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Charting Amedisys Retirement Success: Five Essential Reads

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Healthcare Provider Update: Amedisys is a leading provider of home health care and hospice services, dedicated to enhancing patient care through personalized treatment plans tailored to individual needs. As 2026 approaches, significant healthcare cost increases are expected. Premiums for Affordable Care Act (ACA) marketplace plans are projected to rise sharply, with some states, like New York, facing hikes over 60%. If the enhanced federal premium subsidies expire as scheduled at the end of 2025, millions of Americans, including Amedisys employees, could see their out-of-pocket expenses rise dramatically, emphasizing the need for strategic planning in healthcare benefits. Click here to learn more

“By integrating disciplined market strategies, proactive healthspan practices, and a clear sense of purpose, Amedisys employees can create a retirement plan resilient enough to weather uncertainty and enrich their post-career life” – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

“Amedisys employees who blend disciplined saving approaches with proactive healthspan management are poised to achieve both financial confidence and improved well-being” – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. The challenges of market volatility, rising health care costs, and potential entitlement changes on retirement planning.

  2. Five must-read books offering strategies on investing, longevity, benefit planning, and lifestyle alignment.

  3. How to integrate financial discipline, healthspan management, and purposeful living for a fulfilling retirement.

For those who are saving for the future, these are uncertain times. Concerns about whether current nest egg tactics will be adequate have increased due to volatile markets, growing health care expenses, and continuous talks about possible reductions to government entitlements. Twenty-five percent of adults with retirement savings have only saved one year’s worth of their current income for the years ahead, according to research by Northwestern Mutual. 1

The financial or lifestyle planning book is one tool that is frequently overlooked during times of market volatility. In addition to providing timeless truths, a well-chosen title can offer readers practical advice, serve as a reminder of important ideas, and present fresh approaches to decision-making. Senior advisors at Wealth Enhancement—Patrick Ray, Tyson Mavar, and Brent Wolf—have chosen the following five books to aid Amedisys professionals in navigating the current environment because of their blend of academic rigor and usefulness.

Mastering the Market Cycle  by Howard Marks explores the psychological factors that influence cyclical changes in asset values. According to Marks, investor sentiment—which fluctuates between excitement and fear—often determines the timing and size of market movements, even when underlying value is important. “Fear can take over; it’s to be expected during the lifetime of any long-term investor,” says Brent Wolf. Long-term objectives can be safeguarded by knowing when and why to rebalance or de-risk a portfolio, even though market timing is still difficult to anticipate. Amedisys employees can benefit from the clear distinction this book makes between purely emotional reactions and strategic adjustments, essential for remaining disciplined when prices change.

Winning the Loser’s Game  by Charles D. Ellis is sometimes written off as outdated, but it still holds valuable lessons. Tyson Mavar praises it as an “unsung classic,” highlighting how it reinforces core investing principles that have stood the test of time. Ellis promotes long-term dedication, diversification, and steering clear of expensive practices like market timing. His strongest endorsement is for passive investing with inexpensive index funds, which can shield investors from transient noise. For Amedisys staff seeking to focus on techniques that boost compounding power and lessen the drag of fees and emotional trading, this book offers a timeless roadmap.

Outlive: The Art and Science of Living a Long Life  by Dr. Peter Attia and Bill Gifford reminds readers that physical health directly impacts retirement readiness. “What good is a healthy portfolio if your body can’t keep up?” asks Patrick Ray. Drawing on clinical data and epidemiological studies, the authors provide evidence-based suggestions for increasing lifespan and healthspan—strength training, mobility exercises, optimal sleep, and targeted nutrition. Actionable procedures for evaluating metabolic health, increasing muscle resilience, and reducing chronic disease risk can help Amedisys team members better match longevity forecasts with retirement funding plans and lower the likelihood of incapacitating health events.

Cookin’ Up Your Retirement Plan  by Marcia MacDonald Mantell approaches Medicare and Social Security elections in a conversational, kitchen-table manner. Tyson Mavar also recommends her sequels— What’s the Deal With Women’s Social Security?  and  Developing Your Medicare Recipe —for anyone seeking guidance on making the most of benefits. Mantell breaks down complex regulations into manageable chunks, reducing the possibility of costly errors. While these books don’t directly address market volatility, they reinforce that successful retirement from companies like Amedisys depends on more than just investment returns; it also requires well-informed decisions and careful lifestyle alignment.

The Good Life  by Dr. Robert Waldinger and Marc Schulz shifts the emphasis from balance sheets to life satisfaction. Based on an 80-year Harvard study of adult development, it finds that strong connections, meaningful hobbies, and community involvement often indicate long-term happiness more powerfully than financial prosperity. According to Patrick Ray, this book serves as an essential reminder for Amedisys retirees that money is just one component of a fulfilling retirement. Cultivating purpose, social ties, and enriching interests can yield non-linear returns unmatched by any portfolio.

When combined, these five books offer complementary perspectives on investment methodology, market behavior, healthspan management, and the socioeconomic factors influencing retirement decision-making. Each title has been recommended by seasoned advisors who have guided clients through both bull and bear markets, offering Amedisys employees lessons on purpose, cost-effective investing, preventive health care, efficient benefit management, and emotional discipline.

And here's one bonus publication: With more than 1.5 million copies in circulation, Morgan Housel’s  The Psychology of Money  was placed #1 on BookWeb’s Indie Personal Finance Bestseller List in April 2025, reflecting growing demand for behavior-focused investment insights that supplement conventional planning techniques.

Discover five highly regarded retirement planning books that provide professional insights on market cycles, passive index fund strategies, longevity optimization, Social Security elections, and Medicare planning—equipping Amedisys pre-retirees and retirees with tried-and-true advice for long-term retirement resilience and portfolio fortitude.

Consider the process of preparing a solid ocean vessel for a long journey: understanding the market cycle gives you the compass you need to navigate choppy waters;  Winning the Loser’s Game  supplies the provisions and medical kit to endure the journey;  Outlive  strengthens the hull against health risks;  Cookin’ Up Your Retirement Plan  equips your lifeboats with Social Security and Medicare expertise; and  The Good Life  charts rewarding ports of call—helping you sail comfortably through both calm seas and storms for Amedisys professionals.

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Sources:

1. Northwestern Mutual.  Planning & Progress Study 2025 . 14 Apr. 2025, pp. 1–2.

Other Resources:

1. Baker, Brian F. “ Principles of Investing .”  Marriott Alumni Magazine , BYU Marriott School, June 2025, pp. 9–10.

2. Kennedy, Robert. “ 2024 Retiree Health Care Cost Estimate .”  Fidelity Investments , 8 Aug. 2024, pp. 1–2.

3. LeValley, Donna. “ Five Changes to Social Security in 2025 .”  Kiplinger , 3 Jan. 2025, pp. 1–2.

What is the 401(k) plan offered by Amedisys?

The 401(k) plan at Amedisys is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.

How can I enroll in the Amedisys 401(k) plan?

Employees can enroll in the Amedisys 401(k) plan by completing the enrollment process through the company's benefits portal during the designated enrollment period.

Does Amedisys offer a company match for the 401(k) contributions?

Yes, Amedisys offers a company match for employee contributions to the 401(k) plan, which helps employees grow their retirement savings.

What is the maximum contribution limit for the Amedisys 401(k) plan?

The maximum contribution limit for the Amedisys 401(k) plan is based on IRS guidelines, which may change annually. Employees should check the latest limits for the current year.

Can I change my contribution percentage to the Amedisys 401(k) plan?

Yes, employees can change their contribution percentage to the Amedisys 401(k) plan at any time by accessing their account through the benefits portal.

What investment options are available in the Amedisys 401(k) plan?

The Amedisys 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.

When can I start withdrawing from my Amedisys 401(k) plan?

Employees can typically start withdrawing from their Amedisys 401(k) plan without penalties after reaching age 59½, but specific plan rules may apply.

What happens to my Amedisys 401(k) if I leave the company?

If you leave Amedisys, you can choose to roll over your 401(k) balance to another retirement account, cash out, or leave it in the Amedisys plan if eligible.

Is there a loan option available through the Amedisys 401(k) plan?

Yes, Amedisys allows employees to take loans against their 401(k) balance, subject to certain terms and conditions outlined in the plan documents.

Are there any fees associated with the Amedisys 401(k) plan?

Yes, the Amedisys 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Amedisys has announced a restructuring plan that includes significant layoffs in response to declining patient volumes and financial pressures. Additionally, the company is revising its employee benefits and pension plans to reduce costs.
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For more information you can reach the plan administrator for Amedisys at 3854 American Way Baton Rouge, LA 70816; or by calling them at (225) 292-2031.

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