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New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

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Why Align Technology Employees Should Consider These Top Retirement Locations for Affordability and Ideal Weather

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Healthcare Provider Update: Healthcare Provider for Align Technology: Align Technology, the company known for its innovative dental products and services, primarily collaborates with various healthcare providers, including dental professionals and orthodontists, who utilize its Clear Aligner technology and the 3D imaging systems. Potential Healthcare Cost Increases in 2026: As healthcare costs across the United States are projected to climb significantly in 2026, employees at Align Technology should prepare for these changes. The expiration of enhanced premium subsidies under the Affordable Care Act, combined with rising medical costs and aggressive rate hikes from major insurers, could lead to premium increases exceeding 60% in some states. It's crucial for those covered under these plans to reassess their healthcare budgets and consider strategies to mitigate the impact of potentially steep out-of-pocket expenses as they navigate the evolving landscape of healthcare finance. Click here to learn more

'Align Technology employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Retirees from Align Technology companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

  1. The best affordable cities for retirement, with a focus on Cary, North Carolina.

  2. How weather and cost of living are key factors for Align Technology employees planning their retirement.

  3. The importance of healthcare access in choosing a retirement destination.

Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for Align Technology employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for Align Technology employees looking to make the most of their retirement years.

Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.

Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For Align Technology retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.

With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.

Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.

GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.

When planning retirement, Align Technology employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.

In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for Align Technology employees nearing retirement.

If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.

Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing Align Technology retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.

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Sources:

1. GoBankingRates.  “12 Surprisingly Affordable Cities With Great Weather for Retirees.”  GoBankingRates , October 2024, pp. 1-2.

2. U.S. News & World Report.  “The 2 Best Independent Living Communities in Cary, NC.”  U.S. News & World Report , March 2025, pp. 1-3.

3. Investopedia.  “Why Arizona Could Be the Perfect Retirement Destination for You.”  Investopedia , May 2025, pp. 1-2.

4. CarePatrol.  “Beyond Cost: A Different Perspective on Choosing a Retirement Location.”  CarePatrol , April 2025, pp. 1-2.

5. Nasdaq.  “Retirement Relocation: Choosing the Perfect Place to Call Home.”  Nasdaq , April 2025, pp. 1-2.

What is the 401(k) plan offered by Align Technology?

Align Technology offers a 401(k) plan that allows employees to save for retirement through pre-tax and Roth contributions.

How can employees enroll in Align Technology's 401(k) plan?

Employees can enroll in Align Technology's 401(k) plan through the company’s benefits portal during the enrollment period or after they become eligible.

What is the employer match for Align Technology's 401(k) plan?

Align Technology provides a matching contribution to the 401(k) plan, which is typically a percentage of the employee's contributions, up to a certain limit.

When can employees start contributing to Align Technology's 401(k) plan?

Employees can start contributing to Align Technology's 401(k) plan after they have completed their eligibility period, which is outlined in the employee handbook.

Are there any fees associated with Align Technology's 401(k) plan?

Yes, Align Technology's 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

What types of investment options are available in Align Technology's 401(k) plan?

Align Technology’s 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Can employees take loans against their 401(k) balance at Align Technology?

Yes, Align Technology allows employees to take loans against their 401(k) balance, subject to the terms and conditions of the plan.

What happens to my 401(k) account if I leave Align Technology?

If you leave Align Technology, you can choose to roll over your 401(k) balance to another retirement account, cash out, or leave it in the plan if permitted.

Does Align Technology offer any financial education resources for employees regarding their 401(k)?

Yes, Align Technology provides financial education resources and workshops to help employees understand their 401(k) options and investment strategies.

How often can employees change their contribution rate to Align Technology's 401(k) plan?

Employees can change their contribution rate to Align Technology's 401(k) plan at any time, subject to the plan’s guidelines.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
News: Align Technology announced a restructuring initiative aimed at streamlining operations and reducing costs in response to recent economic pressures. The company is focusing on enhancing efficiency by integrating new technologies and adjusting its workforce to better align with market demands. Importance: This restructuring is crucial given the current economic uncertainty and investment volatility, which could impact the company's financial stability and investor confidence. Addressing these changes is essential to understand the broader implications for corporate strategies and employee benefits amidst fluctuating economic and tax environments.
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For more information you can reach the plan administrator for Align Technology at 2820 Orchard Parkway San Jose, CA 95134; or by calling them at (408) 470-1000.

*Please see disclaimer for more information

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