Healthcare Provider Update: Carlyle Group Healthcare Provider Information: Carlyle Group, a prominent global investment firm, partners with various healthcare providers across a wide array of sectors. Notably, they engage with companies involved in healthcare delivery, pharmaceuticals, medical products, healthcare technology, and digital health services. Their strategic investments focus on driving performance and enabling growth within these areas, thus contributing to a transformative approach in the global healthcare landscape. Potential Healthcare Cost Increases in 2026: In 2026, healthcare costs are projected to rise significantly, primarily due to a combination of escalating medical expenses and the potential expiration of federal premium subsidies. Reports indicate that health insurance premiums for Affordable Care Act (ACA) marketplace plans may increase by an average of 20%, with some states seeing hikes exceed 60%. Without congressional intervention, over 22 million enrollees could face out-of-pocket premium jumps of over 75%, exacerbating the financial burden on consumers. As the healthcare industry navigates these challenges, it's essential for individuals to prepare for heightened costs in the coming year. Click here to learn more
The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult crossroads that comes when their marriage ends.
Getting a divorce is a painful, emotional process. Don’t be in such a hurry to reach a settlement that you make poor decisions that can have life-long consequences. For any of our Carlyle Group clients who may possibly have to have a divorce, here are a few financial ideas that may help you prepare.
The most important task these Carlyle Group employees can do is to get their finances organized. Identify all your assets and make copies of important financial papers, such as deeds, tax returns, and investment records. When it comes to dividing up your assets, consider mediation as a low-cost alternative to litigation. Most states have equitable-distribution laws that require shared assets to be divided 50/50 anyway. When a divorce becomes contentious, attorney’s fees can accumulate.
From a financial perspective, divorce means taking all the income previously used to run one household and stretching it out over two residences, two utility bills, two grocery lists, etc. There are other hidden costs as well, such as counseling for you or your children. Divorces also may require incurring one-time fees, such as a security deposit on a rental property, moving costs, or increased child-care.
Finally, dividing assets may sound simple but it can be quite complex. The forced sale of a home or investment portfolio may have tax consequences. Potential tax liability also can make two seemingly equal assets have varying net values. Additionally, when pulling apart a portfolio, it makes sense to consider how each asset will suit the prospective recipient in terms of risk tolerance and liquidity.
Articles you may find interesting:
- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
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- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
We'd like our Carlyle Group clients to remember, the information in this article is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.
During a divorce, many factors are competing for attention. By these Carlyle Group employees understanding a few key concepts, they may be able to avoid making costly financial mistakes.
Chart Source: Familyinequality.com, 2019
1. The Wall Street Journal, 2019
What is the 401(k) plan offered by Carlyle Group?
The 401(k) plan at Carlyle Group is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax basis, helping them to build a nest egg for retirement.
How does Carlyle Group match employee contributions to the 401(k) plan?
Carlyle Group offers a matching contribution to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit, which enhances the overall savings potential for employees.
What is the eligibility criteria for Carlyle Group's 401(k) plan?
Employees of Carlyle Group are generally eligible to participate in the 401(k) plan after completing a specified period of service, usually within the first year of employment.
Can employees of Carlyle Group change their contribution percentage to the 401(k) plan?
Yes, employees of Carlyle Group can change their contribution percentage to the 401(k) plan at designated times throughout the year, allowing for flexibility in their savings strategy.
What investment options are available in Carlyle Group's 401(k) plan?
Carlyle Group's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees diversify their retirement savings.
Is there a vesting schedule for Carlyle Group's 401(k) matching contributions?
Yes, Carlyle Group has a vesting schedule for its matching contributions, meaning that employees must work for the company for a certain period before they fully own the employer's contributions.
How can employees of Carlyle Group access their 401(k) account information?
Employees of Carlyle Group can access their 401(k) account information through the company's benefits portal or by contacting the HR department for assistance.
What happens to the 401(k) plan if an employee leaves Carlyle Group?
If an employee leaves Carlyle Group, they have several options regarding their 401(k) plan, including rolling over the balance to another retirement account, cashing out, or leaving the funds in the Carlyle Group plan if permitted.
Are there any loans available against the 401(k) plan at Carlyle Group?
Carlyle Group may allow employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan documents.
What is the process for enrolling in Carlyle Group's 401(k) plan?
Employees can enroll in Carlyle Group's 401(k) plan during their initial onboarding process or during open enrollment periods, typically through the benefits portal.