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As a Sally Beauty Holdings employee earning a good wage, remember when everyday products were much cheaper than they are now? That's a real-life example of inflation, an unavoidable phenomenon that erodes the value of money by pushing prices up over time. If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.
| 'If capital isn't being put to work and making a return during inflationary periods, the purchasing power of investor capital is declining.' |
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As a Sally Beauty Holdings employee interested in investing, it is important to consider how investors have a wide range of tools at their disposal to protect their portfolios from inflation. Some prefer inflation-protected bonds, while others swear by commodities such as gold as effective inflation hedges. Investing in stocks has historically been one of the best ways to offset, or even outpace, inflation's degenerative effects on one's savings. For Sally Beauty Holdings employees, it is important to account for this information when planning your finances as to create a portfolio that minimizes volatility and accounts for inflation.
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We still have a tremendous amount of interest from advisors looking into commodity funds, ETFs and other inflation protection instruments to protect against potential inflation.
What is the 401(k) plan offered by Sally Beauty Holdings?
The 401(k) plan offered by Sally Beauty Holdings is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are deducted.
How can employees of Sally Beauty Holdings enroll in the 401(k) plan?
Employees of Sally Beauty Holdings can enroll in the 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.
Does Sally Beauty Holdings offer a company match for the 401(k) contributions?
Yes, Sally Beauty Holdings offers a company match for employee contributions to the 401(k) plan, which helps employees save more for retirement.
What is the maximum contribution limit for the 401(k) plan at Sally Beauty Holdings?
The maximum contribution limit for the 401(k) plan at Sally Beauty Holdings is in accordance with IRS guidelines, which can change annually.
Can employees of Sally Beauty Holdings take loans against their 401(k) savings?
Yes, employees of Sally Beauty Holdings may have the option to take loans against their 401(k) savings, subject to certain terms and conditions.
What investment options are available in the Sally Beauty Holdings 401(k) plan?
The Sally Beauty Holdings 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.
How often can employees change their contribution amounts to the Sally Beauty Holdings 401(k) plan?
Employees of Sally Beauty Holdings can change their contribution amounts to the 401(k) plan at any time, subject to the plan’s guidelines.
What happens to the 401(k) savings if an employee leaves Sally Beauty Holdings?
If an employee leaves Sally Beauty Holdings, they can roll over their 401(k) savings into another retirement account, cash out, or leave the funds in the plan if allowed.
Is there a vesting schedule for the company match in the Sally Beauty Holdings 401(k) plan?
Yes, there is a vesting schedule for the company match in the Sally Beauty Holdings 401(k) plan, which determines when employees fully own the matched contributions.
How can employees of Sally Beauty Holdings check their 401(k) account balance?
Employees of Sally Beauty Holdings can check their 401(k) account balance by logging into the plan’s online portal or by contacting the plan administrator.
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