Sealed Air Employees: Navigating the Financial Implications of Fallen Tree Damage on Your Property

Healthcare Provider Update: Healthcare Provider for Sealed Air Sealed Air typically offers health benefits through major insurance carriers, and one of their notable healthcare providers is Aetna. Aetna provides a range of insurance products and services, including healthcare plans, which support Sealed Air's commitment to employee wellness. Potential Healthcare Cost Increases in 2026 As we approach 2026, healthcare costs are projected to climb significantly, with some states expecting insurance premium hikes of over 60%. According to the Kaiser Family Foundation, without the extension of enhanced federal subsidies, nearly 92% of ACA marketplace enrollees could face a staggering 75% increase in out-of-pocket premiums. This surge is driven by a combination of rising medical expenses, including hospital and drug costs, and aggressive rate hikes from major insurers, posing imminent financial challenges for consumers in the healthcare market. Click here to learn more

Are Sealed Air employees responsible for the damage caused by a tree on their property that hits their neighbor’s home or other insured structure, such as a garage or shed?

In most cases, the answer is “no.”

When such damage occurs to your neighbor’s home due to forces outside your control (e.g., weather events), your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a fallen down tree caused.

There is one exception, however.

If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor’s insurer may come after you to recover their loss—a process called subrogation.¹

You may want to check your policy or speak to your insurance agent to ascertain if your homeowner's policy covers your liability in cases of negligence.

When Neighbors Sue

Featured Video

Articles you may find interesting:

Some neighbors may seek to bring legal action against you, though often that is unnecessary.

For those working at Sealed Air, determine what municipal laws are in place to cover such instances. Generally speaking, you are not responsible unless you knew, or should have known, about the danger. Proving what you knew or should have known can be difficult and costly in a court of law. It typically benefits both parties to arrive at a compromise that avoids an expensive legal process.

The information in this material is not intended as legal advice. Please consult legal or insurance professionals for specific information regarding your individual situation.