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Healthcare Provider Update: Provides medical, dental, and vision insurance, with wellness incentives, Teledoc access, and SurgeryPlus for non-emergent procedures 7. As ACA premiums surge, AMNs wellness-focused benefits and chronic care support offer cost-effective alternatives to marketplace coverage. Click here to learn more
The world of investing is very subjective--the investment plan that’s right for you depends largely upon the level of comfort that you have when it comes to risk. We'd like our clients from AMN Healthcare Services to remember that you can’t completely avoid risk when it comes to investing, but it's possible for you to manage it.
There are two aspects of risk tolerance for AMN Healthcare Services employees to consider: (1) the capacity of your investment plan itself to absorb losses, and (2) how comfortable you are personally with risk. The first aspect can be quantified--the more flexibility your investment plan has when it comes to potential loss, the more risk your plan can tolerate. For example, as we’ve discussed, a long investment time horizon may allow you to take on more risk than a short time horizon.
| 'You can’t completely avoid risk when it comes to investing, but it is possible for you to manage it..' |
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The second aspect, how comfortable you are personally with risk, is more of an emotional measure, and depends on many factors, including your objectives, life stage, personality, and investment experience. Some investors are comfortable with a high degree of risk, while others can tolerate only minimal risk. Individual risk tolerance is an important factor for AMN Healthcare Services employees in deciding which individual investments are appropriate for them, as well as how their investment dollars should be allocated among different investment classes.
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Investors are typically grouped into three categories for purposes of discussing risk tolerance: aggressive (those who have a high degree of risk tolerance); moderate (those willing to accept some degree of risk), and conservative (those who are risk averse).
What type of retirement savings plan does AMN Healthcare Services offer to its employees?
AMN Healthcare Services offers a 401(k) retirement savings plan to help employees save for their future.
Is there an employer match for contributions made to the 401(k) at AMN Healthcare Services?
Yes, AMN Healthcare Services provides an employer match on employee contributions to the 401(k) plan, subject to certain limits.
How can employees enroll in the 401(k) plan at AMN Healthcare Services?
Employees can enroll in the 401(k) plan through the AMN Healthcare Services benefits portal or by contacting the HR department for assistance.
What are the contribution limits for the 401(k) plan at AMN Healthcare Services?
The contribution limits for the 401(k) plan at AMN Healthcare Services are set according to IRS guidelines, which may change annually.
Can employees take loans against their 401(k) balance at AMN Healthcare Services?
Yes, AMN Healthcare Services allows employees to take loans against their 401(k) balance, subject to the plan’s specific terms and conditions.
What investment options are available in the AMN Healthcare Services 401(k) plan?
The AMN Healthcare Services 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.
How often can employees change their contribution amounts to the 401(k) at AMN Healthcare Services?
Employees at AMN Healthcare Services can change their contribution amounts to the 401(k) plan on a quarterly basis or as specified in the plan guidelines.
What happens to my 401(k) if I leave AMN Healthcare Services?
If you leave AMN Healthcare Services, you can choose to roll over your 401(k) balance to another qualified retirement plan or withdraw the funds, subject to tax implications.
Does AMN Healthcare Services offer a Roth 401(k) option?
Yes, AMN Healthcare Services offers a Roth 401(k) option, allowing employees to make after-tax contributions and potentially enjoy tax-free withdrawals in retirement.
Are there any fees associated with the AMN Healthcare Services 401(k) plan?
Yes, there may be administrative fees associated with the AMN Healthcare Services 401(k) plan, which are disclosed in the plan documents.
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