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These Countries Are Safer for Retirees Than the U.S. – What Leidos Holdings Employees Need to Know

'Leidos Holdings employees planning their retirement should consider the stability and peace of their chosen destination, as a tranquil environment not only enhances well-being but can also offer financial advantages, such as tax exemptions, making for a truly rewarding retirement experience.' – Michael Corgiat, a representative of The Retirement Group, a division of Wealth Enhancement.

'Leidos Holdings employees looking to retire abroad should prioritize destinations that combine peace, low cost of living, and favorable tax incentives, as these factors contribute to a more relaxed and financially efficient retirement.' – Brent Wolf, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article, we will discuss:

The most peaceful countries for retirees in 2025, including Portugal, Malaysia, and Costa Rica.
Key factors, such as the Global Peace Index and Global Retirement Index, influencing retirement destinations.
The lifestyle and financial benefits of retiring in these peaceful countries, specifically for Leidos Holdings employees.

Retirement should be a time of comfort, leisure, and, most importantly, well-being. After years of hard work at Leidos Holdings, the freedom to relax in a calm and tranquil setting becomes essential. According to a recent International Living study, the most peaceful countries for retirees in 2025 were identified using data from the Global Peace Index and the Global Retirement Index. This list features countries like Portugal, Malaysia, and Costa Rica, all renowned for their low crime rates and peaceful environments, offering retirees an opportunity to live with less stress.

The research was compiled by International Living's team using their annual Global Retirement Index, which rates countries based on factors like health care, cost of living, infrastructure, and overall quality of life for seniors. The inclusion of the Global Peace Index, which measures political stability and crime rates, lends further depth to this list. These countries are ideal for those looking for a calm and serene retirement abroad, as they score highly on both indexes, making them particularly relevant for Leidos Holdings employees considering life after retirement.

Why These Nations Stand Out

The countries highlighted in International Living's 2025 list not only provide a peaceful and stable environment but also offer economic benefits such as affordable health care and low living costs. Portugal, for instance, consistently ranks highly for its tranquility and low crime rate. With its welcoming culture and excellent infrastructure, Portugal is an attractive option for those seeking a slower pace of life without sacrificing comfort. It ranks 7th on the Global Peace Index and 2nd on the Global Retirement Index, making it a top choice for retirees, including Leidos Holdings employees.

One retiree interviewed by International Living, who has lived in Portugal for over seven years, shares that the country offers a 'sense of calm that wraps around you like a warm blanket—steady, comforting, and always present.' With its peaceful environment and high standard of living, Portugal may provide an ideal retreat for retirees, including Leidos Holdings employees looking to unwind after years of hard work.

Malaysia, ranked 7th on the Global Retirement Index and 10th on the Global Peace Index, is another top destination. Known for its blend of modernity and tradition, Malaysia is a peaceful, cosmopolitan country that boasts low crime rates and a laid-back lifestyle. Cities like Penang and Langkawi are especially popular with expatriates. An expat interviewed by International Living, a 16-year resident of Malaysia, emphasizes that the country’s cultural respect and harmonious cohabitation are key to its tranquility—ideal for those from Leidos Holdings looking for a calm place to retire.

Another favorite among retirees is Costa Rica, which ranks 3rd on the Global Retirement Index. Despite its lower ranking on the Global Peace Index (38th), Costa Rica is known for its natural beauty, stable democracy, and affordable health care. 'I'm grateful that my kids have grown up on the beach, surrounded by nature's playground,' says an International Living interviewee, who has lived in Costa Rica since 2013. Costa Rica offers retirees a lifestyle that is harmonious with nature, making it an appealing choice for those from Leidos Holdings looking for a peaceful retirement.

Other Noteworthy Retirement Locations

In addition to Portugal, Malaysia, and Costa Rica, several other countries offer peaceful and tranquil retirement options. Ireland, ranked 2nd on the Global Peace Index and 15th on the Global Retirement Index, is another excellent option. With its stable political climate, low crime rate, and high-quality health care, Ireland provides a peaceful and enjoyable lifestyle for retirees, including those from Leidos Holdings, who are seeking relaxation in retirement.

Vietnam, ranked 16th on the Global Retirement Index and 41st on the Global Peace Index, is also gaining popularity among retirees. With its vibrant culture, affordable living, and stunning landscapes, Vietnam offers a cost-effective and tranquil retirement option for those, including Leidos Holdings employees, looking to settle in Southeast Asia.

Uruguay, often overlooked, ranks 14th on the Global Retirement Index and 52nd on the Global Peace Index. Known for its low crime rates and political stability, Uruguay provides retirees with a peaceful lifestyle and a friendly, welcoming community. With easy access to both the beach and countryside, Uruguay offers a relaxed and affordable way of life—perfect for those from Leidos Holdings seeking a laid-back retirement.

Retirement Planning and Global Peace Index

When considering potential retirement destinations, the Global Peace Index is an important factor. In 2024, the United States ranked 132nd on the Global Peace Index, which is much lower than many of the countries listed by International Living. For Leidos Holdings employees seeking peace of mind, it's important to consider not only the cost of living but also the stability and tranquility of the country.

For those planning to retire abroad, the level of stability should be a key consideration. Retirees who settle in countries with high Global Peace Index scores are more likely to feel at ease, allowing them to enjoy their retirement without the concerns of living in an unstable region. Whether it’s the peaceful streets of Portugal, the cultural harmony of Malaysia, or the natural beauty of Costa Rica, these countries offer retirees, including those from Leidos Holdings, the ideal setting for a worry-free life.

In Conclusion

Retirement is a time to enjoy the fruits of years of hard work and planning, and choosing the right location is essential for a fulfilling future. According to International Living, the most peaceful retirement locations offer a blend of affordability, stability, and tranquility, making them perfect for those seeking a calm and enjoyable lifestyle. By considering both the Global Retirement Index and the Global Peace Index, Leidos Holdings employees can make informed decisions about where to spend their golden years, helping them enjoy a high quality of life and stability.

Many of the countries on this list, including Portugal and Malaysia, also provide retirees with significant financial advantages. Portugal, for example, offers a tax structure for non-habitual residents that allows retirees to enjoy tax exemptions on certain types of income for up to ten years. Malaysia also offers tax breaks, including exemptions on foreign pension income. These tax benefits can help reduce the overall cost of retirement abroad, which may be particularly appealing for Leidos Holdings employees looking to stretch their retirement savings.

For Leidos Holdings employees planning their retirement, exploring these countries may provide the perfect opportunity to enjoy a tranquil and affordable retirement. Consider retiring in a place that offers both financial incentives and a calm, tranquil environment where you can truly unwind.

Selecting the right retirement destination is like choosing a second home. The United States, while offering many benefits, can be like living in a bustling city where the constant activity may detract from the tranquility you desire. Countries like Portugal, Malaysia, and Costa Rica offer a quieter, more peaceful environment—much like a relaxing retreat—where you can enjoy the calm and serenity of retirement, making them the perfect destination for Leidos Holdings employees seeking a less stressful future.

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Sources:

1. International Living Editorial Team. 'The 2025 Annual Global Retirement Index.' International Living , Apr. 2025, https://internationalliving.com/the-best-places-to-retire/?utm_source=chatgpt.com .

2. Institute for Economics & Peace. 'Global Peace Index 2024.' Vision of Humanity , June 2024, https://www.economicsandpeace.org/wp-content/uploads/2024/06/GPI-2024-web.pdf?utm_source=chatgpt.com .

3. Travel + Leisure Editorial Team. 'These Countries Were Just Named Safer for Retirees Than the U.S.' Travel + Leisure , May 2025, https://www.travelandleisure.com/countries-safer-for-retirement-than-usa-11739864?utm_source=chatgpt.com .

4. Kiplinger Editorial Team. 'Retire in Costa Rica for Expat Heaven.' Kiplinger , May 2025, https://www.kiplinger.com/retirement/happy-retirement/retire-in-costa-rica-for-expat-heaven?utm_source=chatgpt.com .

5. SeniorLiving.org Editorial Team. 'Best Places to Retire for Seniors in 2025.' SeniorLiving.org , Mar. 2025, https://www.seniorliving.org/retirement/best-places/?utm_source=chatgpt.com .

What options does Leidos offer for employees looking to transition into retirement, and how can these options impact employees' financial planning for retirement? Employees may want to consider their defined benefit pension plans and other retirement savings options provided by Leidos, understanding how these plans complement each other.

Retirement Options at Leidos: Leidos offers employees various retirement options, including defined benefit pension plans and retirement savings plans. These options can greatly impact an employee’s financial planning for retirement, helping them ensure a steady income stream post-retirement. Employees should carefully consider how their pension plans complement their 401(k) and other retirement benefits to make informed financial decisions.

In what ways can an employee at Leidos maximize their retirement benefits, particularly regarding the integration of short-term and long-term disability benefits? Employees should assess their eligibility for both STD and LTD benefits to navigate their retirement effectively while ensuring their financial security during any potential health-related absences.

Maximizing Retirement Benefits and Disability: Employees at Leidos can maximize their retirement benefits by understanding how short-term and long-term disability (STD/LTD) benefits integrate with their retirement plans. STD covers up to 180 days, and LTD can provide up to 60% of base salary if a disability extends beyond 180 days. Understanding the eligibility and benefit durations can help employees ensure financial stability during health-related work absences(Leidos_2018 Disability …).

How do the IRS limits for 2024 relate to the retirement savings plans available at Leidos, and what strategies can employees employ to ensure they are on track to meet these limits? Understanding the contribution limits for 401(k) plans and the implications of these limits can provide an essential framework for retirement savings.

IRS Limits for 2024: The IRS contribution limits for 401(k) plans in 2024 are crucial for retirement planning. Employees should stay informed about these limits to ensure they are contributing the maximum allowable amount to their retirement accounts. Leidos’ retirement plans are structured to accommodate these limits, allowing employees to optimize their retirement savings.

What are the distinct differences between the short-term and long-term disability benefits provided by Leidos that employees should understand before entering retirement? Employees must grasp how STD and LTD benefits operate, including eligibility requirements, duration of benefits, and how they can influence financial planning for retirement.

Differences Between STD and LTD at Leidos: Leidos provides both short-term and long-term disability plans, which differ in eligibility, duration, and coverage. STD benefits last for up to 180 days, while LTD benefits take effect afterward and can cover up to 60% of base salary. Understanding these differences is key for employees planning for potential health-related income disruptions(Leidos_2018 Disability …).

How can employees learn more about Leidosâ€™ retirement benefits, including retirement counseling services and resources available for pre-retirement planning? Understanding how to navigate these resources is vital for employees approaching retirement to make informed decisions about their benefits.

Accessing Retirement Counseling and Resources: Leidos provides access to retirement counseling services and resources to support pre-retirement planning. Employees should take advantage of these services to better understand their retirement options, including pension payout options, 401(k) plans, and health coverage post-retirement.

What steps should an employee at Leidos take if they are considering early retirement, particularly concerning their health coverage and pension plan options? Exploring the implications of early retirement on health benefits and retirement income is essential as employees transition into this phase of life.

Steps for Early Retirement: Employees considering early retirement at Leidos should carefully review the impact on their health coverage and pension plans. Early retirement may reduce pension benefits and affect access to certain health benefits, so understanding the full financial impact is essential before making this decision.

How do Leidosâ€™ disability policies affect an employee's retirement plans, and what should they be aware of regarding eligibility and claims processes? Knowing when and how to file claims for disability while planning for retirement can significantly affect financial stability in later years.

Disability Policies and Retirement Plans: Leidos’ disability policies can significantly affect retirement plans. Both STD and LTD policies have eligibility requirements that can influence how long an employee can receive benefits, and they should consider these policies in their broader retirement planning(Leidos_2018 Disability …).

In what ways can retirement planning discussions evolve at Leidos, especially as employees enter their final years of service? This inquiry addresses the evolving nature of retirement benefits and effective planning practices employees should prioritize as they prepare to retire.

Evolving Retirement Planning Discussions: Retirement planning at Leidos should evolve as employees approach the end of their careers. Employees should regularly review their pension plans, retirement savings, and healthcare options to ensure they are maximizing their benefits and making adjustments as needed for a smooth transition into retirement.

What information can Leidos employees access regarding their pension plan's payout options upon retirement, and what factors should they consider when selecting their payout option? Understanding the different distributions available to employees can help them choose the best option for their financial situation post-retirement.

Pension Plan Payout Options: Leidos employees can access detailed information regarding pension plan payout options, including lump-sum and annuity payments. Employees should evaluate factors such as longevity, tax implications, and financial needs when selecting the best payout option to ensure financial security in retirement.

How can employees at Leidos contact Human Resources to inquire further about their retirement options and benefits? Clear communication channels and support can facilitate a smoother transition into retirement for all employees looking to understand their rights and benefits associated with retirement at Leidos.

Contacting Human Resources for Retirement Inquiries: Leidos employees can contact Human Resources to inquire about retirement options, benefits, and any necessary paperwork. Clear communication with HR is essential for understanding the specific retirement resources available and ensuring a smooth retirement process.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Leidos Holdings offers comprehensive retirement benefits, including a 401(k) plan and a pension scheme. Employees are eligible to participate in the Leidos 401(k) Retirement Plan, which includes a company match of 100% on employee Pre-tax and/or Roth after-tax contributions, up to 5% of eligible pay. Vesting for company contributions occurs over three years of service. Contributions can be made on a pre-tax, Roth after-tax, or traditional after-tax basis, and employees are immediately eligible to receive company contributions. The Leidos 401(k) plan offers a wide range of investment options, including both passive and active funds. Vanguard provides investment advice services for participants (Vanguard) (Leidos). For pension benefits, Leidos Holdings offers a matching pension scheme. This pension plan allows employees to save for retirement through a structured match program. The retirement contributions vary based on the fringe benefit package of the employee, and there are different options for how the pension plan is structured and managed based on the employee's needs (Leidos). Leidos Holdings has incorporated terminology such as "vesting," "Roth after-tax contributions," and "passive and active investment options" within their plans to clarify the specifics of the retirement benefits. These terms help employees understand how their savings will accumulate and what choices they have for investing for retirement.

Restructuring (2024): Leidos has announced a major restructuring in 2024, realigning its operating groups and making changes to corporate leadership. The company is now organized into five sectors: Health and Civil, National Security, Commercial and International, Digital Modernization, and Defense Systems. Leadership changes were also implemented to support long-term strategy execution. This restructuring is essential for the company to remain competitive in its industry and adapt to the evolving needs of national security and modernization efforts (Intelligence Community News). Importance: It is critical to address this restructuring news given the economic pressures and the strategic importance of defense and technology sectors in the political and security landscape. The company's reorganization can impact its financial stability and workforce, influencing investment decisions during uncertain political and tax environments.

Leidos Holdings offers a variety of stock options and RSUs (Restricted Stock Units) to its employees across several levels of the organization. Stock options at Leidos are primarily offered to senior management and key employees under the company's equity incentive plans, allowing them to purchase Leidos common stock at a set price within a defined period. The RSUs, on the other hand, are awarded as a form of deferred compensation, granted over a vesting period, which employees can convert into company shares upon meeting certain conditions such as tenure or performance (Leidos) (Leidos) (Leidos). In 2022, Leidos expanded its equity incentive program to include a wider pool of employees, particularly focusing on those in critical roles within national security and health sectors. The company's SEC filings show that RSUs were granted based on both performance metrics and time-based vesting schedules (Leidos) (Leidos). In 2023, Leidos continued this practice, issuing RSUs under their standard plan, with the stock options being reserved for more senior positions (Leidos). The vesting period typically spans three to four years, with performance-based RSUs awarded to leadership (Leidos). Leidos Holdings consistently aims to incentivize long-term commitment, granting equity to employees who are critical to the business's success.

Leidos Holdings offers comprehensive healthcare benefits designed to meet the diverse needs of its workforce. Employees have access to several health insurance plans, including four Consumer Directed Health Plans (CDHPs) with associated Health Savings Accounts (HSAs). These plans, known as Healthy Focus Plans (Basic, Essential, Advantage, and Premier), enable participants to manage their healthcare expenses while saving for future medical costs. Additionally, Leidos provides dental and vision coverage through national PPO plans and regional HMO options. Leidos also emphasizes mental health, offering behavioral health services via Teladoc for Aetna members and Virgin Pulse for overall wellness management. The company’s healthcare approach reflects its commitment to employee well-being in a dynamic economic environment, ensuring that workers are prepared for rising healthcare costs due to ongoing shifts in healthcare regulations (Leidos Benefits) (Leidos Benefits). The importance of discussing healthcare benefits at Leidos cannot be overstated, especially given the current political and economic landscape. With healthcare costs rising, Leidos' benefits program supports employees in making informed choices through tools like ALEX, a virtual benefits counselor. Furthermore, Leidos' partnership with wellness platforms like Virgin Pulse highlights their focus on preventive care and mental well-being. This proactive approach helps mitigate the financial burden on employees in a changing tax and healthcare policy environment. As political discourse increasingly focuses on healthcare reform, companies like Leidos play a crucial role in supporting their employees with flexible, comprehensive benefits that adapt to new legislative and economic realities (Leidos) (Leidos).

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