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Essential Considerations for Dentsply Sirona Employees Contemplating Retirement: What You Need to Know Before Making the Leap

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Healthcare Provider Update: Healthcare Provider for Dentsply Sirona: Dentsply Sirona, a leading provider of dental products and technologies, primarily utilizes a variety of health insurance options for its employees. The specific healthcare provider details may vary by location and employee plan options, but health insurance services are typically offered in conjunction with major providers in the ACA marketplace and private health insurers. Potential Healthcare Cost Increases in 2026: In 2026, Dentsply Sirona employees may face substantial healthcare cost increases as health insurance premiums for Affordable Care Act (ACA) plans are expected to surge dramatically. Several states are anticipating hikes exceeding 60%, largely influenced by the potential expiration of enhanced federal premium subsidies and rising medical costs. As a result, employees might see their out-of-pocket expenses rise significantly-potentially over 75% for many-if subsidies are not renewed, making it crucial for them to evaluate their healthcare options and budget for these changes in advance. Click here to learn more

With all of the changes at Dentsply Sirona employees need to know what steps to take before leaving. Retiring, or worse, losing your job, is a monumental (for better or for worse) moment in your life. Your mind is racing, your palms are sweating, and you simply just doesn't know how to operate. The loss of a job, especially for those with over 20 years of service, affects the same receptors in the brain as the loss of a loved one. You have been connected with Dentsply Sironafor 20 years, and now the relationship is over. Remember to reach out to Dentsply Sirona HR & Benefits departments for all Dentsply Sirona summary plan descriptions.

The same five stages of grief apply for a person going through retirement, job loss, or the loss of a loved one. Denial, anger, bargaining, depression, and acceptance are a part of the framework that makes up our learning to get through the lack of employment.

As the reality of the situation settles, your emotions will be a mess. You might feel upset one minute, and annoyed the next, and it can be tempting to vent your frustrations. Remember, acting upon impulse almost never turns out well, and can make a difficult situation even worse.

Here are a few items to check off as you consider leaving Dentsply Sirona:

1. Sit down and carefully analyze your finances. If you have a spouse or signifigant other, involve them in this process. Avoid doing financial business with friends or family. Money and friendships do not mix.

2. Call your Credit Union or Bank, and consider opening a line of credit against your home equity. Consider opening additional credit cards to create an emergency credit line. As many of you have been employed your whole life, you probably won't think to do this - once you are unemployed, it becomes exceedingly difficult to get credit, making it very important you take this line of action.

3. Go over your 401(k) contributions, if you were making them. Decide whether or not you should increase your contributions for your remaining time on payroll, or cease them entirely to build up more immediate cash. How you proceed may have big tax implications. Depending on when you stop contributing, you may end up in a much higher tax bracket due to your severance payment, unemployment, etc.

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4. It's not always wise to file for unemployment immediately after the loss of a job. Depending on the time of year you are laid off, paired with your financial situation, it could be beneficial to wait to file your claim so that your unemployment payments fall in the next tax year, when your overall income is lower due to the fact that you're unemployed. There are an overwhelming number of situations that you want to consider before making a move on this. We recommend speaking with a Dentsply Sirona-focused retirement advisor to go over your options.

5. Unless you believe your layoff was deserved, speak to a trusted lawyer to go over your options. Venting your anger at managers and colleagues may feel amazing temporarily, but it will damage your career in the long run. You spent all this time building up your relationships at Dentsply Sirona why burn them now? Avoid going online even anonymously to berate past Dentsply Sirona staff & management.

6. Have a plan for how to fill the void on your LinkedIn profile and your resume. If you are pursuing a new job, having a job makes it much easier when finding your next adventure. In the mean time, you might consider becoming a consultant until you find a permanent position. You may also find the ability go go back to Dentsply Sirona as a contractor working on your terms.

7. Figure out what you will tell your Dentsply Sirona wcoworkers - create your go-to statement and practice it, so you can say it without becoming too emotional. It will be normal for friends and acquaintances to ask, and we assume you won't want to burst into tears or lash out every time the question is popped. However horrible you feel, it's crucial to remain calm and act professional, and try to avoid doing anything that might hinder your reputation or integrity. Remember to stay professional on social media when discussing Dentsply Sirona.

What is the Dentsply Sirona 401(k) plan?

The Dentsply Sirona 401(k) plan is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out, helping them prepare for retirement.

How can Dentsply Sirona employees enroll in the 401(k) plan?

Dentsply Sirona employees can enroll in the 401(k) plan by completing the enrollment process through the company’s benefits portal or by contacting the HR department for assistance.

What is the company match for the Dentsply Sirona 401(k) plan?

Dentsply Sirona offers a company match for contributions made to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit.

When can Dentsply Sirona employees start contributing to the 401(k) plan?

Dentsply Sirona employees can start contributing to the 401(k) plan after completing their eligibility period, which is usually outlined in the employee handbook.

What investment options are available in the Dentsply Sirona 401(k) plan?

The Dentsply Sirona 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to help employees grow their savings.

Are there any fees associated with the Dentsply Sirona 401(k) plan?

Yes, there may be administrative fees and fund management fees associated with the Dentsply Sirona 401(k) plan, which are typically disclosed in the plan documents.

Can Dentsply Sirona employees take loans against their 401(k) savings?

Yes, Dentsply Sirona employees may have the option to take loans against their 401(k) savings, subject to the plan's terms and conditions.

What happens to my Dentsply Sirona 401(k) if I leave the company?

If you leave Dentsply Sirona, you can choose to roll over your 401(k) balance to another retirement account, cash out your balance, or leave it in the Dentsply Sirona plan if allowed.

How often can Dentsply Sirona employees change their contribution amount?

Dentsply Sirona employees can typically change their contribution amount at any time, subject to the plan’s guidelines.

Is there a vesting schedule for the Dentsply Sirona 401(k) company match?

Yes, Dentsply Sirona has a vesting schedule for the company match, which means employees must work for a certain period before they fully own the matched funds.

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For more information you can reach the plan administrator for Dentsply Sirona at 13320 Ballantyne Corporate Pl Charlotte, NC 28277; or by calling them at (844) 848-0137.

*Please see disclaimer for more information

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