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Are DoorDash employees responsible for the damage caused by a tree on their property that hits their neighbor’s home or other insured structure, such as a garage or shed?
In most cases, the answer is “no.”
When such damage occurs to your neighbor’s home due to forces outside your control (e.g., weather events), your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a fallen down tree caused.
There is one exception, however.
If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor’s insurer may come after you to recover their loss—a process called subrogation.¹
You may want to check your policy or speak to your insurance agent to ascertain if your homeowner's policy covers your liability in cases of negligence.
When Neighbors Sue
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Some neighbors may seek to bring legal action against you, though often that is unnecessary.
For those working at DoorDash, determine what municipal laws are in place to cover such instances. Generally speaking, you are not responsible unless you knew, or should have known, about the danger. Proving what you knew or should have known can be difficult and costly in a court of law. It typically benefits both parties to arrive at a compromise that avoids an expensive legal process.
The information in this material is not intended as legal advice. Please consult legal or insurance professionals for specific information regarding your individual situation.
What is the 401(k) plan offered by DoorDash?
The 401(k) plan at DoorDash is a retirement savings plan that allows employees to save for their future by contributing a portion of their salary before taxes.
Does DoorDash match employee contributions to the 401(k) plan?
Yes, DoorDash offers a matching contribution to the 401(k) plan, which helps employees grow their retirement savings faster.
How can DoorDash employees enroll in the 401(k) plan?
DoorDash employees can enroll in the 401(k) plan through the employee benefits portal during the enrollment period or after they become eligible.
What are the eligibility requirements for DoorDash's 401(k) plan?
To be eligible for DoorDash's 401(k) plan, employees typically need to meet certain criteria, such as being a full-time employee and reaching a specific duration of employment.
Can DoorDash employees change their contribution percentage to the 401(k) plan?
Yes, DoorDash employees can change their contribution percentage to the 401(k) plan at any time through the employee benefits portal.
What investment options are available in DoorDash's 401(k) plan?
DoorDash's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles tailored to different risk levels.
Is there a vesting schedule for DoorDash's 401(k) matching contributions?
Yes, DoorDash has a vesting schedule for its matching contributions, meaning employees must work for a certain period before they fully own the matched funds.
How can DoorDash employees access their 401(k) account information?
DoorDash employees can access their 401(k) account information online through the designated retirement plan administrator's website.
What happens to a DoorDash employee's 401(k) if they leave the company?
If a DoorDash employee leaves the company, they can choose to roll over their 401(k) balance to a new employer's plan, an IRA, or cash out, subject to tax implications.
Are there any fees associated with DoorDash's 401(k) plan?
Yes, there may be administrative fees and investment-related expenses associated with DoorDash's 401(k) plan, which are disclosed in the plan documents.