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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Empowering Women at Las Vegas Sands: 4 Essential Retirement Strategies to Consider

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Healthcare Provider Update: Healthcare Provider for Las Vegas Sands Las Vegas Sands offers its employees healthcare benefits that mainly involve coverage through a network of managed care plans, including offerings from major national insurers like UnitedHealthcare and Anthem BlueCross BlueShield. Employees typically have access to various plan options, allowing them to choose a coverage level that best meets their healthcare needs. Potential Healthcare Cost Increases in 2026 As 2026 approaches, Las Vegas Sands employees are likely to face significant increases in healthcare costs. Premiums in the ACA marketplace are projected to rise sharply, potentially by over 60% in some states, driven by escalating medical care costs and the anticipated expiration of enhanced federal subsidies. This situation may lead to employers like Las Vegas Sands shifting more healthcare expenses onto employees, with many firms indicating plans to increase deductibles and out-of-pocket maximums. Consequently, employees must prepare for a potentially hefty financial impact when selecting their health plans for the upcoming year. Click here to learn more

Preparing for retirement at Las Vegas Sands can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they may accumulate less income and benefits due to their time absent from the workforce. Research shows that 31% of women are currently or have been caregivers during their careers. Women who are working also tend to put less money aside for retirement. According to one report, women contribute 30% less to their retirement accounts than men.

These numbers may seem overwhelming, but you don’t have to be a statistic. With a little foresight, you can start taking steps now, which may help you in the long run. Here are three steps to consider that may put Las Vegas Sands employees ahead of the curve.

  •  Talk about money.  Nowadays, discussing money is less taboo than it’s been in the past, and it’s crucial to take control of your financial future. If you’re single, consider writing down your retirement goals and keeping them readily accessible. If you have a partner, make sure you are both on the same page regarding your retirement goals. The more comfortably you can talk about your future, the more confident you may be to make important decisions when they come up.
  •  Be proactive about your retirement after Las Vegas Sands.  Do you have clear, defined goals for what you want your retirement to look like? And do you know where your Las Vegas Sands retirement accounts stand today? Being proactive with your Las Vegas Sands retirement accounts allows you to create a goal-oriented roadmap. It may also help to adapt when necessary and continue their journey regardless of things like relationship status or market fluctuations.
  •  Make room for your future in your budget.  Adjust your budget to allow for retirement savings, just as you would for a new home or your dream vacation. Like any of your other financial goals, you may find it beneficial to review your retirement goals on a regular basis to make sure you’re on track.
  • Retirement may look a little different for women, but with the right strategies – and support – you’ll be able to live the retirement you’ve always dreamed of.
  •  Transamerica.com, 2021
  •  GAO.gov, 2021

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What is the 401(k) plan offered by Las Vegas Sands?

The 401(k) plan at Las Vegas Sands is a retirement savings plan that allows employees to save a portion of their salary on a pre-tax or post-tax basis.

How can I enroll in the Las Vegas Sands 401(k) plan?

Employees can enroll in the Las Vegas Sands 401(k) plan by completing the enrollment form available through the HR department or the company’s benefits portal.

What is the employer match for the Las Vegas Sands 401(k) plan?

Las Vegas Sands offers a competitive employer match for contributions made to the 401(k) plan, typically matching a percentage of employee contributions up to a certain limit.

Can I change my contribution rate to the Las Vegas Sands 401(k) plan?

Yes, employees can change their contribution rate to the Las Vegas Sands 401(k) plan at any time by accessing their account online or contacting HR.

What investment options are available in the Las Vegas Sands 401(k) plan?

The Las Vegas Sands 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

Is there a vesting schedule for the employer match in the Las Vegas Sands 401(k) plan?

Yes, Las Vegas Sands has a vesting schedule for the employer match, which means employees must work for the company for a certain period before they fully own the matched funds.

How can I access my Las Vegas Sands 401(k) account?

Employees can access their Las Vegas Sands 401(k) account online through the designated benefits portal or by contacting the plan administrator.

What happens to my Las Vegas Sands 401(k) if I leave the company?

If you leave Las Vegas Sands, you have several options for your 401(k), including cashing out, rolling it over to another retirement account, or leaving it in the Las Vegas Sands plan if eligible.

Are there any fees associated with the Las Vegas Sands 401(k) plan?

Yes, there may be administrative fees and investment-related fees associated with the Las Vegas Sands 401(k) plan, which are disclosed in the plan documents.

Can I take a loan from my Las Vegas Sands 401(k) plan?

Yes, employees may be able to take a loan from their Las Vegas Sands 401(k) plan, subject to the plan's specific rules and limits.

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For more information you can reach the plan administrator for Las Vegas Sands at , ; or by calling them at .

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