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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Empowering Women at R.R. Donnelley & Sons: 4 Essential Retirement Strategies to Consider

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Healthcare Provider Update: Healthcare Provider for R.R. Donnelley & Sons R.R. Donnelley & Sons currently partners with various healthcare providers to offer its employees comprehensive health plans. For specific services and options available, employees typically refer to the company's benefits portal or contact their HR department for detailed information on selected providers and insurance plans. Potential Healthcare Cost Increases in 2026 In 2026, R.R. Donnelley & Sons employees are poised to face significant increases in healthcare costs, driven primarily by soaring insurance premiums and changes in coverage structures. Many major insurers are proposing rate hikes of up to 66% in states like New York, and without extensions of federal premium subsidies, marketplace enrollees could see their out-of-pocket costs rise by over 75%. As a result, employees may need to navigate a landscape of higher deductibles and increased cost-sharing, which could substantially impact their financial obligations towards healthcare services. Preparing for these changes by reviewing benefit options and understanding cost implications early will be crucial for managing future healthcare expenses effectively. Click here to learn more

Preparing for retirement at R.R. Donnelley & Sons can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they may accumulate less income and benefits due to their time absent from the workforce. Research shows that 31% of women are currently or have been caregivers during their careers. Women who are working also tend to put less money aside for retirement. According to one report, women contribute 30% less to their retirement accounts than men.

These numbers may seem overwhelming, but you don’t have to be a statistic. With a little foresight, you can start taking steps now, which may help you in the long run. Here are three steps to consider that may put R.R. Donnelley & Sons employees ahead of the curve.

  •  Talk about money.  Nowadays, discussing money is less taboo than it’s been in the past, and it’s crucial to take control of your financial future. If you’re single, consider writing down your retirement goals and keeping them readily accessible. If you have a partner, make sure you are both on the same page regarding your retirement goals. The more comfortably you can talk about your future, the more confident you may be to make important decisions when they come up.
  •  Be proactive about your retirement after R.R. Donnelley & Sons.  Do you have clear, defined goals for what you want your retirement to look like? And do you know where your R.R. Donnelley & Sons retirement accounts stand today? Being proactive with your R.R. Donnelley & Sons retirement accounts allows you to create a goal-oriented roadmap. It may also help to adapt when necessary and continue their journey regardless of things like relationship status or market fluctuations.
  •  Make room for your future in your budget.  Adjust your budget to allow for retirement savings, just as you would for a new home or your dream vacation. Like any of your other financial goals, you may find it beneficial to review your retirement goals on a regular basis to make sure you’re on track.
  • Retirement may look a little different for women, but with the right strategies – and support – you’ll be able to live the retirement you’ve always dreamed of.
  •  Transamerica.com, 2021
  •  GAO.gov, 2021

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