Healthcare Provider Update: Healthcare Provider for CommScope Holding CommScope Holding employs its workforce through an array of benefits, including health insurance offerings provided primarily by major insurers such as UnitedHealthcare, Cigna, and Blue Cross Blue Shield. These were selected due to their extensive national coverage and tailored plans that address various employee healthcare needs. Predictions on Healthcare Cost Increases in 2026 In 2026, healthcare costs are poised for dramatic increases, reflecting a perfect storm of factors affecting the Affordable Care Act (ACA) marketplace. Premiums for ACA plans are expected to rise sharply, with some states reporting hikes over 60%. This surge is driven by a combination of rising medical costs and the possible expiration of enhanced federal subsidies, which means that many enrollees could see their premiums skyrocket by over 75%. As a result, employees at CommScope Holding should strategically consider their healthcare options early to prepare for the financial implications ahead. Click here to learn more
“CommScope Holding employees who foster open-ended family dialogues and co-create a shared vision around their estate plans can replace lingering uncertainty with genuine confidence—and for personalized guidance, consult a legal, financial, or tax advisor” – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement.
“By inviting open, curiosity-driven discussions around estate planning, CommScope Holding employees can transform documents into a living blueprint for family unity. Yet, for tailored advice, it’s best to consult a legal, financial, or tax advisor” – Michael Corgiat, a representative of The Retirement Group, a division of Wealth Enhancement.
In this article we will discuss:
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The role of meaningful, informed conversations in finding genuine peace of mind.
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Three intentional steps to engage CommScope Holding families in collaborative estate planning.
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Practical strategies for aligning legal documents with family values and long-term goals.
Arthur has made financial services his life’s work, thoughtfully preparing for every aspect of his family’s future. He's provided his wife Estelle and their three adult children with contact information for his lawyer, Sam, who works closely with Arthur’s financial advisor. Whenever the subject of estate planning arises, Arthur calmly reassures them, “You honestly have nothing to worry about—just call Sam.” While well-intentioned, this approach overlooks a key truth: real peace of mind comes not from handing over a name, but from meaningful, informed conversations—something that may resonate deeply with many CommScope Holding employees and their families.
Insights from the Generations Project's℠ Later-in-Life Conversations Study, conducted by the Fidelity Center for Family Engagement, reveal that peace of mind is among the top two goals in later-life planning discussions for baby boomers, Gen Xers, and millennials. 1 Despite this, it remains one of the least addressed subjects. A surprising 66% of parents admit they are hesitant to discuss this with their children. 1 When family members lack clarity, uncertainty—and anxiety—can quickly grow.
Notably, peace of mind appears to stem from open dialogue about long-term goals, setting clear expectations, and providing family members with easy access to trusted information. This includes decisions about beneficiary designations, executors, health care proxies, wills, trusts, and dependent care insurance. Without such clarity, family members may experience what Dr. Timothy Habbershon of the Fidelity Center for Family Engagement calls “wondering anxiety”—uncertainty about long-term financial needs, health incidents, or how estate plans may affect them.
Dr. Habbershon contrasts this with the clarity gained from openness and thoughtful conversation. Transparency is the remedy to the discomfort caused by unasked questions. By speaking candidly and exchanging ideas, families—CommScope Holding employees included—can replace lingering anxieties with productive dialogue rooted in trust and understanding.
Those who realize that documents alone are insufficient should take one step further: encouraging active participation. To foster true peace of mind and deeper family bonds, consider these three intentional steps:
1. Ask What Questions Family Members May Have
Effective planning begins with curiosity. Instead of explaining or defending existing plans, start by listening. Arthur could begin the conversation with Estelle and their children by asking:
- “What part of our planning feels unclear to you?”
- “How does our current approach impact your sense of comfort?”
- “What else would you want to know to feel more confident about our future?”
By resisting the urge to justify decisions, Arthur uncovers the uncertainties behind their concerns. Posing follow-up questions like “Can you expand on that?” or “What would make this clearer for you?” invites deeper dialogue and mutual respect.
2. Invite Input on the Planning Process
For Wealth Enhancement advisor Michael Corgiat, a guiding principle is to enroll adult children in the planning process now, when you can have informed discussions. Too often, even well-meaning planners take a “we know what’s best” approach. By clarifying your intentions in advance, and in your own words, you can help strengthen connections—something CommScope Holding families may find especially valuable.
Arthur might ask:
- “How does this process feel from your perspective?”
- “Do you feel you’ve had enough input?”
- “What changes might help you feel more included?”
These questions focus less on legal language and more on collaborative engagement. Giving family members a role in the process builds confidence and reduces anxiety around future changes.
3. Co-Create a Vision for Later Life
Planning is not just about future legal steps—it’s about present-day relationships. Encouraging family members to think together about how they want to spend time, support one another, and adapt to change brings emotional and practical priorities into alignment for CommScope Holding households.
Arthur might ask:
- “What shared experiences should we prioritize in the coming year?”
- “Which conversations or activities would feel most meaningful?”
- “How should we navigate shifts in care, housing, and health needs?”
These discussions allow families to align financial and legal tools with their personal values. By bringing everyone into the conversation, Arthur reinforces not only clarity, but also family unity.
Bringing It All Together
Estate planning documents are important, but they’re only part of the story. The conversations that surround them create the true emotional foundation for peace of mind. Families that engage in open, participatory planning are more likely to feel greater confidence and less uncertainty about the future. In contrast, the 66% of parents who shy away from these conversations risk leaving loved ones confused and concerned.
CommScope Holding employees can take three practical steps to shift from good intentions to meaningful family engagement:
1. Use curiosity-driven, open-ended questions to draw out concerns.
2. Seek feedback about the process, not just the outcomes.
3. Build a shared vision that blends daily life with legal planning.
This inclusive approach helps transform vague concerns into actionable clarity. Discussions about wills, trusts, proxies, and beneficiaries become shared efforts, illuminating financial, legal, and emotional priorities. The result is an environment of mutual trust, support, and understanding—a space where true peace of mind can grow.
According to Fidelity’s State of Wealth Mobility study, 56% of adults never had discussions about money management with their parents, yet among families that do, two-thirds actively engage in estate and retirement planning—with a significant boost in confidence as a result. 2
Just as an orchestra needs each musician to understand their role, estate plans resonate most when everyone involved hears the same tune, contributes their part, and works in harmony to carry forward a shared vision.
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- Corporate Employees: 8 Factors When Choosing a Mutual Fund
- Use of Escrow Accounts: Divorce
- Medicare Open Enrollment for Corporate Employees: Cost Changes in 2024!
- Stages of Retirement for Corporate Employees
- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
- Lump-Sum vs Annuity and Rising Interest Rates
- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
- Corporate Employees: Do NOT Believe These 6 Retirement Myths!
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Sources:
1. Fidelity Center for Family Engagement. ' The Generations Project SM : Findings from the Later-in-Life Conversations Study .' 2024.
2. Fidelity Investments. “ Americans Ready to Break the Cycle of Avoiding Family Discussions on Finances ,” 19 Nov. 2024.
Other Resources:
1. Barron's. “ Northern Trust Reveals ‘Secrets of Enterprising Families’ ,” by Abby Schultz. 9 April 2024.
2. Investopedia. “ How to Have 'The Talk' With Your Parents: The Financial Discussion You Can't Avoid Forever ,' by Lucy Lazarony. 7 July 2025.
3. Kiplinger. “ Six Ways to Make Talking With Family About Estate Planning Easier ,” by Jacob Wolinsky. 9 Apr. 2025.
What is the 401(k) plan offered by CommScope Holding?
The 401(k) plan at CommScope Holding is a retirement savings plan that allows employees to save a portion of their salary on a tax-deferred basis.
How does CommScope Holding match employee contributions to the 401(k) plan?
CommScope Holding offers a matching contribution to the 401(k) plan, which typically matches a percentage of employee contributions, helping to boost retirement savings.
What are the eligibility requirements for the 401(k) plan at CommScope Holding?
Employees of CommScope Holding are generally eligible to participate in the 401(k) plan after completing a specified period of employment, typically within the first few months.
Can employees of CommScope Holding change their contribution percentage to the 401(k) plan?
Yes, employees at CommScope Holding can change their contribution percentage to the 401(k) plan at any time, subject to the plan’s rules.
Does CommScope Holding offer a Roth 401(k) option?
Yes, CommScope Holding offers a Roth 401(k) option, allowing employees to contribute after-tax dollars and potentially enjoy tax-free withdrawals in retirement.
What investment options are available in the CommScope Holding 401(k) plan?
The 401(k) plan at CommScope Holding typically includes a range of investment options, such as mutual funds, target-date funds, and company stock.
How can employees at CommScope Holding access their 401(k) account information?
Employees of CommScope Holding can access their 401(k) account information online through the plan’s designated website or mobile app.
What happens to my 401(k) balance if I leave CommScope Holding?
If you leave CommScope Holding, you can choose to roll over your 401(k) balance to another retirement account, cash it out, or leave it in the CommScope Holding plan if allowed.
Are there any fees associated with the CommScope Holding 401(k) plan?
Yes, the CommScope Holding 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.
Can employees take loans against their 401(k) at CommScope Holding?
Yes, employees at CommScope Holding may have the option to take loans against their 401(k) balance, subject to the plan’s terms and conditions.