Healthcare Provider Update: Healthcare Provider for Americold Realty Trust: Americold Realty Trust does not directly list a specific healthcare provider within the available data. However, it typically offers employee health benefits through common providers affiliated with its health plans. Employees are encouraged to review their benefits package for pertinent details regarding insurance networks and available healthcare providers. Healthcare Cost Increases in 2026: As Americold Realty Trust prepares for 2026, employees should brace for significant increases in healthcare costs. Premiums on Affordable Care Act (ACA) marketplace plans are anticipated to surge, with some states projecting hikes of over 60%. The expiration of enhanced federal subsidies, coupled with rising medical costs and aggressive rate increases from major insurers, may result in employees facing out-of-pocket premiums increasing by over 75%. Understanding these changes will be vital for Americold employees to manage their financial planning effectively in the coming year. Click here to learn more
Medicare Advantage, sometimes known as “Part C,” is something of a catch-all choice for Americold Realty Trust employees who are ready to sign up for Medicare. Medicare Advantage plans are offered by private insurers in conjunction with the Medicare program and can provide you with additional health insurance coverage.
What’s in them?
In addition to signing up for Medicare Part A (hospital stays) and Part B (medical coverage), Medicare Advantage plans offer their subscribers extra features. This frequently, but not always, includes the Medicare Part D prescription drug plan. In some cases, Medicare Advantage plans offer coverage for areas not normally offered within regular Medicare plans. This can include dental, hearing, and vision insurance.
What are the rules?
Medicare pays for a fixed amount of your health care to Americold Realty Trust offering your Medicare Advantage (MA) plan. Beyond that, each MA plan requires different out-of-pocket fees. Those fees can vary from plan to plan. Depending on your plan, you may have different rules you need to follow when seeking a medical referral to get treatment from a specialist or if you are seeking non-urgent care (even from health care providers within the plan). It’s also important to remember that rules, requirements, and features may change from year to year. It will be important to make sure that those changes line up with any treatment that you need.
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What about my prescriptions?
While most MA plans offer Part D coverage for prescription drugs, some don’t. One example would be Medicare Medical Savings Account plans. In cases where the plan can’t or chooses not to offer prescription drug coverage, you may have the ability to join a separate Medicare Prescription Drug Plan, depending on the type of plan you enroll in. You will likely have a number of questions and concerns as you examine your options for Medicare Advantage plans. Discuss these with a trusted financial professional who can help you make choices that may best fit your lifestyle.
1. Medicare.gov, 2022
What type of retirement savings plan does Americold Realty Trust offer to its employees?
Americold Realty Trust offers a 401(k) retirement savings plan to its employees.
Does Americold Realty Trust match employee contributions to the 401(k) plan?
Yes, Americold Realty Trust provides a matching contribution to employee 401(k) plan contributions, subject to certain limits.
What is the eligibility requirement for employees to participate in Americold Realty Trust's 401(k) plan?
Employees of Americold Realty Trust are typically eligible to participate in the 401(k) plan after completing a specified period of service.
Can employees of Americold Realty Trust choose how their 401(k) contributions are invested?
Yes, employees of Americold Realty Trust can choose from a variety of investment options for their 401(k) contributions.
What is the maximum contribution limit for the Americold Realty Trust 401(k) plan?
The maximum contribution limit for the Americold Realty Trust 401(k) plan is subject to IRS limits, which may change annually.
Does Americold Realty Trust allow for catch-up contributions in its 401(k) plan?
Yes, Americold Realty Trust allows employees aged 50 and older to make catch-up contributions to their 401(k) plan.
What happens to my 401(k) balance if I leave Americold Realty Trust?
If you leave Americold Realty Trust, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the Americold Realty Trust plan if permitted.
Are loans available against the 401(k) plan at Americold Realty Trust?
Yes, Americold Realty Trust allows eligible employees to take loans against their 401(k) balance under certain conditions.
How often can employees change their contribution amounts to the Americold Realty Trust 401(k) plan?
Employees of Americold Realty Trust can typically change their contribution amounts at any time, subject to plan rules.
Is there a vesting schedule for the employer match in the Americold Realty Trust 401(k) plan?
Yes, Americold Realty Trust has a vesting schedule for the employer match, which means employees must work for a certain period to fully own the matched funds.
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