company of Chili's Grill & Bar and Maggiano's Little Italy, has maintained a robust health benefits program for its employees in 2022, 2023, and 2024. Their health benefits package includes medical, dental, and vision insurance, along with wellness programs that are designed to support both physical and mental health. Notably, Brinker offers comprehensive coverage options that include preventive care, prescription drug coverage, and mental health services. Specific terms and acronyms frequently associated with Brinker's health benefits include EPO (Exclusive Provider Organization) and HSA (Health Savings Account), which are used in their plans to provide more flexible and cost-effective healthcare solutions for their employees. Additionally, the company emphasizes the importance of preventive care through various wellness programs, which include health screenings and flu shots. In terms of recent developments, Brinker International has been responsive to the ongoing challenges presented by COVID-19. They have implemented policies in compliance with state regulations, including offering testing to employees at no cost during work hours, especially in cases of potential outbreaks at their restaurant locations. These efforts are part of Brinker's broader commitment to ensuring the safety and well-being of their employees during the pandemic.
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For more information you can reach the plan administrator for Brinker International at 6820 LBJ Freeway Dallas, TX 75240; or by calling them at +1 972-980-9917.

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