Keurig Dr Pepper Employees: How Your Credit Score Influences Your Insurance Premiums

Healthcare Provider Update: Healthcare Provider for Keurig Dr Pepper Keurig Dr Pepper primarily offers health benefits through leading insurance providers such as UnitedHealthcare and Aetna. These insurers cater specifically to the employees of Keurig Dr Pepper, ensuring comprehensive healthcare coverage as part of their employee benefits package. Potential Healthcare Cost Increases in 2026 As we look towards 2026, Keurig Dr Pepper and its employees face the prospect of steep increases in healthcare costs. Premiums for Affordable Care Act (ACA) plans are anticipated to rise significantly, with some states seeing hikes of over 60%. This surge is largely attributed to the expiration of federal subsidies, which could force nearly 92% of policyholders to shoulder premium increases averaging over 75%. Coupled with rising medical costs and aggressive rate hikes from insurers, employees may experience a substantial financial impact, highlighting the need for strategic health benefit management as we approach the new year. Click here to learn more

As an employee of Keurig Dr Pepper you may find it interesting to know, one landmark study found that credit-based insurance scores are used by about 95 percent of all auto and home insurers in calculating the cost of insurance to individuals.

While the vast majority of insurance companies use credit-based insurance scores to help determine the price of insurance, it is banned in the states of Massachusetts, Hawaii, and California. Some states only allow it as a factor for property insurance like auto and homeowners insurance. Other states allow it to be used with any type of insurance.

Several Factors

Generally, an insurance company will use a credit-based insurance score as just one factor in its underwriting process. We'd also like to remind our Keurig Dr Pepper clients that other factors may be considered, depending on the type of insurance. For example, with auto insurance, other factors could include your zip code, the age of the drivers, the make, model and age of the car, and the number of miles you drive annually.

The use of credit scores to determine insurance rates is rooted in research that has shown individuals with lower credit scores had higher car insurance losses and higher claims payouts.

You can ask your insurance company if a credit-based insurance score was used to underwrite and rate your policy, and in which risk category you were placed.

For Keurig Dr Pepper employees who want to improve their credit-based insurance score, you should consider taking the same steps you would to improve your credit rating: make timely debt payments, clear up past disputes and keep credit card balances low.

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1. Predictive Analytics: Achieving Greater Decision Accuracy, Better Risk Segmentation, and Greater Profitability, Fair Isaac Corporation, 2012 (most recent statistics available).