<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

Why O'Reilly Automotive Employees Should Consider These Top Retirement Locations for Affordability and Ideal Weather

image-table

Healthcare Provider Update: Healthcare Provider for O'Reilly Automotive O'Reilly Automotive, primarily reliant on its internal health benefits system, partners with various healthcare providers and insurers to offer health plans to its employees. While specific provider names can vary by location and plan type, O'Reilly typically collaborates with major insurance firms that participate in the Affordable Care Act (ACA) marketplace. Potential Healthcare Cost Increases for O'Reilly Automotive in 2026 As the healthcare landscape shifts, O'Reilly Automotive employees and retirees should prepare for potentially significant increases in their healthcare costs in 2026. Factors such as the expected expiration of enhanced federal ACA premium subsidies may lead to out-of-pocket premiums surging by over 75% for many policyholders. Coupled with aggressive rate hikes from insurers-some states reporting increases of 60% or more-employees may encounter substantial financial strain when seeking medical coverage. This perfect storm of escalating premiums and reduced federal support underlines the importance of proactive budgeting and planning for healthcare expenses in the coming year. Click here to learn more

'O'Reilly Automotive employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Retirees from O'Reilly Automotive companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

  1. The best affordable cities for retirement, with a focus on Cary, North Carolina.

  2. How weather and cost of living are key factors for O'Reilly Automotive employees planning their retirement.

  3. The importance of healthcare access in choosing a retirement destination.

Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for O'Reilly Automotive employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for O'Reilly Automotive employees looking to make the most of their retirement years.

Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.

Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For O'Reilly Automotive retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.

With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.

Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.

GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.

When planning retirement, O'Reilly Automotive employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.

In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for O'Reilly Automotive employees nearing retirement.

If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.

Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing O'Reilly Automotive retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.

Featured Video

Articles you may find interesting:

Loading...

Sources:

1. GoBankingRates.  “12 Surprisingly Affordable Cities With Great Weather for Retirees.”  GoBankingRates , October 2024, pp. 1-2.

2. U.S. News & World Report.  “The 2 Best Independent Living Communities in Cary, NC.”  U.S. News & World Report , March 2025, pp. 1-3.

3. Investopedia.  “Why Arizona Could Be the Perfect Retirement Destination for You.”  Investopedia , May 2025, pp. 1-2.

4. CarePatrol.  “Beyond Cost: A Different Perspective on Choosing a Retirement Location.”  CarePatrol , April 2025, pp. 1-2.

5. Nasdaq.  “Retirement Relocation: Choosing the Perfect Place to Call Home.”  Nasdaq , April 2025, pp. 1-2.

What is the 401(k) plan offered by O'Reilly Automotive?

The O'Reilly Automotive 401(k) plan is a retirement savings plan that allows employees to save a portion of their paycheck before taxes are deducted.

Does O'Reilly Automotive offer a company match for the 401(k) contributions?

Yes, O'Reilly Automotive offers a company match for employee contributions to the 401(k) plan, helping employees to grow their retirement savings.

How can employees at O'Reilly Automotive enroll in the 401(k) plan?

Employees at O'Reilly Automotive can enroll in the 401(k) plan through the company’s benefits portal or by contacting the HR department for assistance.

What is the eligibility requirement for O'Reilly Automotive's 401(k) plan?

Employees must be at least 21 years old and have completed a specified period of service to be eligible for O'Reilly Automotive's 401(k) plan.

Can employees at O'Reilly Automotive take loans against their 401(k) savings?

Yes, O'Reilly Automotive allows employees to take loans against their 401(k) savings, subject to certain conditions and limits.

What investment options are available in the O'Reilly Automotive 401(k) plan?

The O'Reilly Automotive 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and company stock.

How often can employees change their contribution amounts for the O'Reilly Automotive 401(k) plan?

Employees at O'Reilly Automotive can change their contribution amounts at any time, subject to the plan's guidelines.

Is there a vesting schedule for the company match in O'Reilly Automotive's 401(k) plan?

Yes, O'Reilly Automotive has a vesting schedule for the company match, which determines how much of the match employees will retain if they leave the company.

What happens to the 401(k) savings if an employee leaves O'Reilly Automotive?

If an employee leaves O'Reilly Automotive, they can roll over their 401(k) savings into another retirement account, cash out, or leave the funds in the O'Reilly Automotive plan if allowed.

Can employees at O'Reilly Automotive contribute to their 401(k) on a pre-tax and Roth basis?

Yes, O'Reilly Automotive allows employees to choose between pre-tax contributions and Roth contributions for their 401(k) savings.

New call-to-action

Additional Articles

Check Out Articles for O'Reilly Automotive employees

Loading...

For more information you can reach the plan administrator for O'Reilly Automotive at , ; or by calling them at .

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for O'Reilly Automotive employees