Healthcare Provider Update: Offers multiple PPO and HMO medical plans (BCBSMA and Kaiser), plus dental (Delta Dental) and vision (VSP). Includes HSA with up to $2,000 employer contribution, mental health support (up to 16 sessions/year), and wellness allowances. ACA-related planning encouraged for employees evaluating coverage options amid rising premiums Click here to learn more
'Many Akamai Technologies employees overlook how everyday spending habits influence their long-term goals, making it important to understand how consistent financial discipline in small decisions can be just as impactful as major investment choices when preparing for retirement.'— Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement.
'Akamai Technologies employees can strengthen their retirement outlook by recognizing that sustainable wealth often grows from steady, mindful habits rather than big financial moves,' — Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article, we will discuss:
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The hidden cost of convenience and its impact on wealth.
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How small savings can compound over time to strengthen retirement readiness.
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Practical money habits that support fiscal discipline across generations.
Maintaining Your Standard of Living: Small Habits That Build Long-Term Wealth
by Brent Wolf, CPA, Wealth Enhancement
I recently spoke with a client who had carefully built significant savings through years of consistent fiscal discipline. When his children remarked that “baby boomers had it easy,” he simply replied, “We just learned to live within our means.” That mindset remains just as valuable today for Akamai Technologies employees preparing for retirement.
The Hidden Cost of Convenience
Modern conveniences can quietly erode long-term wealth. Services like Uber Eats, DoorDash, and Grubhub can make life easier, but research shows that delivery orders can cost between 80% and 105% more than picking up the same meal yourself. 1 These additional costs often stem from:
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- Restaurants increasing menu prices by 20–30% for delivery app orders 2
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- Added platform service and delivery fees
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- Extra taxes layered into the total
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- Tips on top of already inflated costs
Essentially, you’re paying more for someone else to handle the task—not for a better product.
How Small Savings Compound Over Time
Choosing to cook at home or pick up meals rather than relying on delivery can save roughly $250 per week, or about $13,000 per year. 3 Over two decades, that amounts to $260,000 in cash savings. If those savings were invested and grew at a 10% annual rate, they could potentially reach $687,300. 4 That's a lot of savings for an incremental change, enough to substantially influence retirement readiness for many Akamai Technologies employees.
Building Better Money Habits
Reducing unnecessary spending doesn’t mean giving up what you enjoy. Consider these practical steps:
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- Call restaurants directly and pick up your meal instead of ordering through apps
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- Prepare more meals at home
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- Walk to nearby restaurants instead of paying for delivery
Long-term fiscal strength often results from steady, thoughtful habits that align with broader goals—something Akamai Technologies employees can integrate into their daily routines.
Taking the Next Step
Growth rarely comes from one major decision; it’s built through consistent, intentional behaviors. By rethinking spending habits and redirecting small savings, you can make meaningful progress toward long-term retirement goals.
The Retirement Group can help Akamai Technologies employees understand how everyday savings may support their broader strategy. To discuss how these principles can fit into your retirement planning, call (800) 900-5867 to speak with a financial professional today.
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- Corporate Employees: 8 Factors When Choosing a Mutual Fund
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- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
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- Have You Looked at Your 401(k) Plan Recently?
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Sources:
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1. Bitter, Alex. “You Might Be Paying Twice as Much by Ordering Take-out Food on DoorDash or Postmates, New Study Says.” Business Insider , 29 Jan. 2024, www.businessinsider.com/doordash-postmates-food-delivery-costs-twice-as-much-as-pickup-2024-1 .
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2. iOrders. ' Why Food Costs More on Uber Eats Than In-Restaurant .' April 30, 2025.
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3. Top Nutrition Coaching. ' The Cost of Eating Out Versus Eating In by State ,' by Nicolette Star Maggiolo. 2024.
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4. U.S. Securities and Exchance Commission. ' Compound Interest Calculator .'
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Other Resources:
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1. U.S. Bureau of Labor Statistics. “Consumer Price Index – September 2025.” U.S. Dept. of Labor, 24 Oct. 2025, www.bls.gov/news.release/pdf/cpi.pdf .
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2. U.S. Department of Agriculture, Economic Research Service. Food Price Outlook: Summary Findings. 25 Sept. 2025, ers.usda.gov/data-products/food-price-outlook/summary-findings .
What is the 401(k) plan offered by Akamai Technologies?
The 401(k) plan at Akamai Technologies is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax or Roth basis.
How does Akamai Technologies match employee contributions to the 401(k) plan?
Akamai Technologies offers a company match for employee contributions to the 401(k) plan, typically matching a percentage of the employee's contributions up to a certain limit.
When can employees at Akamai Technologies enroll in the 401(k) plan?
Employees at Akamai Technologies can enroll in the 401(k) plan during their initial onboarding or during the annual open enrollment period.
What investment options are available in the Akamai Technologies 401(k) plan?
The Akamai Technologies 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles tailored to different risk tolerances.
Is there a vesting schedule for the Akamai Technologies 401(k) plan?
Yes, Akamai Technologies has a vesting schedule for its 401(k) contributions, meaning that employees must work for a certain period before they fully own the company’s matching contributions.
Can employees take loans against their 401(k) plans at Akamai Technologies?
Yes, Akamai Technologies allows employees to take loans against their 401(k) plans, subject to specific terms and conditions.
What happens to my 401(k) if I leave Akamai Technologies?
If you leave Akamai Technologies, you can choose to roll over your 401(k) balance into an IRA or another employer’s retirement plan, cash out, or leave it in the Akamai plan if eligible.
How can employees at Akamai Technologies change their 401(k) contribution percentage?
Employees can change their 401(k) contribution percentage by accessing their account through the Akamai Technologies benefits portal and following the instructions provided.
Does Akamai Technologies provide financial planning resources for employees regarding the 401(k) plan?
Yes, Akamai Technologies offers financial planning resources and workshops to help employees understand their 401(k) options and make informed investment decisions.
Are there any fees associated with the Akamai Technologies 401(k) plan?
Yes, there may be administrative and investment fees associated with the Akamai Technologies 401(k) plan, which are disclosed in the plan documents.



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