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Understanding Risk Tolerance: A Guide for Atlas Air Worldwide Holdings Employees Navigating Retirement Changes

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The world of investing is very subjective--the investment plan that’s right for you depends largely upon the level of comfort that you have when it comes to risk. We'd like our clients from Atlas Air Worldwide Holdings to remember that you can’t completely avoid risk when it comes to investing, but it's possible for you to manage it.

There are two aspects of risk tolerance for Atlas Air Worldwide Holdings employees to consider: (1) the capacity of your investment plan itself to absorb losses, and (2) how comfortable you are personally with risk. The first aspect can be quantified--the more flexibility your investment plan has when it comes to potential loss, the more risk your plan can tolerate. For example, as we’ve discussed, a long investment time horizon may allow you to take on more risk than a short time horizon.

'You can’t completely avoid risk when it comes to investing, but it is possible for you to manage it..'

The second aspect, how comfortable you are personally with risk, is more of an emotional measure, and depends on many factors, including your objectives, life stage, personality, and investment experience. Some investors are comfortable with a high degree of risk, while others can tolerate only minimal risk. Individual risk tolerance is an important factor for Atlas Air Worldwide Holdings employees in deciding which individual investments are appropriate for them, as well as how their investment dollars should be allocated among different investment classes.

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Investors are typically grouped into three categories for purposes of discussing risk tolerance: aggressive (those who have a high degree of risk tolerance); moderate (those willing to accept some degree of risk), and conservative (those who are risk averse).

What type of retirement plan does Atlas Air Worldwide Holdings offer to its employees?

Atlas Air Worldwide Holdings offers a 401(k) retirement savings plan to its employees.

Does Atlas Air Worldwide Holdings provide a company match for contributions made to the 401(k) plan?

Yes, Atlas Air Worldwide Holdings provides a company match for employee contributions to the 401(k) plan, subject to specific limits.

What is the eligibility requirement for employees to participate in the Atlas Air Worldwide Holdings 401(k) plan?

Employees of Atlas Air Worldwide Holdings are typically eligible to participate in the 401(k) plan after completing a specified period of service.

How can employees of Atlas Air Worldwide Holdings enroll in the 401(k) plan?

Employees can enroll in the 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What types of investment options are available in the Atlas Air Worldwide Holdings 401(k) plan?

The 401(k) plan at Atlas Air Worldwide Holdings offers a variety of investment options, including mutual funds, stocks, and bonds.

Can employees of Atlas Air Worldwide Holdings change their contribution percentage to the 401(k) plan?

Yes, employees can change their contribution percentage at any time, subject to the plan's guidelines.

What is the maximum contribution limit for the Atlas Air Worldwide Holdings 401(k) plan?

The maximum contribution limit for the Atlas Air Worldwide Holdings 401(k) plan aligns with the IRS annual contribution limits, which may change each year.

Does Atlas Air Worldwide Holdings allow for catch-up contributions in the 401(k) plan?

Yes, employees aged 50 and older at Atlas Air Worldwide Holdings can make catch-up contributions to their 401(k) plan.

What happens to the 401(k) plan if an employee leaves Atlas Air Worldwide Holdings?

If an employee leaves Atlas Air Worldwide Holdings, they can roll over their 401(k) balance to another retirement account or leave it in the plan, depending on the plan's rules.

Are loans available from the Atlas Air Worldwide Holdings 401(k) plan?

Yes, Atlas Air Worldwide Holdings allows employees to take loans from their 401(k) accounts under certain conditions.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.

News: Atlas Air Worldwide Holdings has been discussing potential restructuring and layoffs due to economic pressures and the evolving aviation market. There are also considerations regarding changes to employee benefits and adjustments to the 401k and pension plans. Importance: In the current economic environment, understanding these changes is crucial for employees to make informed decisions about their financial futures. With rising inflation and interest rates, adjusting financial plans and understanding benefit alterations can help mitigate economic uncertainties https://www.theretirementgroup.com/featured-article/5448072/are-atlas-air-worldwide-holdings-employees-shocked-by-a-layoff-thrive-do-not-merely-survive https://careers.atlasairworldwide.com/benefits/ https://www.theretirementgroup.com/featured-article/5448075/401k-social-security-pension-how-to-maximize-your-options-for-life-after-atlas-air-worldwide-holdings

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For more information you can reach the plan administrator for Atlas Air Worldwide Holdings at 2000 Westchester Ave Purchase, NY 10577; or by calling them at +1 914-701-8000.