<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

Why Welltower Employees Should Consider These Top Retirement Locations for Affordability and Ideal Weather

image-table

Healthcare Provider Update: Healthcare Provider for Welltower Welltower Inc., a leading provider in the healthcare real estate sector, partners with various healthcare service providers, including senior housing operators, post-acute care facilities, and health systems. The company focuses on investing in properties that accommodate the healthcare needs of an aging population, ensuring that it collaborates effectively with top-tier operators to enhance care quality and access. Potential Healthcare Cost Increases in 2026 As 2026 approaches, health insurance premiums, particularly those tied to the Affordable Care Act (ACA), are projected to surge dramatically, potentially rising by 75% for many enrollees. Factors contributing to this steep escalation include the expiration of enhanced federal premium subsidies and escalating medical costs, with certain states experiencing increases exceeding 60%. For Welltower employees and retirees utilizing ACA coverage, these looming hikes necessitate strategic financial planning to mitigate the impact on personal budgets and healthcare access in the coming year. Click here to learn more

'Welltower employees nearing retirement should consider cities like Cary, North Carolina, that balance affordable living, great weather, and top-tier healthcare, as these factors are essential in ensuring a financially comfortable and healthy retirement.' – Wesley Boudreaux, a representative of The Retirement Group, a division of Wealth Enhancement Group.

'Retirees from Welltower companies should prioritize locations that offer both cost-effective living and excellent healthcare, such as Cary, North Carolina, ensuring a fulfilling and stable retirement experience.' – Patrick Ray, a representative of The Retirement Group, a division of Wealth Enhancement Group.

In this article, we will discuss:

  1. The best affordable cities for retirement, with a focus on Cary, North Carolina.

  2. How weather and cost of living are key factors for Welltower employees planning their retirement.

  3. The importance of healthcare access in choosing a retirement destination.

Combining great weather with affordability, Cary, North Carolina, has emerged as one of the top spots for Welltower employees planning their retirement. Located just nine miles west of Raleigh, this charming city offers retirees a year-round climate with temperatures between 32°F and 89°F. With an average monthly cost of living of $3,615, Cary provides an excellent balance of affordable housing and beautiful weather—two key considerations for Welltower employees looking to make the most of their retirement years.

Cary's exceptional quality of life is reflected in its impressive livability score of 90 out of 100. The city offers a community that supports retirees, with 12% of its population being over 65, according to GoBankingRates. The temperature is generally mild, though seasonal fluctuations are expected, with the hottest months being late May through early October. Despite some fluctuations, Cary's facilities, low crime rate, and healthcare services all earned favorable ratings, even though its cost of living score on AreaVibes was slightly lower.

Cary is not the only city with the perfect mix of affordability and great weather for retirement. For example, Metairie, Louisiana, scored 84 out of 100 on the livability scale. This city boasts a reasonably low cost of living, a mild climate, and a hint of Southern charm. For Welltower retirees seeking relief from the hotter Southern U.S., Perry Hall, Maryland, is an excellent option due to its consistently milder temperatures.

With its reasonably priced housing and dry, sunny climate, Laughlin, Nevada, offers the lowest anticipated monthly cost of living on the list for retirees who are considering the desert lifestyle. In contrast, Oro Valley, Arizona, located in the heart of the Sonoran Desert, is particularly attractive to retirees, with more than one-third of its population being 65 or older. The area's year-round, outdoor-friendly temperatures further enhance its appeal.

Although Florida remains a popular retirement destination, the living costs in cities like Miami and Orlando can surpass $60,000 annually. High real estate prices and increasing property taxes might deter some retirees from making the move. For those still drawn to Florida's warm climate, alternatives like Perry Hall and Metairie offer similar weather conditions but at a more affordable cost of living.

GoBankingRates compiled a detailed list of affordable and appealing retirement destinations in 2024 by evaluating cities on several criteria, including rent, weather, cost of living, and overall desirability. At the top of the list is Cary, North Carolina, with its active retiree community and temperate climate. Laughlin, Nevada, and Oro Valley, Arizona, also stand out as great retirement options, showcasing that there are plenty of affordable places to retire while still enjoying a comfortable and pleasant lifestyle.

When planning retirement, Welltower employees must strike a balance between living costs and a healthy, active environment. Whether in Cary or another well-regarded location, retirement planning should factor in both lifestyle preferences and financial considerations to help create a fulfilling retirement experience.

In addition to affordability and pleasant weather, healthcare access plays a critical role in selecting a retirement location. Cary, North Carolina, stands out for its top-notch healthcare offerings, including facilities like WakeMed Cary Hospital. U.S. News & World Report (March 2024) named Cary as a top choice for retirees who value both financial stability and healthcare quality, making it an ideal place for Welltower employees nearing retirement.

If you're looking for an affordable and desirable retirement destination, Cary, North Carolina, with its 90/100 livability score, is one of the best cities for retirees. Offering a mild climate, affordable living costs, and excellent healthcare services, it's a standout location. Other affordable places with favorable weather for retirement include Metairie, Louisiana, and Oro Valley, Arizona. Discover why these cities are gaining popularity due to their appealing combination of amenities, climate, and affordability.

Choosing the right retirement destination is much like selecting the perfect vacation spot: it should offer the amenities you desire, such as great weather, reasonable prices, and convenient access to the services you need. Like a year-round vacation, cities like Cary, North Carolina, and Metairie, Louisiana, provide a perfect mix of relaxation, adventure, and practicality, allowing Welltower retirees to enjoy both financial comfort and peace of mind. These locations promise a long-term 'staycation' with affordable living, pleasant weather, and excellent healthcare throughout the year.

Featured Video

Articles you may find interesting:

Loading...

Sources:

1. GoBankingRates.  “12 Surprisingly Affordable Cities With Great Weather for Retirees.”  GoBankingRates , October 2024, pp. 1-2.

2. U.S. News & World Report.  “The 2 Best Independent Living Communities in Cary, NC.”  U.S. News & World Report , March 2025, pp. 1-3.

3. Investopedia.  “Why Arizona Could Be the Perfect Retirement Destination for You.”  Investopedia , May 2025, pp. 1-2.

4. CarePatrol.  “Beyond Cost: A Different Perspective on Choosing a Retirement Location.”  CarePatrol , April 2025, pp. 1-2.

5. Nasdaq.  “Retirement Relocation: Choosing the Perfect Place to Call Home.”  Nasdaq , April 2025, pp. 1-2.

What type of retirement savings plan does Welltower offer to its employees?

Welltower offers a 401(k) retirement savings plan to help employees save for their future.

Does Welltower provide any matching contributions to the 401(k) plan?

Yes, Welltower provides a matching contribution to the 401(k) plan, which helps employees maximize their retirement savings.

How can employees enroll in Welltower's 401(k) plan?

Employees can enroll in Welltower's 401(k) plan through the company’s HR portal or by contacting the HR department for assistance.

What are the eligibility requirements to participate in Welltower's 401(k) plan?

Employees must meet certain eligibility requirements, such as age and length of service, to participate in Welltower's 401(k) plan.

Can Welltower employees make changes to their 401(k) contributions?

Yes, Welltower employees can change their 401(k) contribution amounts at any time, subject to plan rules.

What investment options are available in Welltower's 401(k) plan?

Welltower's 401(k) plan offers a variety of investment options, including mutual funds, target-date funds, and other investment vehicles.

Does Welltower allow employees to take loans against their 401(k) savings?

Yes, Welltower allows employees to take loans against their 401(k) savings, subject to specific terms and conditions outlined in the plan.

What is the vesting schedule for Welltower's 401(k) matching contributions?

Welltower has a vesting schedule for matching contributions, which means employees must work for a certain period to fully own those contributions.

How often can Welltower employees review their 401(k) account statements?

Welltower employees can review their 401(k) account statements quarterly, providing them with regular updates on their retirement savings.

Is there a way for Welltower employees to access financial advice regarding their 401(k) plan?

Yes, Welltower provides access to financial advisors who can help employees make informed decisions about their 401(k) investments.

New call-to-action

Additional Articles

Check Out Articles for Welltower employees

Loading...

For more information you can reach the plan administrator for Welltower at , ; or by calling them at .

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for Welltower employees