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Understanding Risk Tolerance: A Guide for Playtika Holding Employees Navigating Retirement Changes

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The world of investing is very subjective--the investment plan that’s right for you depends largely upon the level of comfort that you have when it comes to risk. We'd like our clients from Playtika Holding to remember that you can’t completely avoid risk when it comes to investing, but it's possible for you to manage it.

There are two aspects of risk tolerance for Playtika Holding employees to consider: (1) the capacity of your investment plan itself to absorb losses, and (2) how comfortable you are personally with risk. The first aspect can be quantified--the more flexibility your investment plan has when it comes to potential loss, the more risk your plan can tolerate. For example, as we’ve discussed, a long investment time horizon may allow you to take on more risk than a short time horizon.

'You can’t completely avoid risk when it comes to investing, but it is possible for you to manage it..'

The second aspect, how comfortable you are personally with risk, is more of an emotional measure, and depends on many factors, including your objectives, life stage, personality, and investment experience. Some investors are comfortable with a high degree of risk, while others can tolerate only minimal risk. Individual risk tolerance is an important factor for Playtika Holding employees in deciding which individual investments are appropriate for them, as well as how their investment dollars should be allocated among different investment classes.

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Investors are typically grouped into three categories for purposes of discussing risk tolerance: aggressive (those who have a high degree of risk tolerance); moderate (those willing to accept some degree of risk), and conservative (those who are risk averse).

What type of retirement savings plan does Playtika Holding offer to its employees?

Playtika Holding offers a 401(k) retirement savings plan to its employees.

Does Playtika Holding provide any employer matching contributions to the 401(k) plan?

Yes, Playtika Holding offers an employer matching contribution to help employees maximize their retirement savings.

What is the eligibility requirement for employees to participate in Playtika Holding's 401(k) plan?

Employees at Playtika Holding are eligible to participate in the 401(k) plan after completing a specified period of employment, typically within the first year.

Can employees of Playtika Holding choose how to invest their 401(k) contributions?

Yes, employees of Playtika Holding can choose from a variety of investment options within the 401(k) plan.

Is there a vesting schedule for employer contributions in Playtika Holding's 401(k) plan?

Yes, Playtika Holding has a vesting schedule that determines how long employees must work to fully own employer contributions.

How can employees at Playtika Holding access their 401(k) account information?

Employees can access their 401(k) account information through the designated online portal provided by Playtika Holding's plan administrator.

What is the maximum contribution limit for employees participating in Playtika Holding's 401(k) plan?

The maximum contribution limit for employees in Playtika Holding's 401(k) plan is determined by IRS guidelines, which may change annually.

Does Playtika Holding allow for loans against the 401(k) balance?

Yes, Playtika Holding allows employees to take loans against their 401(k) balance under certain conditions.

Are there any penalties for early withdrawal from the 401(k) plan at Playtika Holding?

Yes, early withdrawals from Playtika Holding's 401(k) plan may incur penalties as per IRS regulations.

What happens to an employee's 401(k) balance if they leave Playtika Holding?

If an employee leaves Playtika Holding, they can roll over their 401(k) balance to another retirement account or leave it in the Playtika Holding plan, subject to the plan's rules.