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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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US Foods Holding Employees: Navigating the Rising Costs of College Tuition for Your Family

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Healthcare Provider Update: Healthcare Provider for US Foods Holding US Foods Holding Corporation partners with Aetna for its employee healthcare coverage. Aetna provides a range of health plans that include medical, dental, and pharmacy benefits tailored to the needs of US Foods employees. Potential Healthcare Cost Increases in 2026 The healthcare landscape for US Foods Holding employees is set to experience significant changes in 2026, particularly with rising out-of-pocket costs. As the Affordable Care Act (ACA) premiums are projected to see steep increases-some states facing hikes over 60%-companies like US Foods may pass a larger share of healthcare expenses onto their workers. With an increased likelihood of higher deductibles and copayments, employees should actively review benefit options and consider proactive strategies to manage their healthcare expenses. Additionally, with employers like US Foods responding to escalating medical costs, employees may need to adapt quickly to ensure continued access to affordable care. Click here to learn more

It doesn’t take a degree in finance to see the cost of college continues to rise.

In its 2017 report, the College Board showed that public four-year institutions raised prices an average of 3.2% annually between the 2007-08 and 2017-18 school years. Put another way, a $5,000 education in 2007-08 would cost $6,851 in 2017-18.

For a few families, the lion’s share of education costs falls on parents and, in some cases, on grandparents. For our US Foods Holding clients who are parents you may already know, generally, the majority of families rely on a combination of scholarships, grants, financial aid, part-time jobs, and parent support to help pay the cost.

For US Foods Holding employees who have children approaching college age, a good first step is estimating the potential costs. The accompanying worksheet can help you get a better idea about the cost of a four-year college.

For US Foods Holding employees who already put money away for college, the worksheet will take that amount into consideration. For US Foods Holding employees who haven’t, it’s never too late to start.

Resources


There are a number of resources that can help individuals prepare for college. The U.S. government distributes certain information on colleges and costs. Here are two sites for these US Foods Holding employees to consider reviewing:

www.studentaid.ed.gov
The government’s college and financial aid portal.

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www.collegeboard.org
The group that administers the SAT test.

Estimating the Cost of College

Estimating the Cost of College

Estimating the Cost of College

What type of retirement savings plan does US Foods Holding offer to its employees?

US Foods Holding offers a 401(k) savings plan to help employees save for retirement.

Is participation in the 401(k) plan at US Foods Holding mandatory for employees?

No, participation in the 401(k) plan at US Foods Holding is voluntary, allowing employees to choose whether to enroll.

What is the employer match policy for the 401(k) plan at US Foods Holding?

US Foods Holding provides a matching contribution to the 401(k) plan, which enhances employees' retirement savings.

How can employees at US Foods Holding enroll in the 401(k) savings plan?

Employees at US Foods Holding can enroll in the 401(k) savings plan through the company’s benefits portal or by contacting the HR department.

What types of investment options are available in the US Foods Holding 401(k) plan?

The 401(k) plan at US Foods Holding offers a variety of investment options, including mutual funds, stocks, and bonds.

At what age can employees at US Foods Holding start withdrawing from their 401(k) plan without penalties?

Employees at US Foods Holding can start withdrawing from their 401(k) plan without penalties at age 59½.

Does US Foods Holding allow employees to take loans against their 401(k) savings?

Yes, US Foods Holding allows employees to take loans against their 401(k) savings, subject to certain terms and conditions.

How often can employees at US Foods Holding change their contribution percentage to the 401(k) plan?

Employees at US Foods Holding can change their contribution percentage to the 401(k) plan at any time, typically on a monthly basis.

What is the vesting schedule for the employer match in the US Foods Holding 401(k) plan?

The vesting schedule for the employer match in the US Foods Holding 401(k) plan typically follows a graded vesting schedule, which means employees earn ownership of the match over time.

Can employees at US Foods Holding roll over their 401(k) savings if they leave the company?

Yes, employees at US Foods Holding can roll over their 401(k) savings into another retirement account if they leave the company.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
US Foods Holding offers RSUs and stock options as part of their compensation packages.
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For more information you can reach the plan administrator for US Foods Holding at , ; or by calling them at .

*Please see disclaimer for more information

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