New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Navigating Inflation: Essential Insights for AvalonBay Communities Employees to Safeguard Their Retirement Plans

Healthcare Provider Update: Offers medical insurance through Aetna, dental via MetLife, and vision through VSP, with HSA and FSA options and wellness support from Lyra and Maven 1. As ACA premiums rise and subsidies expire, AvalonBays employer-sponsored plans with flexible spending and mental health support offer a more stable and cost-effective alternative to marketplace coverage Click here to learn more

As a AvalonBay Communities employee earning a good wage, remember when everyday products were much cheaper than they are now? That's a real-life example of inflation, an unavoidable phenomenon that erodes the value of money by pushing prices up over time. If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.

'If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.'

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As a AvalonBay Communities employee interested in investing, it is important to consider how investors have a wide range of tools at their disposal to protect their portfolios from inflation. Some prefer inflation-protected bonds, while others swear by commodities such as gold as effective inflation hedges. Investing in stocks has historically been one of the best ways to offset, or even outpace, inflation's degenerative effects on one's savings. For AvalonBay Communities employees, it is important to account for this information when planning your finances as to create a portfolio that minimizes volatility and accounts for inflation.

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We still have a tremendous amount of interest from advisors looking into commodity funds, ETFs and other inflation protection instruments to protect against potential inflation.

What is the 401(k) plan offered by AvalonBay Communities?

The 401(k) plan offered by AvalonBay Communities is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

Does AvalonBay Communities match employee contributions to the 401(k) plan?

Yes, AvalonBay Communities offers a matching contribution to employee 401(k) contributions, helping employees save more for retirement.

What is the maximum contribution limit for the AvalonBay Communities 401(k) plan?

The maximum contribution limit for the AvalonBay Communities 401(k) plan follows the IRS guidelines, which are updated annually.

When can employees of AvalonBay Communities enroll in the 401(k) plan?

Employees of AvalonBay Communities can enroll in the 401(k) plan during their initial eligibility period, which is typically upon hire or during an open enrollment period.

What investment options are available in the AvalonBay Communities 401(k) plan?

The AvalonBay Communities 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

How can employees of AvalonBay Communities access their 401(k) account information?

Employees of AvalonBay Communities can access their 401(k) account information through the plan's online portal or by contacting the plan administrator.

Is there a vesting schedule for the employer match in the AvalonBay Communities 401(k) plan?

Yes, AvalonBay Communities has a vesting schedule for the employer match, which determines how much of the matching contributions employees are entitled to based on their years of service.

Can employees of AvalonBay Communities take loans against their 401(k) savings?

Yes, employees of AvalonBay Communities may be able to take loans against their 401(k) savings, subject to the plan's terms and conditions.

What happens to my AvalonBay Communities 401(k) if I leave the company?

If you leave AvalonBay Communities, you have several options for your 401(k), including rolling it over to an IRA or another employer's plan, or cashing it out.

Are there any fees associated with the AvalonBay Communities 401(k) plan?

Yes, there may be fees associated with the AvalonBay Communities 401(k) plan, which can include administrative fees and investment-related fees.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

AvalonBay Communities recently announced a restructuring plan involving a reduction in workforce due to a slowdown in real estate market growth. This move aims to streamline operations and reduce costs.

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For more information you can reach the plan administrator for AvalonBay Communities at 4040 Wilson Blvd Arlington, VA 22203; or by calling them at +1 703-329-6300.