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Werner Enterprises Employees: Unlock the Benefits of the Federal Student Grant Program for Your Family's Education

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Healthcare Provider Update: Healthcare Provider for Werner Enterprises Werner Enterprises primarily partners with UnitedHealthcare as its healthcare provider. This collaboration allows the company to offer a range of health insurance options to its employees, ensuring access to comprehensive healthcare services. Potential Healthcare Cost Increases in 2026 As healthcare costs continue to rise, employees at Werner Enterprises can expect to face significant increases in their healthcare expenses by 2026. Amid pressures like soaring medical costs and the potential expiration of federal premium subsidies under the Affordable Care Act (ACA), many employers are likely to shift more financial responsibilities onto their workforce. Reports suggest that healthcare costs for businesses are projected to increase by approximately 8.5%, prompting employers to reconsider benefit designs and raise deductibles. Consequently, Werner Enterprises employees may need to navigate higher out-of-pocket expenses while planning for the year ahead. Click here to learn more

Most Werner Enterprises employees have already heard of the Free Application for Federal Student Aid, or FAFSA, if they or someone they know has plans to attend a college, career school, or university. Last year, around 70% of families submitted a FAFSA to the Department of Education to secure financial assistance. But what many prospective and current students may overlook are the various federal grants awarded to students in need each year. 

Granted value

Most federal grants, unlike loans, function as sources of funding. There are some exceptions, though. For example, if a student is awarded a grant, but withdraws from the program in which they’re enrolled, they may be required to pay back all or a portion of that grant.

Know your grants

The Department of Education offers multiple aid packages as part of the Federal Student Grant Program and all Werner Enterprises employees should be aware of them. The following four are granted most often, and each has different requirements for eligibility. The information below applies to the 2023-2024 academic year:

  • Federal Pell Grants  - With a maximum award of $6,895, Pell Grants are reserved for undergraduate students who have exceptional financial need and have not earned a bachelor’s, graduate, or professional degree yet.
  • Federal Supplemental Educational Opportunity Grants (FSEO)  - FSEO Grants award a maximum of $4,000 to those who demonstrate exceptional need and have not yet earned a bachelor’s or graduate degree. FSEO Grants also give priority to Pell Grant recipients over other applicants.
  • Iraq and Afghanistan Service Grants  - These grants award a maximum of $6,895, and they’re only for students whose parent or guardian served in a branch of the U.S. Armed Forces and died while serving in Iraq or Afghanistan after the events of 9/11.
  • Teacher Education Assistance for College and Higher Education (TEACH) Grants  - TEACH Grants award a maximum of $4,000, and they’re reserved for students who are enrolled in teaching preparation programs and agree to teach for a minimum of 4 years at the elementary or secondary school level in a high-need field.

FAFSA Required

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No matter who you are or your financial situation, you may want to consider submitting a FAFSA. After all, the grants listed above do require recipients to have an application on file with the Department of Education. And who knows? The potential financial benefit that you as a Werner Enterprises employee could secure may surprise you.

  •  Finder.com, 2019
  •  StudentAid.gov, 2020

What type of retirement plan does Werner Enterprises offer to its employees?

Werner Enterprises offers a 401(k) retirement savings plan to its employees.

How can employees of Werner Enterprises enroll in the 401(k) plan?

Employees can enroll in the Werner Enterprises 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What is the company match for the 401(k) plan at Werner Enterprises?

Werner Enterprises provides a company match of 50% on employee contributions up to a certain percentage of their salary.

Are there any eligibility requirements to participate in the 401(k) plan at Werner Enterprises?

Yes, employees must meet specific eligibility requirements, such as completing a certain period of service, to participate in the Werner Enterprises 401(k) plan.

Can employees of Werner Enterprises change their contribution percentage to the 401(k) plan?

Yes, employees can change their contribution percentage at any time by accessing their account online or contacting HR at Werner Enterprises.

What investment options are available in the Werner Enterprises 401(k) plan?

The Werner Enterprises 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Does Werner Enterprises allow employees to take loans against their 401(k) savings?

Yes, Werner Enterprises allows employees to take loans against their 401(k) savings under certain conditions.

What happens to my 401(k) account if I leave Werner Enterprises?

If you leave Werner Enterprises, you can choose to roll over your 401(k) account to another retirement plan, cash it out, or leave it with Werner Enterprises.

Is there a vesting schedule for the company match in the Werner Enterprises 401(k) plan?

Yes, Werner Enterprises has a vesting schedule for the company match, which means employees must work for a certain number of years to fully own the matched funds.

How often can employees of Werner Enterprises review their 401(k) account statements?

Employees can review their 401(k) account statements quarterly through the online portal provided by Werner Enterprises.

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For more information you can reach the plan administrator for Werner Enterprises at , ; or by calling them at .

*Please see disclaimer for more information

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