Healthcare Provider Update: Healthcare Provider for Graphic Packaging Holding Graphic Packaging Holding offers a 401(k) retirement plan, and while specific health insurance providers for the company are not explicitly detailed in public sources, employees often have access to various plans compliant with the Affordable Care Act (ACA). Employees should consult with their HR department or benefits administrator for precise details regarding their healthcare provider options. Healthcare Cost Increases in 2026 As 2026 approaches, Graphic Packaging Holding employees face potential healthcare cost increases due to significant projected hikes in ACA marketplace premiums. Reports indicate that many insurers are raising rates significantly, with some states anticipating increases exceeding 60%. Compounding the challenge are the potential expiration of enhanced federal subsidies, which could result in over 75% of enrollees experiencing sharp out-of-pocket premium increases. As a result, employees must proactively strategize their healthcare choices to mitigate the impact of these escalating costs and explore their benefits early to ensure affordability. Click here to learn more
'Graphic Packaging Holding employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.
'Retirees from Graphic Packaging Holding companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.
In this article, we will discuss:
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The best affordable cities for retirement, with a focus on Cary, North Carolina.
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How weather and cost of living are key factors for Graphic Packaging Holding employees planning their retirement.
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The importance of healthcare access in choosing a retirement destination.
Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for Graphic Packaging Holding employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for Graphic Packaging Holding employees looking to make the most of their retirement years.
Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.
Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For Graphic Packaging Holding retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.
With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.
Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.
GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.
When planning retirement, Graphic Packaging Holding employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.
In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for Graphic Packaging Holding employees nearing retirement.
If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.
Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing Graphic Packaging Holding retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.
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Sources:
1. GoBankingRates. “12 Surprisingly Affordable Cities With Great Weather for Retirees.” GoBankingRates , October 2024, pp. 1-2.
2. U.S. News & World Report. “The 2 Best Independent Living Communities in Cary, NC.” U.S. News & World Report , March 2025, pp. 1-3.
3. Investopedia. “Why Arizona Could Be the Perfect Retirement Destination for You.” Investopedia , May 2025, pp. 1-2.
4. CarePatrol. “Beyond Cost: A Different Perspective on Choosing a Retirement Location.” CarePatrol , April 2025, pp. 1-2.
5. Nasdaq. “Retirement Relocation: Choosing the Perfect Place to Call Home.” Nasdaq , April 2025, pp. 1-2.
What type of retirement savings plan does Graphic Packaging Holding offer to its employees?
Graphic Packaging Holding offers a 401(k) retirement savings plan to its employees.
Does Graphic Packaging Holding provide a company match for contributions to the 401(k) plan?
Yes, Graphic Packaging Holding offers a company match for employee contributions to the 401(k) plan, subject to specific terms and conditions.
At what age can employees of Graphic Packaging Holding start participating in the 401(k) plan?
Employees of Graphic Packaging Holding can typically start participating in the 401(k) plan after they reach the age of 21.
How can employees of Graphic Packaging Holding enroll in the 401(k) plan?
Employees of Graphic Packaging Holding can enroll in the 401(k) plan through the companys HR portal or by contacting the HR department for assistance.
What is the maximum employee contribution limit for the 401(k) plan at Graphic Packaging Holding?
The maximum employee contribution limit for the 401(k) plan at Graphic Packaging Holding is set by the IRS and may change annually; employees should check the latest guidelines.
Does Graphic Packaging Holding allow employees to take loans against their 401(k) savings?
Yes, Graphic Packaging Holding allows employees to take loans against their 401(k) savings, subject to specific plan rules.
Can employees of Graphic Packaging Holding change their contribution percentage to the 401(k) plan?
Yes, employees of Graphic Packaging Holding can change their contribution percentage at any time, following the plans guidelines.
What investment options are available in the Graphic Packaging Holding 401(k) plan?
The Graphic Packaging Holding 401(k) plan offers a variety of investment options, including mutual funds and target-date funds, among others.
Is there a vesting schedule for the company match in the 401(k) plan at Graphic Packaging Holding?
Yes, Graphic Packaging Holding has a vesting schedule for the company match, which determines when employees fully own the matched contributions.
How can employees of Graphic Packaging Holding access their 401(k) account information?
Employees of Graphic Packaging Holding can access their 401(k) account information online through the plans designated website or mobile app.