Healthcare Provider Update: Healthcare Provider for Tri Pointe Homes Tri Pointe Homes employees typically have access to a variety of healthcare options, with the Retirement Group, a division of Wealth Enhancement, recognized as a key partner in providing guidance for health care planning and retirement strategies. Potential Healthcare Cost Increases for 2026 Anticipated healthcare costs for employees of Tri Pointe Homes are expected to rise significantly in 2026 due to upcoming changes in the Affordable Care Act (ACA). Without renewed federal premium subsidies, average out-of-pocket expenses may soar by over 75%, impacting nearly all marketplace enrollees. This surge, driven by heightened medical costs and substantial insurer rate hikes averaging up to 66% in certain states, could strain the budgets of many, particularly those on fixed incomes or nearing retirement. Employees are encouraged to proactively reassess their healthcare strategies to navigate these looming financial challenges effectively. Click here to learn more
It doesn’t take a degree in finance to see the cost of college continues to rise.
In its 2017 report, the College Board showed that public four-year institutions raised prices an average of 3.2% annually between the 2007-08 and 2017-18 school years. Put another way, a $5,000 education in 2007-08 would cost $6,851 in 2017-18.
For a few families, the lion’s share of education costs falls on parents and, in some cases, on grandparents. For our Tri Pointe Homes clients who are parents you may already know, generally, the majority of families rely on a combination of scholarships, grants, financial aid, part-time jobs, and parent support to help pay the cost.
For Tri Pointe Homes employees who have children approaching college age, a good first step is estimating the potential costs. The accompanying worksheet can help you get a better idea about the cost of a four-year college.
For Tri Pointe Homes employees who already put money away for college, the worksheet will take that amount into consideration. For Tri Pointe Homes employees who haven’t, it’s never too late to start.
Resources
There are a number of resources that can help individuals prepare for college. The U.S. government distributes certain information on colleges and costs. Here are two sites for these Tri Pointe Homes employees to consider reviewing:
www.studentaid.ed.gov
The government’s college and financial aid portal.
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www.collegeboard.org
The group that administers the SAT test.
Estimating the Cost of College
What type of retirement plan does Tri Pointe Homes offer to its employees?
Tri Pointe Homes offers a 401(k) retirement savings plan to help employees save for their future.
How can employees of Tri Pointe Homes enroll in the 401(k) plan?
Employees of Tri Pointe Homes can enroll in the 401(k) plan by completing the enrollment process through the company’s HR portal or by contacting the HR department for assistance.
Does Tri Pointe Homes provide a matching contribution for the 401(k) plan?
Yes, Tri Pointe Homes offers a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.
What is the vesting schedule for the 401(k) match at Tri Pointe Homes?
The vesting schedule for the 401(k) match at Tri Pointe Homes typically follows a standard timeline, which employees can review in the plan documents provided by HR.
Can employees of Tri Pointe Homes take loans against their 401(k) savings?
Yes, employees of Tri Pointe Homes may have the option to take loans against their 401(k) savings, subject to the terms and conditions of the plan.
What investment options are available in the Tri Pointe Homes 401(k) plan?
The Tri Pointe Homes 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.
How often can employees of Tri Pointe Homes change their 401(k) contributions?
Employees of Tri Pointe Homes can change their 401(k) contribution amounts at any time, subject to the plan’s guidelines.
Is there a minimum contribution requirement for the 401(k) plan at Tri Pointe Homes?
Yes, Tri Pointe Homes may have a minimum contribution requirement for the 401(k) plan, which employees should verify in the plan documents.
What is the eligibility criteria for participating in the 401(k) plan at Tri Pointe Homes?
Employees of Tri Pointe Homes typically become eligible to participate in the 401(k) plan after completing a certain period of service, as outlined in the plan details.
How can employees access their 401(k) account information at Tri Pointe Homes?
Employees can access their 401(k) account information through the online portal provided by the plan administrator or by contacting the HR department at Tri Pointe Homes.