For Enovis employees, the extraordinary oil price environment of March 2026 , Brent at ~$107/barrel amid the Strait of Hormuz crisis , adds urgency to year-round tax planning, especially for those with bonus compensation, vesting events, or large capital gain decisions on the horizon.

The Q1 2026 oil price surge, pushing Brent to ~$107/barrel and WTI to ~$94/barrel, reflects the severity of supply disruptions stemming from U.S.-Israel military operations targeting Iran's energy infrastructure.

The energy price shock has rippled into natural gas: Henry Hub is trading near ~$2.94/MMBtu while European TTF has moved to approximately ~$16.90/MMBtu, driven partly by Iran's strikes on Gulf LNG infrastructure.

With Enovis operating in one of 2026's strongest-performing sectors, employees should review their year-round tax planning strategy , particularly around RSU vesting schedules, deferred compensation elections, and the potential for AMT exposure driven by elevated energy equity values.

I am aware many of you are at a significant cross-road in life..... either voluntarily or involuntarily, may be leaving Enovis

There are several options that you may come across, along with a list of questions you may have when that time comes.

With varying topics to go over when you're retiring, communicating with an adviser who can recommend you solid advice on how to proceed for life after Enovis has many benefits. As a retiree, you will need to prepare for the collection on pension, 401K, and social security. With the guidance of a financial adviser, you will be able to understand how to choose the best route for your cash-balance pension, 401K, individual IRA, etc.

• Should I keep my options open as a Enovis re-hire?
• Should I leave my money in the Enovis 401K plan? Why or why not?
• What are the benefits to an individual IRA?
• If I roll the money over, will I need to pay taxes?
• How can I get more money into a Roth IRA or at least get Roth-IRA style tax benefits?
• What are some steps I can take to maximize my retirement income?
• How can I stabilize my retirement income, and be sure it doesn't run out?
• Should I take my cash balance pension, or leave it in the Enovis Pension Plan? And why?
• What do I need to know about Social Security?
• How best can I protect my spouse but not decrease my Pension Payout via the survivor benefit?

What's tough about these is that every situation is unique and quite different. Simply put, there is no "one size fits all" plan. There is truly no way to tell if your current financial guidance is really the best. As folks pay for planning services (fees based), their willingness to seek a 2nd opinion evaporates as they have already placed an initial investment in. They won't want to spend additional money to get a 2nd opinion which will inhibit them from comparing the advice they receive.

Good planning , or any planning , will always be better than none. But, an effective plan isn't simply developed and then placed on auto pilot. You need to continuously reassess your decisions and direction.

This theory is particularly relevant during big "transitions" in life. These would include getting a new job, leaving a job, retiring, the death of a loved one, kids leaving home, etc.

We understand these topics can be confusing and extensive. If you currently don't have anyone to help run down your options, tax implications, and pros and cons of either your existing strategy OR if you simply just need a "2nd opinion" on your existing plan or planner, please let me know here so that I can reach out to current clients or referrals to assist you.

Your finances will inevitably be squeezed without the certainty of a regular income and any form of financial assistance can lower stress levels. Run a cash flow projection and budget before you leave the company to determine how to leave. Get a free consultation from an adviser who have years of experience servicing Enovis employees.

The first step is to run a cash flow to determine an adequate income. The cash flow will assist you in determining how to take severance. When receiving a pension, a cash flow will determine how much money you need to make to supplement the monthly retirement annuity. Take into mind, for a lot of people, it is recommended relocating for a year or two to reach your Mod-75. For more information on the Mod-75, take a look here. One of the costliest mistakes many people make is not relocating.

After running a cash flow, begin to construct your budget. First, make a list of your major household expenses (mortgage, rent payments, utility bills, etc.). Next, jot down all of your assets and sources of income (severance pay, unemployment benefits, savings, food stamps, and so on). Lastly, adapt your budget to fit with your new circumstances.

Trim any unnecessary outgoings, develop a plan for spending less, and consider contacting creditors to refinance your mortgage or reschedule any repayment plans. (You may be able to take a mortgage "payment holiday" in the short term.)

Knowing how much time your resources will allow you for job hunting can help you to keep stress and anxiety in check. After all, having time can be the difference between rushing to take the first mediocre job you can find, and finding a satisfying job that you'll love. With a guide of a financial advisor, see if your severance can give you extended time to look for another job.

You may also need to consider taking on temporary or freelance work to bring in short-term cash. Keep this in mind, and look into it in the first few days after your departure.

We understand that this can be an emotional time, but remember, there's always light at the end of the tunnel.

As you plan your transition from Enovis into retirement, understanding the company's benefit structure can help you make more informed decisions. According to publicly available information, Enovis maintains an active defined benefit pension plan, which provides retirement income based on factors such as years of service and compensation history. Enovis does not appear to offer a formal retiree healthcare program, making healthcare coverage planning an important consideration if you retire before age 65. Because the specifics of your pension formula, vesting schedule, and benefit eligibility depend on your individual employment history and plan documents, We encourage you to review your Summary Plan Description (SPD) or speak with Enovis's HR or benefits team for the most current details.