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Why VF Corp. Employees Should Consider These Top Retirement Locations for Affordability and Ideal Weather

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Healthcare Provider Update: Healthcare Provider for VF Corp VF Corporation partners with various healthcare insurers for employee benefits, with notable engagement from UnitedHealthcare. This partnership allows them to provide comprehensive healthcare options to their employees, aligning with the company's commitment to employee health and well-being. Potential Healthcare Cost Increases in 2026 As VF Corp looks ahead to 2026, significant increases in healthcare costs are anticipated. The Affordable Care Act (ACA) marketplace is set to experience premium hikes averaging around 20%, driven by escalating medical costs and the looming expiration of enhanced federal subsidies, which could raise out-of-pocket premiums by over 75% for the majority of enrollees. Major insurers are reporting substantial financial pressures, exacerbated by rising labor costs, drug pricing, and ongoing inflation, leading to an uncertain outlook for both employees and employers in managing healthcare expenses. Click here to learn more

'VF Corp. employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Retirees from VF Corp. companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

  1. The best affordable cities for retirement, with a focus on Cary, North Carolina.

  2. How weather and cost of living are key factors for VF Corp. employees planning their retirement.

  3. The importance of healthcare access in choosing a retirement destination.

Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for VF Corp. employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for VF Corp. employees looking to make the most of their retirement years.

Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.

Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For VF Corp. retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.

With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.

Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.

GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.

When planning retirement, VF Corp. employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.

In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for VF Corp. employees nearing retirement.

If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.

Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing VF Corp. retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.

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Sources:

1. GoBankingRates.  “12 Surprisingly Affordable Cities With Great Weather for Retirees.”  GoBankingRates , October 2024, pp. 1-2.

2. U.S. News & World Report.  “The 2 Best Independent Living Communities in Cary, NC.”  U.S. News & World Report , March 2025, pp. 1-3.

3. Investopedia.  “Why Arizona Could Be the Perfect Retirement Destination for You.”  Investopedia , May 2025, pp. 1-2.

4. CarePatrol.  “Beyond Cost: A Different Perspective on Choosing a Retirement Location.”  CarePatrol , April 2025, pp. 1-2.

5. Nasdaq.  “Retirement Relocation: Choosing the Perfect Place to Call Home.”  Nasdaq , April 2025, pp. 1-2.

What is the primary purpose of the 401(k) plan at VF Corp.?

The primary purpose of the 401(k) plan at VF Corp. is to help employees save for retirement by allowing them to contribute a portion of their salary on a tax-deferred basis.

How can employees at VF Corp. enroll in the 401(k) plan?

Employees at VF Corp. can enroll in the 401(k) plan by accessing the company’s benefits portal and completing the enrollment process during the designated enrollment period.

What types of contributions can employees make to the VF Corp. 401(k) plan?

Employees at VF Corp. can make pre-tax contributions, Roth after-tax contributions, and, in some cases, catch-up contributions if they are age 50 or older.

Does VF Corp. offer a company match for 401(k) contributions?

Yes, VF Corp. offers a company match for employee contributions to the 401(k) plan, which helps to enhance retirement savings.

What is the vesting schedule for the company match at VF Corp.?

The vesting schedule for the company match at VF Corp. typically follows a graded schedule, where employees become fully vested after a certain number of years of service.

Can employees at VF Corp. take loans against their 401(k) savings?

Yes, employees at VF Corp. may have the option to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

What investment options are available in the VF Corp. 401(k) plan?

The VF Corp. 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles, allowing employees to diversify their portfolios.

How often can employees change their contribution amounts to the VF Corp. 401(k) plan?

Employees at VF Corp. can change their contribution amounts to the 401(k) plan at any time, subject to the plan's rules and regulations.

What resources does VF Corp. provide to help employees understand their 401(k) options?

VF Corp. provides various resources, including educational materials, webinars, and access to financial advisors, to help employees understand their 401(k) options.

Are there any fees associated with the VF Corp. 401(k) plan?

Yes, there may be fees associated with the VF Corp. 401(k) plan, such as administrative fees and investment management fees, which are disclosed in the plan documents.

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