Navigating Change: Financial Insights for Divorced Employees of Acadia Healthcare

Healthcare Provider Update: Healthcare Provider for Acadia Healthcare Acadia Healthcare Company, Inc. primarily operates through its own network of behavioral healthcare facilities and provides a variety of mental health services across the United States. Their services are designed to address needs ranging from addiction treatment to severe psychiatric disorders, making them a key player in the mental health sector. Potential Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised for considerable increases, particularly within the Affordable Care Act (ACA) marketplace. Record premium hikes, averaging around 18% and climbing as high as 66.4% in states like New York, stem from escalating medical expenses and the possible expiration of enhanced federal subsidies. Without these crucial financial aids, nearly 92% of policyholders could see their out-of-pocket costs soar by over 75%, leaving millions struggling to afford essential healthcare services. As insurers grapple with substantial profit pressures, the financial landscape for consumers in the coming year appears particularly daunting. Click here to learn more

The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult crossroads that comes when their marriage ends.

Getting a divorce is a painful, emotional process. Don’t be in such a hurry to reach a settlement that you make poor decisions that can have life-long consequences. For any of our Acadia Healthcare clients who may possibly have to have a divorce, here are a few financial ideas that may help you prepare.

The most important task these Acadia Healthcare employees can do is to get their finances organized. Identify all your assets and make copies of important financial papers, such as deeds, tax returns, and investment records. When it comes to dividing up your assets, consider mediation as a low-cost alternative to litigation. Most states have equitable-distribution laws that require shared assets to be divided 50/50 anyway. When a divorce becomes contentious, attorney’s fees can accumulate.

From a financial perspective, divorce means taking all the income previously used to run one household and stretching it out over two residences, two utility bills, two grocery lists, etc. There are other hidden costs as well, such as counseling for you or your children. Divorces also may require incurring one-time fees, such as a security deposit on a rental property, moving costs, or increased child-care.

Finally, dividing assets may sound simple but it can be quite complex. The forced sale of a home or investment portfolio may have tax consequences. Potential tax liability also can make two seemingly equal assets have varying net values. Additionally, when pulling apart a portfolio, it makes sense to consider how each asset will suit the prospective recipient in terms of risk tolerance and liquidity.

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We'd like our Acadia Healthcare clients to remember, the information in this article is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.

During a divorce, many factors are competing for attention. By these Acadia Healthcare employees understanding a few key concepts, they may be able to avoid making costly financial mistakes.

1. The Wall Street Journal, 2019