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Endeavor Group Holdings Employees Confront the Fear of Running Out of Money in Retirement

Healthcare Provider Update: Endeavor offers three medical plans, including the Endeavor Health Plan and national-network options via Cigna. Employees benefit from dental, vision, prescription drug coverage, HSAs, FSAs, and voluntary insurance options. The company also provides disability coverage, life insurance, tuition reimbursement, and a 401(k) retirement plan. Wellness programs and EAPs support work-life balance 5. Endeavor Group Holdings With ACA insurers requesting double-digit increases, Endeavors customizable health plans and national network access help employees avoid steep marketplace costs while maintaining quality care. Click here to learn more

'To allay long-term financial concerns, Endeavor Group Holdings employees may benefit from a comprehensive retirement strategy that addresses inflation, health care costs, and tax planning.' – Michael Corgiat, a representative of The Retirement Group, a division of Wealth Enhancement.

'Proactive retirement planning—especially around inflation, health care, and shifting tax policies—can help Endeavor Group Holdings employees gain clarity and reduce uncertainty in the years leading up to retirement.' – Brent Wolf, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

Key causes of retirement anxiety, including inflation, health care, and taxes.
Generational differences in money concerns and readiness.
The value of broad retirement planning approaches.

Retirement Anxiety is On The Rise

Employees across industries, including those at Endeavor Group Holdings, have long worried about how they will fund retirement. These concerns have grown considerably in today’s economy. Nearly two out of three Americans (64%) said they worry more about outliving their resources than they do about dying, according to the Allianz Center for the Future of Retirement’s 2025 Annual Retirement Study. ¹

Main Causes of Retirement-Related Worry

The Allianz study lists several key triggers of these fears. Regarding long-term planning, 54% of respondents said inflation was their top worry. Increases in health care costs, housing, and food prices are still undermining people’s purchasing power.

Concerns around Social Security’s future and tax burdens are also high. 43% said they feared Social Security might not offer adequate support. And another 43% named high taxes as a major issue.

Generational Gaps in Money Stress

Gen X—often balancing care for both kids and aging parents—report the highest worry: 70% versus 66% of millennials and 61% of boomers. Among corporate workers, including those at Endeavor Group Holdings, this dynamic underlines how family obligations can magnify retirement concerns.

The Gap Between Worry and Action

The survey shows a gap between concern and conversation: just 23% of respondents have talked about outliving their assets with a retirement specialist, down from 28% in 2024. ² That said, Americans are considering several strategies to allay these fears, ranking the following approaches as most helpful:

41% said cutting current spending to funnel more toward retirement 
44% said increasing retirement contributions 
39% said postponing retirement
While increasing contributions to retirement accounts could help address these concerns, barriers remain: daily necessities (63%), credit card debt (40%), mortgage or rent (35%) were top reasons people weren’t contributing more.

The Emotional Side of Retirement Anxiety

Retirement fears influence not just finances, but lifestyle, career choices, and family planning. Worries about independence, dignity, and quality of life often accompany fear of running short on funds.

Health care need are often underestimated too, complicating the equation. Medicare covers many basic services, but long‑term care, home assistance, and uncovered treatments can add large bills—adding uncertainty even for high‑income employees.

Broader Retirement Planning Matters

The Allianz findings emphasize planning well beyond just saving. With people living 25 to 30 years post‑work, a solid planning mindset is critical. As Kelly LaVigne, VP at Allianz Life, noted, “Americans areliving longer… your money needs to go farther. A good plan considers 25 to 30 years of retirement, not just the first ten.” ²

Key components often include:

Income strategies: setting up regular monthly disbursements from assets
Tax planning: reducing tax burdens on withdrawals
Health care planning: factoring in Medicare gaps and long‑term care
Inflation alignment: keeping income responsive to cost increases

Combined, these strategies can help build resilience, confidence, and preparedness even in uncertain times.

In Conclusion

The 2025 Allianz Retirement Study makes it clear: a majority of Americans—and Endeavor Group Holdings employees among them—see the threat of running out of money as more frightening than death. Rising inflation, health care spending, and uncertainty around Social Security are central drivers. Fewer are taking direct action through planning conversations or boosted contributions.

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Yet there is opportunity. The IRS now permits catch‑up 401(k) contributions of up to $11,250 for those aged 60–63 in 2025—above the standard limit. For many, this is a practical way to fortify resources in those final working years.

A Final Thought

Think of retirement like a long sea voyage. Death may be the storm ahead, but empty savings are the leak that can sink the ship first. According to the Allianz study, 64% of Americans fear that leak more than the storm. For Endeavor Group Holdings employees, the goal is to build a well-structured plan—with consistent income, planning for health costs, and tax awareness—that can keep the vessel afloat for the long haul.

Sources:

1. Allianz Life Insurance Company of North America, ' How Americans feel about retirement in 2025 ,' by the Allianz Center for the Future of Retirement ^TM , June 2025.

2. businesswire, ' Americans Are More Worried About Running Out of Money Than Death ,' April 22, 2025.

What is the 401(k) plan offered by Endeavor Group Holdings?

The 401(k) plan at Endeavor Group Holdings is a retirement savings plan that allows employees to save a portion of their salary before taxes are deducted.

How can employees of Endeavor Group Holdings enroll in the 401(k) plan?

Employees can enroll in the Endeavor Group Holdings 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.

What types of contributions can employees make to the Endeavor Group Holdings 401(k) plan?

Employees can make pre-tax contributions, Roth (after-tax) contributions, and possibly catch-up contributions if they are over the age of 50 in the Endeavor Group Holdings 401(k) plan.

Does Endeavor Group Holdings offer any matching contributions for the 401(k) plan?

Yes, Endeavor Group Holdings offers a matching contribution to the 401(k) plan, which helps employees increase their retirement savings.

What is the vesting schedule for the Endeavor Group Holdings 401(k) matching contributions?

The vesting schedule for matching contributions at Endeavor Group Holdings typically follows a standard schedule, which may vary based on tenure; employees should refer to the plan documents for specifics.

Can employees take loans against their 401(k) balance at Endeavor Group Holdings?

Yes, employees may have the option to take loans against their 401(k) balance at Endeavor Group Holdings, subject to the terms and conditions of the plan.

What investment options are available in the Endeavor Group Holdings 401(k) plan?

The Endeavor Group Holdings 401(k) plan offers a variety of investment options, including mutual funds, index funds, and possibly target-date funds, allowing employees to choose based on their risk tolerance.

How often can employees change their contribution amounts to the Endeavor Group Holdings 401(k) plan?

Employees can typically change their contribution amounts to the Endeavor Group Holdings 401(k) plan on a quarterly basis or as specified in the plan guidelines.

What is the minimum contribution percentage for the Endeavor Group Holdings 401(k) plan?

The minimum contribution percentage for the Endeavor Group Holdings 401(k) plan is usually set at 1% of the employee's salary, but employees should check the specific plan details for confirmation.

How can employees access their 401(k) account information at Endeavor Group Holdings?

Employees can access their 401(k) account information through the online portal provided by Endeavor Group Holdings or by contacting the plan administrator.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Brinker International offers a 401(k) Savings Plan to its employees, which is available to all active participants, including both salaried and hourly-tipped employees. The plan allows participants to make contributions from their compensation, including tip income, up to the maximum deferrable amount permitted by the IRS. Brinker International matches employee contributions in cash at a rate of 100% of the first 3% of pay and 50% of the next 2% of pay. As of 2022, discretionary employer contributions were discontinued (SEC.gov) (Brinker Investors). Participants in the Brinker International 401(k) plan are immediately vested in their contributions, employer matching contributions, and any earnings. Withdrawals from the plan are allowed upon termination of employment, retirement, or when a participant reaches the age of 59½. Active participants may also make withdrawals under specific hardship conditions (SEC.gov) (Brinker Investors). Brinker International's 401(k) plan allows for investments in a variety of options, including mutual funds, money market funds, and Brinker common stock (Brinker Investors). The financial reports for the plan's assets and the related details for 2022 can be found in Brinker’s SEC filings, such as their Form 11-K, where the statements of net assets and changes in net assets for 2021 and 2022 are documented

Restructuring and Layoffs: In early 2024, Endeavor Group Holdings announced a significant restructuring plan aimed at streamlining operations and reducing overhead costs. This involved laying off approximately 10% of their workforce. The restructuring is part of a broader strategy to improve operational efficiency and align with evolving market demands. Given the current economic environment, characterized by inflationary pressures and market volatility, such strategic moves are crucial for maintaining financial stability and competitive positioning. 2. Benefit Changes: As part of the restructuring, Endeavor Group Holdings also revised its employee benefits program. This included modifications to healthcare plans and changes in the eligibility criteria for various employee benefits. These changes reflect the company's need to control costs while adapting to shifting employee expectations and regulatory requirements. In the context of the ongoing economic uncertainty and evolving tax policies, these adjustments are significant for employees to understand and plan for their financial future.

Company Name: Endeavor Group Holdings Endeavor Group Holdings typically offers stock options and restricted stock units (RSUs) as part of its employee compensation package. These options and RSUs are available to various employees, often including executives and senior management, based on their role and performance. For Endeavor Group Holdings, stock options and RSUs are usually detailed in the company's annual reports and proxy statements. These documents outline the types of equity awards given, eligibility criteria, and the vesting schedules. In 2022, 2023, and 2024, Endeavor Group Holdings has continued to grant stock options and RSUs, focusing on aligning employee incentives with company performance and shareholder value.

Healthcare-related Terms and Acronyms: HSA: Health Savings Account, a tax-advantaged savings account paired with a high-deductible health plan (HDHP). HDHP: High-Deductible Health Plan, offering lower premiums but higher deductibles. FSA: Flexible Spending Account, a savings option for medical expenses, including Limited Purpose FSA and Dependent Care FSA. EAP: Employee Assistance Program, offering mental health support, counseling, and emotional wellness resources. PTO: Paid Time Off, covering vacation, holidays, and sick leave.

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For more information you can reach the plan administrator for Endeavor Group Holdings at 9601 Wilshire Blvd Beverly Hills, CA 90210; or by calling them at (310) 248-2000.

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