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Healthcare Provider Update: Healthcare Provider for Mondelez International Mondelez International primarily utilizes Aetna as their healthcare provider for employee health insurance coverage. Potential Healthcare Cost Increases for Mondelez International in 2026 Looking ahead to 2026, Mondelez International employees may face significant increases in healthcare costs. Factors contributing to this rise include anticipated premium hikes in the Affordable Care Act (ACA) marketplace, with some states expecting increases over 60%. Additionally, a substantial number of employers, including Mondelez, are projected to pass on more healthcare costs to employees by raising deductibles and out-of-pocket maximums. As a result, employees must prepare for the possibility of sharp out-of-pocket expenses, necessitating careful planning and awareness of benefit changes to mitigate potential financial strains. Click here to learn more
In the past, retirement has been portrayed as an ending, a grand exit from your years in the workplace. But the rules are shifting. Labor force participation among those aged 65-74 is predicted to reach 32 percent by 2022, up from just 20 percent in 2002.(1) As the Boomer generation ages, more people are viewing retirement as an opportunity to enjoy the rewards of work in a whole new way. Read on to discover some of the benefits you can enjoy after you retire from Mondelez International.
1. Mental Benefits
Working during your Mondelez International retirement can help maintain mental agility as you learn new skills. Staying engaged in work helps build 'mental muscle,' which can lessen the risk of developing dementia and Alzheimers(2) and ward off the signs of aging.
2.. Physical Benefits
Staying active during your Mondelez International retirement years is crucial for continued health. Whether you choose to work full-time or volunteer a few days a week, engaging in some form of work will keep your body moving, and give you opportunities to stay balanced, strong, and healthy.
3. Financial Benefits
Besides the obvious extra income, working during your Mondelez International retirement may allow you to delay taking Social Security benefits. For every year you wait to take Social Security, your benefits can increase by an average of 8 percent annually.(3) Finding a strategy that works for you can truly pay off.
4. Emotional Benefits
Studies have shown that a sense of purpose has been found to lengthen lifespan and quality of life.4 Working on something you care about, starting a new business, or mentoring others in the workplace can ward off depression and provide a healthy sense of fulfillment and direction in your years or retirement from Mondelez International.
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- Corporate Employees: 8 Factors When Choosing a Mutual Fund
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- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
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- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
5. Social Benefits
One of the risks associated with retirement is increased isolation, which in terms of its impact on your health, has been equated with smoking nearly a pack of cigarettes a day.5 Working with others reduces this risk, giving you a chance to build connections and enjoy meaningful interactions.
Sources
1. AARP.org, February/March 2015
2. Forbes, 2017
3. Social Security Administration, 2017
4. Association for Psychological Science, 2017
What is the 401(k) plan offered by Mondelez International?
The 401(k) plan at Mondelez International is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.
How can employees enroll in Mondelez International's 401(k) plan?
Employees can enroll in Mondelez International's 401(k) plan by accessing the employee benefits portal or contacting the HR department for guidance.
Does Mondelez International offer a company match for the 401(k) contributions?
Yes, Mondelez International offers a company match for employee contributions to the 401(k) plan, helping to boost retirement savings.
What are the eligibility requirements for Mondelez International's 401(k) plan?
To be eligible for Mondelez International's 401(k) plan, employees typically need to meet certain criteria, such as being a full-time employee and completing a specific period of service.
What investment options are available in Mondelez International's 401(k) plan?
Mondelez International's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock, allowing employees to diversify their portfolios.
Can employees take loans against their 401(k) at Mondelez International?
Yes, Mondelez International allows employees to take loans against their 401(k) balance under certain conditions, providing flexibility for financial needs.
What is the vesting schedule for Mondelez International's 401(k) plan?
Mondelez International has a vesting schedule that determines how much of the company match employees can keep if they leave the company, typically based on years of service.
How can employees change their contribution percentage to Mondelez International's 401(k) plan?
Employees can change their contribution percentage to Mondelez International's 401(k) plan by logging into the benefits portal or contacting HR for assistance.
When can employees start withdrawing from their Mondelez International 401(k) plan?
Employees can generally start withdrawing from their Mondelez International 401(k) plan without penalty at age 59½, subject to specific plan rules.
Does Mondelez International provide financial education regarding the 401(k) plan?
Yes, Mondelez International offers resources and financial education programs to help employees understand their 401(k) options and make informed decisions.
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5. BenefitsPRO, 2017