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The world of investing is very subjective--the investment plan that’s right for you depends largely upon the level of comfort that you have when it comes to risk. We'd like our clients from Activision Blizzard to remember that you can’t completely avoid risk when it comes to investing, but it's possible for you to manage it.
There are two aspects of risk tolerance for Activision Blizzard employees to consider: (1) the capacity of your investment plan itself to absorb losses, and (2) how comfortable you are personally with risk. The first aspect can be quantified--the more flexibility your investment plan has when it comes to potential loss, the more risk your plan can tolerate. For example, as we’ve discussed, a long investment time horizon may allow you to take on more risk than a short time horizon.
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The second aspect, how comfortable you are personally with risk, is more of an emotional measure, and depends on many factors, including your objectives, life stage, personality, and investment experience. Some investors are comfortable with a high degree of risk, while others can tolerate only minimal risk. Individual risk tolerance is an important factor for Activision Blizzard employees in deciding which individual investments are appropriate for them, as well as how their investment dollars should be allocated among different investment classes.
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Investors are typically grouped into three categories for purposes of discussing risk tolerance: aggressive (those who have a high degree of risk tolerance); moderate (those willing to accept some degree of risk), and conservative (those who are risk averse).
What type of retirement savings plan does Activision Blizzard offer to its employees?
Activision Blizzard offers a 401(k) retirement savings plan to help employees save for their future.
Does Activision Blizzard match employee contributions to the 401(k) plan?
Yes, Activision Blizzard provides a matching contribution to the 401(k) plan, subject to certain limits.
What is the maximum contribution limit for the Activision Blizzard 401(k) plan?
The contribution limit for the Activision Blizzard 401(k) plan is aligned with the IRS limits, which may change annually.
Can employees of Activision Blizzard choose their investment options within the 401(k) plan?
Yes, employees at Activision Blizzard can select from a variety of investment options within the 401(k) plan.
When can employees of Activision Blizzard start contributing to the 401(k) plan?
Employees of Activision Blizzard can begin contributing to the 401(k) plan after completing their eligibility requirements.
Is there a vesting schedule for the matching contributions made by Activision Blizzard?
Yes, Activision Blizzard has a vesting schedule for matching contributions, which determines when employees fully own those funds.
How can Activision Blizzard employees access their 401(k) account information?
Employees can access their 401(k) account information through the designated online portal provided by Activision Blizzard's plan administrator.
What happens to my 401(k) plan if I leave Activision Blizzard?
If you leave Activision Blizzard, you have several options for your 401(k) plan, including rolling it over to another retirement account or leaving it with Activision Blizzard.
Can employees take loans against their 401(k) balance at Activision Blizzard?
Yes, Activision Blizzard allows employees to take loans against their 401(k) balance, subject to specific terms and conditions.
Are there any penalties for withdrawing funds from the Activision Blizzard 401(k) plan before retirement age?
Yes, early withdrawals from the Activision Blizzard 401(k) plan may incur penalties and taxes unless specific conditions are met.
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