Healthcare Provider Update: Amedisys is a leading provider of home health care and hospice services, dedicated to enhancing patient care through personalized treatment plans tailored to individual needs. As 2026 approaches, significant healthcare cost increases are expected. Premiums for Affordable Care Act (ACA) marketplace plans are projected to rise sharply, with some states, like New York, facing hikes over 60%. If the enhanced federal premium subsidies expire as scheduled at the end of 2025, millions of Americans, including Amedisys employees, could see their out-of-pocket expenses rise dramatically, emphasizing the need for strategic planning in healthcare benefits. Click here to learn more
'Amedisys employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.
'Retirees from Amedisys companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.
In this article, we will discuss:
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The best affordable cities for retirement, with a focus on Cary, North Carolina.
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How weather and cost of living are key factors for Amedisys employees planning their retirement.
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The importance of healthcare access in choosing a retirement destination.
Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for Amedisys employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for Amedisys employees looking to make the most of their retirement years.
Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.
Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For Amedisys retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.
With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.
Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.
GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.
When planning retirement, Amedisys employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.
In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for Amedisys employees nearing retirement.
If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.
Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing Amedisys retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.
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- 7 Things to Consider Before Leaving Your Company
- How Are Workers Impacted by Inflation & Rising Interest Rates?
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- Internal Revenue Code Section 409A (Governing Nonqualified Deferred Compensation Plans)
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Sources:
1. GoBankingRates. “12 Surprisingly Affordable Cities With Great Weather for Retirees.” GoBankingRates , October 2024, pp. 1-2.
2. U.S. News & World Report. “The 2 Best Independent Living Communities in Cary, NC.” U.S. News & World Report , March 2025, pp. 1-3.
3. Investopedia. “Why Arizona Could Be the Perfect Retirement Destination for You.” Investopedia , May 2025, pp. 1-2.
4. CarePatrol. “Beyond Cost: A Different Perspective on Choosing a Retirement Location.” CarePatrol , April 2025, pp. 1-2.
5. Nasdaq. “Retirement Relocation: Choosing the Perfect Place to Call Home.” Nasdaq , April 2025, pp. 1-2.
What is the 401(k) plan offered by Amedisys?
The 401(k) plan at Amedisys is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are taken out.
How can I enroll in the Amedisys 401(k) plan?
Employees can enroll in the Amedisys 401(k) plan by completing the enrollment process through the company's benefits portal during the designated enrollment period.
Does Amedisys offer a company match for the 401(k) contributions?
Yes, Amedisys offers a company match for employee contributions to the 401(k) plan, which helps employees grow their retirement savings.
What is the maximum contribution limit for the Amedisys 401(k) plan?
The maximum contribution limit for the Amedisys 401(k) plan is based on IRS guidelines, which may change annually. Employees should check the latest limits for the current year.
Can I change my contribution percentage to the Amedisys 401(k) plan?
Yes, employees can change their contribution percentage to the Amedisys 401(k) plan at any time by accessing their account through the benefits portal.
What investment options are available in the Amedisys 401(k) plan?
The Amedisys 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles to suit different risk tolerances.
When can I start withdrawing from my Amedisys 401(k) plan?
Employees can typically start withdrawing from their Amedisys 401(k) plan without penalties after reaching age 59½, but specific plan rules may apply.
What happens to my Amedisys 401(k) if I leave the company?
If you leave Amedisys, you can choose to roll over your 401(k) balance to another retirement account, cash out, or leave it in the Amedisys plan if eligible.
Is there a loan option available through the Amedisys 401(k) plan?
Yes, Amedisys allows employees to take loans against their 401(k) balance, subject to certain terms and conditions outlined in the plan documents.
Are there any fees associated with the Amedisys 401(k) plan?
Yes, the Amedisys 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.