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Charting Graphic Packaging Holding Retirement Success: Five Essential Reads

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Healthcare Provider Update: Healthcare Provider for Graphic Packaging Holding Graphic Packaging Holding offers a 401(k) retirement plan, and while specific health insurance providers for the company are not explicitly detailed in public sources, employees often have access to various plans compliant with the Affordable Care Act (ACA). Employees should consult with their HR department or benefits administrator for precise details regarding their healthcare provider options. Healthcare Cost Increases in 2026 As 2026 approaches, Graphic Packaging Holding employees face potential healthcare cost increases due to significant projected hikes in ACA marketplace premiums. Reports indicate that many insurers are raising rates significantly, with some states anticipating increases exceeding 60%. Compounding the challenge are the potential expiration of enhanced federal subsidies, which could result in over 75% of enrollees experiencing sharp out-of-pocket premium increases. As a result, employees must proactively strategize their healthcare choices to mitigate the impact of these escalating costs and explore their benefits early to ensure affordability. Click here to learn more

“By integrating disciplined market strategies, proactive healthspan practices, and a clear sense of purpose, Graphic Packaging Holding employees can create a retirement plan resilient enough to weather uncertainty and enrich their post-career life” – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

“Graphic Packaging Holding employees who blend disciplined saving approaches with proactive healthspan management are poised to achieve both financial confidence and improved well-being” – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. The challenges of market volatility, rising health care costs, and potential entitlement changes on retirement planning.

  2. Five must-read books offering strategies on investing, longevity, benefit planning, and lifestyle alignment.

  3. How to integrate financial discipline, healthspan management, and purposeful living for a fulfilling retirement.

For those who are saving for the future, these are uncertain times. Concerns about whether current nest egg tactics will be adequate have increased due to volatile markets, growing health care expenses, and continuous talks about possible reductions to government entitlements. Twenty-five percent of adults with retirement savings have only saved one year’s worth of their current income for the years ahead, according to research by Northwestern Mutual. 1

The financial or lifestyle planning book is one tool that is frequently overlooked during times of market volatility. In addition to providing timeless truths, a well-chosen title can offer readers practical advice, serve as a reminder of important ideas, and present fresh approaches to decision-making. Senior advisors at Wealth Enhancement—Patrick Ray, Tyson Mavar, and Brent Wolf—have chosen the following five books to aid Graphic Packaging Holding professionals in navigating the current environment because of their blend of academic rigor and usefulness.

Mastering the Market Cycle  by Howard Marks explores the psychological factors that influence cyclical changes in asset values. According to Marks, investor sentiment—which fluctuates between excitement and fear—often determines the timing and size of market movements, even when underlying value is important. “Fear can take over; it’s to be expected during the lifetime of any long-term investor,” says Brent Wolf. Long-term objectives can be safeguarded by knowing when and why to rebalance or de-risk a portfolio, even though market timing is still difficult to anticipate. Graphic Packaging Holding employees can benefit from the clear distinction this book makes between purely emotional reactions and strategic adjustments, essential for remaining disciplined when prices change.

Winning the Loser’s Game  by Charles D. Ellis is sometimes written off as outdated, but it still holds valuable lessons. Tyson Mavar praises it as an “unsung classic,” highlighting how it reinforces core investing principles that have stood the test of time. Ellis promotes long-term dedication, diversification, and steering clear of expensive practices like market timing. His strongest endorsement is for passive investing with inexpensive index funds, which can shield investors from transient noise. For Graphic Packaging Holding staff seeking to focus on techniques that boost compounding power and lessen the drag of fees and emotional trading, this book offers a timeless roadmap.

Outlive: The Art and Science of Living a Long Life  by Dr. Peter Attia and Bill Gifford reminds readers that physical health directly impacts retirement readiness. “What good is a healthy portfolio if your body can’t keep up?” asks Patrick Ray. Drawing on clinical data and epidemiological studies, the authors provide evidence-based suggestions for increasing lifespan and healthspan—strength training, mobility exercises, optimal sleep, and targeted nutrition. Actionable procedures for evaluating metabolic health, increasing muscle resilience, and reducing chronic disease risk can help Graphic Packaging Holding team members better match longevity forecasts with retirement funding plans and lower the likelihood of incapacitating health events.

Cookin’ Up Your Retirement Plan  by Marcia MacDonald Mantell approaches Medicare and Social Security elections in a conversational, kitchen-table manner. Tyson Mavar also recommends her sequels— What’s the Deal With Women’s Social Security?  and  Developing Your Medicare Recipe —for anyone seeking guidance on making the most of benefits. Mantell breaks down complex regulations into manageable chunks, reducing the possibility of costly errors. While these books don’t directly address market volatility, they reinforce that successful retirement from companies like Graphic Packaging Holding depends on more than just investment returns; it also requires well-informed decisions and careful lifestyle alignment.

The Good Life  by Dr. Robert Waldinger and Marc Schulz shifts the emphasis from balance sheets to life satisfaction. Based on an 80-year Harvard study of adult development, it finds that strong connections, meaningful hobbies, and community involvement often indicate long-term happiness more powerfully than financial prosperity. According to Patrick Ray, this book serves as an essential reminder for Graphic Packaging Holding retirees that money is just one component of a fulfilling retirement. Cultivating purpose, social ties, and enriching interests can yield non-linear returns unmatched by any portfolio.

When combined, these five books offer complementary perspectives on investment methodology, market behavior, healthspan management, and the socioeconomic factors influencing retirement decision-making. Each title has been recommended by seasoned advisors who have guided clients through both bull and bear markets, offering Graphic Packaging Holding employees lessons on purpose, cost-effective investing, preventive health care, efficient benefit management, and emotional discipline.

And here's one bonus publication: With more than 1.5 million copies in circulation, Morgan Housel’s  The Psychology of Money  was placed #1 on BookWeb’s Indie Personal Finance Bestseller List in April 2025, reflecting growing demand for behavior-focused investment insights that supplement conventional planning techniques.

Discover five highly regarded retirement planning books that provide professional insights on market cycles, passive index fund strategies, longevity optimization, Social Security elections, and Medicare planning—equipping Graphic Packaging Holding pre-retirees and retirees with tried-and-true advice for long-term retirement resilience and portfolio fortitude.

Consider the process of preparing a solid ocean vessel for a long journey: understanding the market cycle gives you the compass you need to navigate choppy waters;  Winning the Loser’s Game  supplies the provisions and medical kit to endure the journey;  Outlive  strengthens the hull against health risks;  Cookin’ Up Your Retirement Plan  equips your lifeboats with Social Security and Medicare expertise; and  The Good Life  charts rewarding ports of call—helping you sail comfortably through both calm seas and storms for Graphic Packaging Holding professionals.

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Sources:

1. Northwestern Mutual.  Planning & Progress Study 2025 . 14 Apr. 2025, pp. 1–2.

Other Resources:

1. Baker, Brian F. “ Principles of Investing .”  Marriott Alumni Magazine , BYU Marriott School, June 2025, pp. 9–10.

2. Kennedy, Robert. “ 2024 Retiree Health Care Cost Estimate .”  Fidelity Investments , 8 Aug. 2024, pp. 1–2.

3. LeValley, Donna. “ Five Changes to Social Security in 2025 .”  Kiplinger , 3 Jan. 2025, pp. 1–2.

What type of retirement savings plan does Graphic Packaging Holding offer to its employees?

Graphic Packaging Holding offers a 401(k) retirement savings plan to its employees.

Does Graphic Packaging Holding provide a company match for contributions to the 401(k) plan?

Yes, Graphic Packaging Holding offers a company match for employee contributions to the 401(k) plan, subject to specific terms and conditions.

At what age can employees of Graphic Packaging Holding start participating in the 401(k) plan?

Employees of Graphic Packaging Holding can typically start participating in the 401(k) plan after they reach the age of 21.

How can employees of Graphic Packaging Holding enroll in the 401(k) plan?

Employees of Graphic Packaging Holding can enroll in the 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What is the maximum employee contribution limit for the 401(k) plan at Graphic Packaging Holding?

The maximum employee contribution limit for the 401(k) plan at Graphic Packaging Holding is set by the IRS and may change annually; employees should check the latest guidelines.

Does Graphic Packaging Holding allow employees to take loans against their 401(k) savings?

Yes, Graphic Packaging Holding allows employees to take loans against their 401(k) savings, subject to specific plan rules.

Can employees of Graphic Packaging Holding change their contribution percentage to the 401(k) plan?

Yes, employees of Graphic Packaging Holding can change their contribution percentage at any time, following the plan’s guidelines.

What investment options are available in the Graphic Packaging Holding 401(k) plan?

The Graphic Packaging Holding 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, among others.

Is there a vesting schedule for the company match in the 401(k) plan at Graphic Packaging Holding?

Yes, Graphic Packaging Holding has a vesting schedule for the company match, which determines when employees fully own the matched contributions.

How can employees of Graphic Packaging Holding access their 401(k) account information?

Employees of Graphic Packaging Holding can access their 401(k) account information online through the plan’s designated website or mobile app.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Pension Plan Name: Graphic Packaging Holding Pension Plan Pension Formula: The pension benefit is calculated based on a formula that includes years of service and the average of the highest five consecutive years of salary. Eligibility: Employees must have at least 5 years of service and be 55 years old to qualify for retirement benefits. 401(k) Plan Name: Graphic Packaging Holding 401(k) Plan 401(k) Eligibility: Employees are eligible to participate in the 401(k) plan after 90 days of employment.
Restructuring and Layoffs: In 2023, Graphic Packaging Holding announced a significant restructuring initiative aimed at optimizing its manufacturing operations. This included the closure of certain facilities and a reduction in workforce by approximately 10%. This move was part of a broader effort to streamline operations and reduce costs in response to shifting market demands and increased competition. Company Benefits Changes: The company has also revised its benefits package in light of the restructuring. Changes include adjustments to health insurance plans and alterations in retirement plan contributions. These modifications are intended to align the benefits structure with the new organizational framework and economic conditions.
Graphic Packaging Holding Stock Options (GPK Options): 2022: GPK offered stock options primarily to senior executives and key employees as part of their compensation package. The options were usually granted with a vesting period of 3-4 years. 2023: GPK revised their stock option grants to include more mid-level management positions in addition to senior executives. The options were granted with performance-based vesting criteria. 2024: GPK continued to offer stock options, now including a broader range of employees in key operational roles. Vesting periods remained consistent with prior years.
1. Company's Official Website Website: Graphic Packaging Holding - Careers & Benefits Navigate to: The careers section or benefits page on the official website. Search for: Health benefits, healthcare terms, acronyms, and any relevant updates. 2. General Search Engines Sources: Google, Bing, Yahoo Search for: “Graphic Packaging Holding health benefits 2022 2023 2024” Keywords to look for: Health insurance, wellness programs, employee assistance programs, health savings accounts (HSAs), flexible spending accounts (FSAs), and any specific healthcare terms or acronyms used by the company. 3. Employee Review Sites Websites: Glassdoor (Glassdoor) Indeed (Indeed) Comparably (Comparably) Search for: Reviews or employee feedback on health benefits. Look for: Insights on benefits from current or past employees, including satisfaction levels and specifics about health plans. 4. News Websites Websites: Bloomberg (Bloomberg) Reuters (Reuters) CNBC (CNBC) Search for: Recent news articles or press releases related to Graphic Packaging Holding's employee benefits and healthcare. Keywords to use: Employee healthcare changes, benefits adjustments, healthcare coverage updates. 5. Industry Reports and Publications Sources: Business Insider (Business Insider) HR Dive (HR Dive) SHRM (SHRM) Search for: Industry-specific reports on employee benefits that may include information on Graphic Packaging Holding. Keywords to use: Employee benefits trends, healthcare benefits in manufacturing, company-specific benefit analyses.
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