Healthcare Provider Update: Healthcare Provider for ADT: ADT primarily partners with major health insurance providers to offer its employees comprehensive healthcare coverage. Among these providers are UnitedHealthcare and Anthem Blue Cross Blue Shield, both of which are known for their extensive networks and various plan options that cater to different healthcare needs. Healthcare Cost Increases for 2026: In 2026, health insurance premiums for plans obtained through the Affordable Care Act (ACA) marketplace are poised for significant increases, with many states projecting hikes that could exceed 60%. Factors contributing to this surge include rising medical costs and the anticipated expiration of enhanced federal premium subsidies, which could result in over 22 million marketplace enrollees facing out-of-pocket premium increases of up to 75%. As leading insurers report substantial earnings, ADT employees considering their healthcare options in 2026 should prepare for a financial landscape that may demand strategic planning to mitigate rising costs. Click here to learn more
It doesn’t take a degree in finance to see the cost of college continues to rise.
In its 2017 report, the College Board showed that public four-year institutions raised prices an average of 3.2% annually between the 2007-08 and 2017-18 school years. Put another way, a $5,000 education in 2007-08 would cost $6,851 in 2017-18.
For a few families, the lion’s share of education costs falls on parents and, in some cases, on grandparents. For our ADT clients who are parents you may already know, generally, the majority of families rely on a combination of scholarships, grants, financial aid, part-time jobs, and parent support to help pay the cost.
For ADT employees who have children approaching college age, a good first step is estimating the potential costs. The accompanying worksheet can help you get a better idea about the cost of a four-year college.
For ADT employees who already put money away for college, the worksheet will take that amount into consideration. For ADT employees who haven’t, it’s never too late to start.
Resources
There are a number of resources that can help individuals prepare for college. The U.S. government distributes certain information on colleges and costs. Here are two sites for these ADT employees to consider reviewing:
www.studentaid.ed.gov
The government’s college and financial aid portal.
Featured Video
Articles you may find interesting:
- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
- 401K, Social Security, Pension – How to Maximize Your Options
- Have You Looked at Your 401(k) Plan Recently?
- 11 Questions You Should Ask Yourself When Planning for Retirement
- Worst Month of Layoffs In Over a Year!
www.collegeboard.org
The group that administers the SAT test.
Estimating the Cost of College
What is the ADT 401(k) Savings Plan?
The ADT 401(k) Savings Plan is a retirement savings plan that allows employees to save a portion of their paycheck for retirement on a tax-deferred basis.
Who is eligible to participate in ADT's 401(k) Savings Plan?
All full-time employees of ADT are eligible to participate in the 401(k) Savings Plan after completing a specified period of service.
How can I enroll in ADT's 401(k) Savings Plan?
You can enroll in ADT's 401(k) Savings Plan by accessing the enrollment portal through the ADT employee benefits website or contacting HR for assistance.
What types of contributions can I make to ADT's 401(k) Savings Plan?
Employees can make pre-tax contributions, Roth (after-tax) contributions, and, in some cases, catch-up contributions if they are age 50 or older.
Does ADT match contributions to the 401(k) Savings Plan?
Yes, ADT offers a matching contribution to the 401(k) Savings Plan, which is designed to help employees maximize their retirement savings.
What is the vesting schedule for ADT's 401(k) matching contributions?
The vesting schedule for ADT's matching contributions typically follows a graded vesting schedule, where employees become fully vested after a certain number of years of service.
Can I take a loan from my ADT 401(k) Savings Plan?
Yes, ADT allows employees to take loans from their 401(k) Savings Plan, subject to specific terms and conditions outlined in the plan document.
What happens to my ADT 401(k) Savings Plan if I leave the company?
If you leave ADT, you have several options for your 401(k) Savings Plan, including rolling it over to another retirement account, leaving it with ADT, or cashing it out (subject to taxes and penalties).
How often can I change my contribution rate to ADT's 401(k) Savings Plan?
Employees can change their contribution rate to ADT's 401(k) Savings Plan at any time, subject to the plan's guidelines.
Are there investment options available in ADT's 401(k) Savings Plan?
Yes, ADT's 401(k) Savings Plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.