New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Discover the Top 5 Advantages of Continuing to Work in Retirement for eXp World Holdings Employees

Healthcare Provider Update: Healthcare Provider for eXp World Holdings eXp World Holdings primarily offers health insurance plans through UnitedHealthcare for its employees, ensuring access to a wide range of healthcare services and resources. Healthcare Cost Increases in 2026 As of 2026, healthcare costs are projected to surge significantly due to a combination of escalating medical expenses and the potential loss of enhanced federal subsidies. Major insurers, such as UnitedHealthcare, expect to implement steep rate increases, with some states reporting potential hikes exceeding 60%. For many members purchasing in the ACA marketplace, the expiration of premium subsidies could lead to an alarming spike in out-of-pocket costs-potentially increasing by over 75%. This scenario underscores the urgent need for individuals to strategically plan their healthcare options to mitigate financial impacts as they navigate these changes in the healthcare landscape. Click here to learn more

In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting. Labor force participation among those aged 65-74 is predicted to reach 32 percent by 2022, up from just 20 percent in 2002.(1) As the Boomer generation ages, more people are viewing retirement as an opportunity to enjoy the rewards of work in a whole new way. Read on to discover some of the benefits you can enjoy after you retire from eXp World Holdings.

1. Mental Benefits

Working during your eXp World Holdings retirement can help maintain mental agility as you learn new skills. Staying engaged in work helps build 'mental muscle,' which can lessen the risk of developing dementia and Alzheimers(2) and ward off the signs of aging.

2.. Physical Benefits

Staying active during your eXp World Holdings retirement years is crucial for continued health. Whether you choose to work full-time or volunteer a few days a week, engaging in some form of work will keep your body moving, and give you opportunities to stay balanced, strong, and healthy.

3. Financial Benefits

Besides the obvious extra income, working during your eXp World Holdings retirement may allow you to delay taking Social Security benefits. For every year you wait to take Social Security, your benefits can increase by an average of 8 percent annually.(3) Finding a strategy that works for you can truly pay off.

4. Emotional Benefits

Studies have shown that a sense of purpose has been found to lengthen lifespan and quality of life.4 Working on something you care about, starting a new business, or mentoring others in the workplace can ward off depression and provide a healthy sense of fulfillment and direction in your years or retirement from eXp World Holdings.

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5. Social Benefits

One of the risks associated with retirement is increased isolation, which in terms of its impact on your health, has been equated with smoking nearly a pack of cigarettes a day.5 Working with others reduces this risk, giving you a chance to build connections and enjoy meaningful interactions.

Sources

1. AARP.org, February/March 2015

2. Forbes, 2017

3. Social Security Administration, 2017

4. Association for Psychological Science, 2017

What type of retirement plan does eXp World Holdings offer to its employees?

eXp World Holdings offers a 401(k) retirement savings plan to its employees.

Does eXp World Holdings provide matching contributions to the 401(k) plan?

Yes, eXp World Holdings provides a matching contribution to the 401(k) plan to help employees save for retirement.

What is the eligibility requirement to participate in the eXp World Holdings 401(k) plan?

Employees of eXp World Holdings are eligible to participate in the 401(k) plan after completing a specified period of service.

How can employees of eXp World Holdings enroll in the 401(k) plan?

Employees can enroll in the eXp World Holdings 401(k) plan through the company’s online benefits portal.

What investment options are available in the eXp World Holdings 401(k) plan?

The eXp World Holdings 401(k) plan offers a variety of investment options, including mutual funds and target-date funds.

Can employees of eXp World Holdings take loans against their 401(k) savings?

Yes, eXp World Holdings allows employees to take loans against their 401(k) savings under certain conditions.

What happens to the 401(k) plan if an employee leaves eXp World Holdings?

If an employee leaves eXp World Holdings, they can choose to roll over their 401(k) balance to another retirement account or withdraw the funds, subject to penalties and taxes.

Does eXp World Holdings allow for hardship withdrawals from the 401(k) plan?

Yes, eXp World Holdings permits hardship withdrawals from the 401(k) plan under specific circumstances.

What is the vesting schedule for the eXp World Holdings 401(k) matching contributions?

The vesting schedule for eXp World Holdings’ matching contributions typically follows a graded vesting schedule, which employees can review in the plan documents.

How often can employees of eXp World Holdings change their 401(k) contribution amounts?

Employees can change their 401(k) contribution amounts at any time, subject to the plan’s guidelines.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

Name of Plan: eXp World Holdings does not offer a traditional defined benefit pension plan. Instead, the company provides a 401(k) plan. Eligibility for Pension Plan: Since eXp World Holdings does not have a traditional pension plan, there are no eligibility criteria related to years of service or age for a pension plan. Pension Formula: Not applicable, as there is no pension plan offered. 401(k) Plan: Name of Plan: eXp World Holdings 401(k) Plan. Eligibility for 401(k) Plan: Employees are eligible to participate in the eXp World Holdings 401(k) Plan upon completing 30 days of service. 401(k) Plan Contributions: eXp World Holdings may offer matching contributions up to a certain percentage of the employee’s salary, though specifics can vary.

Layoffs and Restructuring: eXp World Holdings announced in early 2024 a significant restructuring plan aimed at streamlining operations and reducing overhead costs. This included a reduction in workforce in various departments to enhance operational efficiency. The decision was driven by the need to adapt to a shifting economic landscape, which has seen increased scrutiny on corporate spending and efficiency. Understanding these changes is crucial due to the current economic and investment climate that emphasizes cost management and efficiency.

eXp World Holdings provided stock options and RSUs to senior executives and other key employees. The stock options generally vested over a period of time, typically 4 years, with specific vesting schedules outlined in individual agreements. In 2023, eXp World Holdings continued to offer stock options and RSUs as part of its compensation strategy. The RSUs granted typically vested over a 3-year period, with a portion vesting each year. For 2024, eXp World Holdings maintained its approach to stock options and RSUs, including new grants to employees based on their performance and role within the company. Specific terms and vesting schedules were detailed in the company's equity incentive plan.

Check eXp World Holdings' official website for any sections related to employee benefits, health insurance, or HR resources. Look for annual reports, employee handbooks, or benefits summaries. Search for Company-Specific News: Look for recent news articles or press releases related to eXp World Holdings’ employee health benefits. Use business news sites, financial news platforms, or HR-focused publications. Explore Employee Review Sites: Review sites like Glassdoor, Indeed, and Comparably often have insights into employee benefits and company culture. Examine Industry-Specific Publications: Look into industry-specific publications or platforms that might cover trends in real estate or remote work benefits, which could provide context for eXp World Holdings. Consult HR and Benefits Focused Sites: Sites like SHRM (Society for Human Resource Management) or HR Dive might have articles or reports on trends and practices in employee benefits relevant to eXp World Holdings.

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For more information you can reach the plan administrator for eXp World Holdings at , ; or by calling them at .

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