New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Navigating Inflation: Essential Insights for PulteGroup Employees to Safeguard Their Retirement Plans

Healthcare Provider Update: Healthcare Provider for PulteGroup PulteGroup's healthcare benefits for employees are often structured through the PulteGroup 401(k) Savings Plan in conjunction with various health insurance plans, where specific healthcare providers can vary by region. As of 2025, PulteGroup employees typically access health coverage via national insurers which can include UnitedHealthcare, Anthem, and others that offer both group and individual market plans under the Affordable Care Act (ACA). Potential Healthcare Cost Increases in 2026 In 2026, PulteGroup employees may face significant increases in health insurance costs as the ACA marketplace braces for premium hikes that could exceed 60% in certain states. This surge is influenced by the potential expiration of enhanced federal premium subsidies, prompting a drastic rise in out-of-pocket expenses for nearly 92% of policyholders. Furthermore, rising healthcare costs, particularly for medical services and prescription drugs, are likely to exacerbate financial burdens on individuals and families in 2026. As these challenges loom, careful review of health plan options will be essential for employees seeking to mitigate the impact of escalating healthcare expenses., 'sources': [], 'images': [] Click here to learn more

As a PulteGroup employee earning a good wage, remember when everyday products were much cheaper than they are now? That's a real-life example of inflation, an unavoidable phenomenon that erodes the value of money by pushing prices up over time. If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.

'If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.'

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As a PulteGroup employee interested in investing, it is important to consider how investors have a wide range of tools at their disposal to protect their portfolios from inflation. Some prefer inflation-protected bonds, while others swear by commodities such as gold as effective inflation hedges. Investing in stocks has historically been one of the best ways to offset, or even outpace, inflation's degenerative effects on one's savings. For PulteGroup employees, it is important to account for this information when planning your finances as to create a portfolio that minimizes volatility and accounts for inflation.

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We still have a tremendous amount of interest from advisors looking into commodity funds, ETFs and other inflation protection instruments to protect against potential inflation.

What is the PulteGroup 401(k) Savings Plan?

The PulteGroup 401(k) Savings Plan is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How can I enroll in the PulteGroup 401(k) Savings Plan?

Employees can enroll in the PulteGroup 401(k) Savings Plan through the company’s benefits portal or by contacting the HR department for assistance.

What is the employer match for the PulteGroup 401(k) Savings Plan?

PulteGroup offers a matching contribution to the 401(k) Savings Plan, which typically matches a percentage of employee contributions up to a certain limit.

At what age can I start contributing to the PulteGroup 401(k) Savings Plan?

Employees can start contributing to the PulteGroup 401(k) Savings Plan as soon as they meet the eligibility requirements, usually upon hire.

How much can I contribute to the PulteGroup 401(k) Savings Plan each year?

The contribution limits for the PulteGroup 401(k) Savings Plan are in line with IRS guidelines, which may change annually. Employees should check the latest limits for the current year.

Does PulteGroup offer any investment options within the 401(k) Savings Plan?

Yes, the PulteGroup 401(k) Savings Plan offers a variety of investment options, including mutual funds and target-date funds, to help employees grow their savings.

Can I take a loan from my PulteGroup 401(k) Savings Plan?

Yes, PulteGroup allows employees to take loans from their 401(k) Savings Plan, subject to certain terms and conditions.

What happens to my PulteGroup 401(k) Savings Plan if I leave the company?

If you leave PulteGroup, you have several options for your 401(k) Savings Plan, including rolling it over to an IRA or another employer's plan, or cashing it out (though this may incur taxes and penalties).

How often can I change my contributions to the PulteGroup 401(k) Savings Plan?

Employees can typically change their contribution amounts to the PulteGroup 401(k) Savings Plan at any time, subject to the plan's specific rules.

Are there any fees associated with the PulteGroup 401(k) Savings Plan?

Yes, like most 401(k) plans, the PulteGroup 401(k) Savings Plan may have administrative fees and investment-related fees. Employees should review the plan documents for details.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

401(k) plan through Fidelity with company match, discretionary profit sharing.

PulteGroup grants RSUs to its executives and eligible employees. RSUs vest over multiple years, aligning employee incentives with long-term company success.