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Charting Marvell Technology Retirement Success: Five Essential Reads

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Healthcare Provider Update: Marvell Technology provides health insurance coverage to its U.S. employees through a variety of plans, including medical, dental, vision, and mental health benefits. Employees can access HSAs, FSAs, and wellness programs. The company also offers generous time-off policies, fertility benefits, and support for transgender healthcare. Financial perks include 401(k) matching, stock purchase plans, and tuition reimbursement 7. Healthcare costs in the United States are projected to continue rising through 2026, with insurers proposing significant premium increases for Affordable Care Act (ACA) plans. A recent analysis found that ACA insurers are seeking a median premium increase of 15% for 2026, marking the largest hike since 2018. This surge is attributed to factors such as the anticipated expiration of enhanced premium tax credits, rising medical costsincluding expensive medications and increased hospital staysand a shift in the risk pool towards higher-cost enrollees. Without the renewal of enhanced subsidies, out-of-pocket premiums for ACA marketplace enrollees could increase by more than 75% on average. Click here to learn more

“By integrating disciplined market strategies, proactive healthspan practices, and a clear sense of purpose, Marvell Technology employees can create a retirement plan resilient enough to weather uncertainty and enrich their post-career life” – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.

“Marvell Technology employees who blend disciplined saving approaches with proactive healthspan management are poised to achieve both financial confidence and improved well-being” – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.

In this article we will discuss:

  1. The challenges of market volatility, rising health care costs, and potential entitlement changes on retirement planning.

  2. Five must-read books offering strategies on investing, longevity, benefit planning, and lifestyle alignment.

  3. How to integrate financial discipline, healthspan management, and purposeful living for a fulfilling retirement.

For those who are saving for the future, these are uncertain times. Concerns about whether current nest egg tactics will be adequate have increased due to volatile markets, growing health care expenses, and continuous talks about possible reductions to government entitlements. Twenty-five percent of adults with retirement savings have only saved one year’s worth of their current income for the years ahead, according to research by Northwestern Mutual. 1

The financial or lifestyle planning book is one tool that is frequently overlooked during times of market volatility. In addition to providing timeless truths, a well-chosen title can offer readers practical advice, serve as a reminder of important ideas, and present fresh approaches to decision-making. Senior advisors at Wealth Enhancement—Patrick Ray, Tyson Mavar, and Brent Wolf—have chosen the following five books to aid Marvell Technology professionals in navigating the current environment because of their blend of academic rigor and usefulness.

Mastering the Market Cycle  by Howard Marks explores the psychological factors that influence cyclical changes in asset values. According to Marks, investor sentiment—which fluctuates between excitement and fear—often determines the timing and size of market movements, even when underlying value is important. “Fear can take over; it’s to be expected during the lifetime of any long-term investor,” says Brent Wolf. Long-term objectives can be safeguarded by knowing when and why to rebalance or de-risk a portfolio, even though market timing is still difficult to anticipate. Marvell Technology employees can benefit from the clear distinction this book makes between purely emotional reactions and strategic adjustments, essential for remaining disciplined when prices change.

Winning the Loser’s Game  by Charles D. Ellis is sometimes written off as outdated, but it still holds valuable lessons. Tyson Mavar praises it as an “unsung classic,” highlighting how it reinforces core investing principles that have stood the test of time. Ellis promotes long-term dedication, diversification, and steering clear of expensive practices like market timing. His strongest endorsement is for passive investing with inexpensive index funds, which can shield investors from transient noise. For Marvell Technology staff seeking to focus on techniques that boost compounding power and lessen the drag of fees and emotional trading, this book offers a timeless roadmap.

Outlive: The Art and Science of Living a Long Life  by Dr. Peter Attia and Bill Gifford reminds readers that physical health directly impacts retirement readiness. “What good is a healthy portfolio if your body can’t keep up?” asks Patrick Ray. Drawing on clinical data and epidemiological studies, the authors provide evidence-based suggestions for increasing lifespan and healthspan—strength training, mobility exercises, optimal sleep, and targeted nutrition. Actionable procedures for evaluating metabolic health, increasing muscle resilience, and reducing chronic disease risk can help Marvell Technology team members better match longevity forecasts with retirement funding plans and lower the likelihood of incapacitating health events.

Cookin’ Up Your Retirement Plan  by Marcia MacDonald Mantell approaches Medicare and Social Security elections in a conversational, kitchen-table manner. Tyson Mavar also recommends her sequels— What’s the Deal With Women’s Social Security?  and  Developing Your Medicare Recipe —for anyone seeking guidance on making the most of benefits. Mantell breaks down complex regulations into manageable chunks, reducing the possibility of costly errors. While these books don’t directly address market volatility, they reinforce that successful retirement from companies like Marvell Technology depends on more than just investment returns; it also requires well-informed decisions and careful lifestyle alignment.

The Good Life  by Dr. Robert Waldinger and Marc Schulz shifts the emphasis from balance sheets to life satisfaction. Based on an 80-year Harvard study of adult development, it finds that strong connections, meaningful hobbies, and community involvement often indicate long-term happiness more powerfully than financial prosperity. According to Patrick Ray, this book serves as an essential reminder for Marvell Technology retirees that money is just one component of a fulfilling retirement. Cultivating purpose, social ties, and enriching interests can yield non-linear returns unmatched by any portfolio.

When combined, these five books offer complementary perspectives on investment methodology, market behavior, healthspan management, and the socioeconomic factors influencing retirement decision-making. Each title has been recommended by seasoned advisors who have guided clients through both bull and bear markets, offering Marvell Technology employees lessons on purpose, cost-effective investing, preventive health care, efficient benefit management, and emotional discipline.

And here's one bonus publication: With more than 1.5 million copies in circulation, Morgan Housel’s  The Psychology of Money  was placed #1 on BookWeb’s Indie Personal Finance Bestseller List in April 2025, reflecting growing demand for behavior-focused investment insights that supplement conventional planning techniques.

Discover five highly regarded retirement planning books that provide professional insights on market cycles, passive index fund strategies, longevity optimization, Social Security elections, and Medicare planning—equipping Marvell Technology pre-retirees and retirees with tried-and-true advice for long-term retirement resilience and portfolio fortitude.

Consider the process of preparing a solid ocean vessel for a long journey: understanding the market cycle gives you the compass you need to navigate choppy waters;  Winning the Loser’s Game  supplies the provisions and medical kit to endure the journey;  Outlive  strengthens the hull against health risks;  Cookin’ Up Your Retirement Plan  equips your lifeboats with Social Security and Medicare expertise; and  The Good Life  charts rewarding ports of call—helping you sail comfortably through both calm seas and storms for Marvell Technology professionals.

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Sources:

1. Northwestern Mutual.  Planning & Progress Study 2025 . 14 Apr. 2025, pp. 1–2.

Other Resources:

1. Baker, Brian F. “ Principles of Investing .”  Marriott Alumni Magazine , BYU Marriott School, June 2025, pp. 9–10.

2. Kennedy, Robert. “ 2024 Retiree Health Care Cost Estimate .”  Fidelity Investments , 8 Aug. 2024, pp. 1–2.

3. LeValley, Donna. “ Five Changes to Social Security in 2025 .”  Kiplinger , 3 Jan. 2025, pp. 1–2.

What is the 401(k) plan offered by Marvell Technology?

The 401(k) plan offered by Marvell Technology is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are deducted.

How can I enroll in Marvell Technology's 401(k) plan?

Employees can enroll in Marvell Technology's 401(k) plan by accessing the benefits portal and following the enrollment instructions provided.

Does Marvell Technology offer a company match for the 401(k) contributions?

Yes, Marvell Technology offers a company match for employee contributions to the 401(k) plan, subject to certain limits.

What is the maximum contribution limit for Marvell Technology's 401(k) plan?

The maximum contribution limit for Marvell Technology's 401(k) plan is determined by IRS regulations and may change annually; employees should check the latest limits for the current year.

When can I start contributing to Marvell Technology's 401(k) plan?

Employees can start contributing to Marvell Technology's 401(k) plan after they complete their eligibility period, which is outlined in the plan documents.

Can I change my contribution percentage for Marvell Technology's 401(k) plan?

Yes, employees can change their contribution percentage for Marvell Technology's 401(k) plan at any time through the benefits portal.

What investment options are available in Marvell Technology's 401(k) plan?

Marvell Technology's 401(k) plan offers a variety of investment options, including mutual funds, stocks, and bonds, allowing employees to choose based on their risk tolerance.

Is there a vesting schedule for the company match in Marvell Technology's 401(k) plan?

Yes, Marvell Technology has a vesting schedule for the company match, which means employees must work for a certain period to fully own the matched contributions.

How can I access my 401(k) account with Marvell Technology?

Employees can access their 401(k) account with Marvell Technology through the designated retirement plan website or mobile app.

What happens to my 401(k) plan if I leave Marvell Technology?

If you leave Marvell Technology, you can choose to roll over your 401(k) balance to another retirement account, leave it in the plan, or cash it out, subject to penalties and taxes.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Marvell Technology offers a comprehensive employee pension plan and 401(k) plan, detailed across several sources. The primary 401(k) plan is the Marvell Semiconductor 401(k) Retirement Plan, managed by Charles Schwab. Employees are automatically enrolled in this 401(k) plan, with contributions invested in Schwab Target Date Funds tailored to expected retirement ages. Participants can also select from a variety of plan-selected funds or open a Personal Choice Retirement Account (PCRA) if they prefer to manage their investments directly​ (Marvell Benefits)​ (Marvell Benefits). The company matches up to 5% of the employee's salary in the 401(k), up to a cap of $5,000 annually, which is paid out quarterly. The funds are deposited 30-45 days after the end of each calendar quarter. To receive the company match, employees must be actively employed at the end of the quarter​ (Marvell Benefits)​ (Marvell Benefits). Marvell Technology's 401(k) plan has been amended multiple times to stay current with regulatory and market changes.
Restructuring Layoffs (2023-2024): In 2023, Marvell Technology announced significant layoffs of 320 employees, which amounted to approximately 4% of its workforce. This decision was driven by the ongoing industry slowdown in semiconductor markets. Marvell also completed the layoff of its entire research and development team in China by 2024 as part of its broader restructuring plan. These workforce reductions are necessary for the company to adjust to evolving market demands, particularly in data infrastructure and AI-driven markets​ (Stock Analysis)​ (Investor Relations | Marvell)​ (Investor Relations | Marvell). It is crucial to address this news because of the current economic, investment, tax, and political environment, as the semiconductor industry remains highly volatile with constant fluctuations in demand. Marvell's strategic restructuring aligns with the need to position itself for future growth in these rapidly changing markets.
Marvell Technology (MRVL) offers both stock options and Restricted Stock Units (RSUs) to its employees, primarily as part of its broader equity compensation plans aimed at rewarding performance and encouraging long-term company engagement. The stock options provided by Marvell typically have a vesting schedule tied to continued employment, with eligibility focused on senior-level employees, executives, and high-performing contributors across various departments. These stock options allow employees to purchase company stock at a set price after the vesting period. Marvell's RSUs, which also form a significant portion of its compensation strategy, are granted based on performance and tenure. These RSUs convert into shares of Marvell stock once certain conditions are met, including time-based vesting schedules. The company emphasizes RSUs for mid-to-senior-level employees as a way to align employee incentives with Marvell's long-term growth and financial success​ (Investor Relations | Marvell)​ (Investor Relations | Marvell)​ (Investor Relations | Marvell). The latest information from fiscal years 2022, 2023, and 2024 shows that Marvell continues to use RSUs and stock options extensively, especially for incentivizing key personnel involved in critical areas like AI, cloud infrastructure, and semiconductor development. Marvell's equity programs are part of a larger effort to retain talent in an increasingly competitive technology sector. Stock-based compensation expenses, including RSUs, have been noted in their financial statements and investor calls as a significant component of operating expenses​
Marvell Technology offers a comprehensive set of health and wellbeing benefits for its employees, reflecting its focus on providing a wide range of medical, dental, and mental health services. Employees can choose from health insurance options such as Anthem Blue Cross, Kaiser, and Tufts. Dental and vision care are also available, and additional perks include preventive care and mental health support through platforms like Lyra Health, which offers 24/7 assistance​ (Marvell Benefits)​ (Marvell Benefits). Marvell has recently expanded its health-related offerings, with services like Sword Physical Therapy and Bloom Pelvic Therapy being part of the company’s wellbeing program. These initiatives demonstrate the company's commitment to addressing a broader spectrum of healthcare needs, from physical to mental health​ (Marvell Benefits). Furthermore, employees have access to financial benefits like a Health Savings Account (HSA) and Flexible Spending Accounts (FSA), adding flexibility in managing medical expenses​ (Marvell Benefits). These benefits reflect the company's ongoing focus on employee health and financial wellness as part of their broader wellbeing strategy.
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For more information you can reach the plan administrator for Marvell Technology at , ; or by calling them at .

https://marvellbenefits.com/us/resources/plan-documents-and-resources https://www.newretirement.com/retirement/net-unrealized-appreciation-nua-tax-smart-company-stock-rollover/ https://www.fidelity.com/learning-center/personal-finance/retirement/company-stock https://www.thinkadvisor.com/2024/05/20/understanding-net-unrealized-appreciation/ https://www.sec.gov/Archives/edgar/data/1835632/000183563223000013/mrvl-01282023exhibit1021.htm https://www.thelayoff.com/t/1lMdWFKf https://investor.marvell.com/2022-08-25-Marvell-Technology,-Inc-Reports-Second-Quarter-of-Fiscal-Year-2023-Financial-Results https://www.marketbeat.com/stocks/NASDAQ/MRVL/options/ https://stockanalysis.com/stocks/mrvl/employees/ https://www.milliman.com/en/insight/cash-balance-variable-annuity-plan-sponsors-hybrid-defined-benefit https://www.futureplan.com/resources/contribution-limits/

*Please see disclaimer for more information

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