Healthcare Provider Update: Healthcare Provider for Robert Half International Robert Half International does not publicly disclose a specific healthcare provider as their health insurance offerings may vary based on employee contracts, locations, and negotiated agreements with different insurers. Typically, large employers, like Robert Half, partner with multiple healthcare providers to offer diverse health plans that suit varied employee needs. Brief Overview on Potential Healthcare Cost Increases in 2026 As healthcare costs continue to escalate, 2026 is expected to bring unprecedented premium hikes for many Americans, significantly impacting employer-sponsored insurance. With anticipated increases of around 6% in overall health benefit costs, companies like Robert Half may further shift these expenses onto employees through higher deductibles and out-of-pocket costs. Coupled with the potential loss of enhanced federal subsidies, many enrollees in the ACA marketplace could face staggering increases, with some predictions suggesting monthly expenses may rise by over 75%. As such, employers must strategize effectively to manage their healthcare budgets and employee welfare amid this evolving financial landscape. Click here to learn more
“By integrating disciplined market strategies, proactive healthspan practices, and a clear sense of purpose, Robert Half International employees can create a retirement plan resilient enough to weather uncertainty and enrich their post-career life” – Paul Bergeron, a representative of The Retirement Group, a division of Wealth Enhancement.
“Robert Half International employees who blend disciplined saving approaches with proactive healthspan management are poised to achieve both financial confidence and improved well-being” – Tyson Mavar, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article we will discuss:
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The challenges of market volatility, rising health care costs, and potential entitlement changes on retirement planning.
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Five must-read books offering strategies on investing, longevity, benefit planning, and lifestyle alignment.
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How to integrate financial discipline, healthspan management, and purposeful living for a fulfilling retirement.
For those who are saving for the future, these are uncertain times. Concerns about whether current nest egg tactics will be adequate have increased due to volatile markets, growing health care expenses, and continuous talks about possible reductions to government entitlements. Twenty-five percent of adults with retirement savings have only saved one year’s worth of their current income for the years ahead, according to research by Northwestern Mutual. 1
The financial or lifestyle planning book is one tool that is frequently overlooked during times of market volatility. In addition to providing timeless truths, a well-chosen title can offer readers practical advice, serve as a reminder of important ideas, and present fresh approaches to decision-making. Senior advisors at Wealth Enhancement—Patrick Ray, Tyson Mavar, and Brent Wolf—have chosen the following five books to aid Robert Half International professionals in navigating the current environment because of their blend of academic rigor and usefulness.
Mastering the Market Cycle by Howard Marks explores the psychological factors that influence cyclical changes in asset values. According to Marks, investor sentiment—which fluctuates between excitement and fear—often determines the timing and size of market movements, even when underlying value is important. “Fear can take over; it’s to be expected during the lifetime of any long-term investor,” says Brent Wolf. Long-term objectives can be safeguarded by knowing when and why to rebalance or de-risk a portfolio, even though market timing is still difficult to anticipate. Robert Half International employees can benefit from the clear distinction this book makes between purely emotional reactions and strategic adjustments, essential for remaining disciplined when prices change.
Winning the Loser’s Game by Charles D. Ellis is sometimes written off as outdated, but it still holds valuable lessons. Tyson Mavar praises it as an “unsung classic,” highlighting how it reinforces core investing principles that have stood the test of time. Ellis promotes long-term dedication, diversification, and steering clear of expensive practices like market timing. His strongest endorsement is for passive investing with inexpensive index funds, which can shield investors from transient noise. For Robert Half International staff seeking to focus on techniques that boost compounding power and lessen the drag of fees and emotional trading, this book offers a timeless roadmap.
Outlive: The Art and Science of Living a Long Life by Dr. Peter Attia and Bill Gifford reminds readers that physical health directly impacts retirement readiness. “What good is a healthy portfolio if your body can’t keep up?” asks Patrick Ray. Drawing on clinical data and epidemiological studies, the authors provide evidence-based suggestions for increasing lifespan and healthspan—strength training, mobility exercises, optimal sleep, and targeted nutrition. Actionable procedures for evaluating metabolic health, increasing muscle resilience, and reducing chronic disease risk can help Robert Half International team members better match longevity forecasts with retirement funding plans and lower the likelihood of incapacitating health events.
Cookin’ Up Your Retirement Plan by Marcia MacDonald Mantell approaches Medicare and Social Security elections in a conversational, kitchen-table manner. Tyson Mavar also recommends her sequels— What’s the Deal With Women’s Social Security? and Developing Your Medicare Recipe —for anyone seeking guidance on making the most of benefits. Mantell breaks down complex regulations into manageable chunks, reducing the possibility of costly errors. While these books don’t directly address market volatility, they reinforce that successful retirement from companies like Robert Half International depends on more than just investment returns; it also requires well-informed decisions and careful lifestyle alignment.
The Good Life by Dr. Robert Waldinger and Marc Schulz shifts the emphasis from balance sheets to life satisfaction. Based on an 80-year Harvard study of adult development, it finds that strong connections, meaningful hobbies, and community involvement often indicate long-term happiness more powerfully than financial prosperity. According to Patrick Ray, this book serves as an essential reminder for Robert Half International retirees that money is just one component of a fulfilling retirement. Cultivating purpose, social ties, and enriching interests can yield non-linear returns unmatched by any portfolio.
When combined, these five books offer complementary perspectives on investment methodology, market behavior, healthspan management, and the socioeconomic factors influencing retirement decision-making. Each title has been recommended by seasoned advisors who have guided clients through both bull and bear markets, offering Robert Half International employees lessons on purpose, cost-effective investing, preventive health care, efficient benefit management, and emotional discipline.
And here's one bonus publication: With more than 1.5 million copies in circulation, Morgan Housel’s The Psychology of Money was placed #1 on BookWeb’s Indie Personal Finance Bestseller List in April 2025, reflecting growing demand for behavior-focused investment insights that supplement conventional planning techniques.
Discover five highly regarded retirement planning books that provide professional insights on market cycles, passive index fund strategies, longevity optimization, Social Security elections, and Medicare planning—equipping Robert Half International pre-retirees and retirees with tried-and-true advice for long-term retirement resilience and portfolio fortitude.
Consider the process of preparing a solid ocean vessel for a long journey: understanding the market cycle gives you the compass you need to navigate choppy waters; Winning the Loser’s Game supplies the provisions and medical kit to endure the journey; Outlive strengthens the hull against health risks; Cookin’ Up Your Retirement Plan equips your lifeboats with Social Security and Medicare expertise; and The Good Life charts rewarding ports of call—helping you sail comfortably through both calm seas and storms for Robert Half International professionals.
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- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
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Sources:
1. Northwestern Mutual. Planning & Progress Study 2025 . 14 Apr. 2025, pp. 1–2.
Other Resources:
1. Baker, Brian F. “ Principles of Investing .” Marriott Alumni Magazine , BYU Marriott School, June 2025, pp. 9–10.
2. Kennedy, Robert. “ 2024 Retiree Health Care Cost Estimate .” Fidelity Investments , 8 Aug. 2024, pp. 1–2.
3. LeValley, Donna. “ Five Changes to Social Security in 2025 .” Kiplinger , 3 Jan. 2025, pp. 1–2.
What type of retirement plan does Robert Half International offer to its employees?
Robert Half International offers a 401(k) retirement plan to its employees.
Does Robert Half International provide any matching contributions to the 401(k) plan?
Yes, Robert Half International provides a matching contribution to the 401(k) plan, helping employees maximize their retirement savings.
What is the eligibility requirement for employees to participate in the 401(k) plan at Robert Half International?
Employees at Robert Half International are eligible to participate in the 401(k) plan after completing a specified period of service, typically within the first year of employment.
Can employees at Robert Half International choose how much to contribute to their 401(k)?
Yes, employees at Robert Half International can choose their contribution percentage, allowing for flexibility in their savings.
Are there any fees associated with the 401(k) plan at Robert Half International?
Yes, like most 401(k) plans, there may be administrative fees associated with the plan at Robert Half International, but these are typically disclosed to employees.
What investment options are available in the Robert Half International 401(k) plan?
The Robert Half International 401(k) plan offers a variety of investment options, including mutual funds and other investment vehicles, to suit different risk tolerances.
Does Robert Half International allow employees to take loans against their 401(k) savings?
Yes, Robert Half International allows employees to take loans against their 401(k) savings, subject to certain conditions and limits.
How can employees at Robert Half International access their 401(k) account information?
Employees at Robert Half International can access their 401(k) account information through an online portal provided by the plan administrator.
What happens to the 401(k) savings if an employee leaves Robert Half International?
If an employee leaves Robert Half International, they have several options for their 401(k) savings, including rolling it over to another retirement account or cashing it out, subject to tax implications.
Does Robert Half International offer financial education resources regarding the 401(k) plan?
Yes, Robert Half International provides financial education resources to help employees make informed decisions about their 401(k) savings.