Weis Markets Employees: Navigating the Financial Implications of Fallen Tree Damage on Your Property

Healthcare Provider Update: Healthcare Provider for Weis Markets Weis Markets offers its employees health insurance coverage through various providers, with a focus on major national insurers. In recent discussions, the need to evaluate options among different insurers has been highlighted due to expected premium increases in the Affordable Care Act (ACA) marketplace. Potential Healthcare Cost Increases for Weis Markets in 2026 As the healthcare landscape shifts, Weis Markets employees should prepare for significant increases in health care costs in 2026. With ACA premiums projected to rise sharply-some states anticipating hikes over 60%-the majority of workers relying on employer-sponsored plans may see greater out-of-pocket expenses. Factors driving these hikes include the potential expiration of enhanced federal subsidies and consistently rising medical costs. Employees are advised to review their benefit options and plan for the potential financial impact ahead to navigate this challenging environment effectively. Click here to learn more

Are Weis Markets employees responsible for the damage caused by a tree on their property that hits their neighbor’s home or other insured structure, such as a garage or shed?

In most cases, the answer is “no.”

When such damage occurs to your neighbor’s home due to forces outside your control (e.g., weather events), your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a fallen down tree caused.

There is one exception, however.

If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor’s insurer may come after you to recover their loss—a process called subrogation.¹

You may want to check your policy or speak to your insurance agent to ascertain if your homeowner's policy covers your liability in cases of negligence.

When Neighbors Sue

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Some neighbors may seek to bring legal action against you, though often that is unnecessary.

For those working at Weis Markets, determine what municipal laws are in place to cover such instances. Generally speaking, you are not responsible unless you knew, or should have known, about the danger. Proving what you knew or should have known can be difficult and costly in a court of law. It typically benefits both parties to arrive at a compromise that avoids an expensive legal process.

The information in this material is not intended as legal advice. Please consult legal or insurance professionals for specific information regarding your individual situation.