New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

PulteGroup Employees: Unlock the Benefits of the Federal Student Grant Program for Your Family's Education

Healthcare Provider Update: Healthcare Provider for PulteGroup PulteGroup's healthcare benefits for employees are often structured through the PulteGroup 401(k) Savings Plan in conjunction with various health insurance plans, where specific healthcare providers can vary by region. As of 2025, PulteGroup employees typically access health coverage via national insurers which can include UnitedHealthcare, Anthem, and others that offer both group and individual market plans under the Affordable Care Act (ACA). Potential Healthcare Cost Increases in 2026 In 2026, PulteGroup employees may face significant increases in health insurance costs as the ACA marketplace braces for premium hikes that could exceed 60% in certain states. This surge is influenced by the potential expiration of enhanced federal premium subsidies, prompting a drastic rise in out-of-pocket expenses for nearly 92% of policyholders. Furthermore, rising healthcare costs, particularly for medical services and prescription drugs, are likely to exacerbate financial burdens on individuals and families in 2026. As these challenges loom, careful review of health plan options will be essential for employees seeking to mitigate the impact of escalating healthcare expenses., 'sources': [], 'images': [] Click here to learn more

Most PulteGroup employees have already heard of the Free Application for Federal Student Aid, or FAFSA, if they or someone they know has plans to attend a college, career school, or university. Last year, around 70% of families submitted a FAFSA to the Department of Education to secure financial assistance. But what many prospective and current students may overlook are the various federal grants awarded to students in need each year.

Granted value

Most federal grants, unlike loans, function as sources of funding. There are some exceptions, though. For example, if a student is awarded a grant, but withdraws from the program in which they’re enrolled, they may be required to pay back all or a portion of that grant.

Know your grants

The Department of Education offers multiple aid packages as part of the Federal Student Grant Program and all PulteGroup employees should be aware of them. The following four are granted most often, and each has different requirements for eligibility. The information below applies to the 2023-2024 academic year:

Federal Pell Grants - With a maximum award of $6,895, Pell Grants are reserved for undergraduate students who have exceptional financial need and have not earned a bachelor’s, graduate, or professional degree yet.
Federal Supplemental Educational Opportunity Grants (FSEO) - FSEO Grants award a maximum of $4,000 to those who demonstrate exceptional need and have not yet earned a bachelor’s or graduate degree. FSEO Grants also give priority to Pell Grant recipients over other applicants.
Iraq and Afghanistan Service Grants - These grants award a maximum of $6,895, and they’re only for students whose parent or guardian served in a branch of the U.S. Armed Forces and died while serving in Iraq or Afghanistan after the events of 9/11.
Teacher Education Assistance for College and Higher Education (TEACH) Grants - TEACH Grants award a maximum of $4,000, and they’re reserved for students who are enrolled in teaching preparation programs and agree to teach for a minimum of 4 years at the elementary or secondary school level in a high-need field.

FAFSA Required

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No matter who you are or your financial situation, you may want to consider submitting a FAFSA. After all, the grants listed above do require recipients to have an application on file with the Department of Education. And who knows? The potential financial benefit that you as a PulteGroup employee could secure may surprise you.

Finder.com, 2019

StudentAid.gov, 2020

What is the PulteGroup 401(k) Savings Plan?

The PulteGroup 401(k) Savings Plan is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.

How can I enroll in the PulteGroup 401(k) Savings Plan?

Employees can enroll in the PulteGroup 401(k) Savings Plan through the company’s benefits portal or by contacting the HR department for assistance.

What is the employer match for the PulteGroup 401(k) Savings Plan?

PulteGroup offers a matching contribution to the 401(k) Savings Plan, which typically matches a percentage of employee contributions up to a certain limit.

At what age can I start contributing to the PulteGroup 401(k) Savings Plan?

Employees can start contributing to the PulteGroup 401(k) Savings Plan as soon as they meet the eligibility requirements, usually upon hire.

How much can I contribute to the PulteGroup 401(k) Savings Plan each year?

The contribution limits for the PulteGroup 401(k) Savings Plan are in line with IRS guidelines, which may change annually. Employees should check the latest limits for the current year.

Does PulteGroup offer any investment options within the 401(k) Savings Plan?

Yes, the PulteGroup 401(k) Savings Plan offers a variety of investment options, including mutual funds and target-date funds, to help employees grow their savings.

Can I take a loan from my PulteGroup 401(k) Savings Plan?

Yes, PulteGroup allows employees to take loans from their 401(k) Savings Plan, subject to certain terms and conditions.

What happens to my PulteGroup 401(k) Savings Plan if I leave the company?

If you leave PulteGroup, you have several options for your 401(k) Savings Plan, including rolling it over to an IRA or another employer's plan, or cashing it out (though this may incur taxes and penalties).

How often can I change my contributions to the PulteGroup 401(k) Savings Plan?

Employees can typically change their contribution amounts to the PulteGroup 401(k) Savings Plan at any time, subject to the plan's specific rules.

Are there any fees associated with the PulteGroup 401(k) Savings Plan?

Yes, like most 401(k) plans, the PulteGroup 401(k) Savings Plan may have administrative fees and investment-related fees. Employees should review the plan documents for details.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

401(k) plan through Fidelity with company match, discretionary profit sharing.

PulteGroup grants RSUs to its executives and eligible employees. RSUs vest over multiple years, aligning employee incentives with long-term company success.