<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=314834185700910&amp;ev=PageView&amp;noscript=1">

New Update: Healthcare Costs Increasing by Over 60% in Some States. Will you be impacted?

Learn More

Beazer Homes USA Employees: Discover Which States Offer the Best Environment for a Stress-Free Retirement!

image-table

Healthcare Provider Update: Beazer Homes USA provides healthcare benefits through its association with major insurance carriers, though the specific healthcare provider is not explicitly mentioned. However, typical providers for many such companies often include national insurers like UnitedHealthcare, Blue Cross Blue Shield, or Cigna, underscoring the importance of verifying the exact plan through the company's HR resources or internal communications. As we look ahead to 2026, Beazer Homes USA employees should anticipate significant healthcare cost increases. With premiums for Affordable Care Act (ACA) plans projected to rise sharply-some states facing hikes over 60%-the burden will likely shift to employees. Many employers, including Beazer, may respond to escalating healthcare expenses by raising deductibles and out-of-pocket maximums, potentially heightening the financial strain on workers. Proactive engagement with benefit planning and understanding these impending changes will be crucial for employees to navigate their healthcare options effectively. Click here to learn more

The contemporary era presents a myriad of stressors, from the unpredictable housing market to escalating grocery prices. Indeed, the intensity of stress an individual encounters can significantly hinge on their geographical location, as recent research reveals.

A comprehensive study conducted by WalletHub earlier in the year embarked on the ambitious task of ranking the “most and least stressed” states across the United States. This expansive report utilized a comparative analysis across the 50 states, examining them through the lens of 41 distinct metrics. These indicators encompassed a range of factors including the unemployment rate, income growth trajectory, separation and divorce rates, mental health statistics, and the affordability of medical consultations.

In order to distill these broad metrics into actionable insights for Beazer Homes USA professionals, the states were evaluated based on four primary dimensions of stress:

  1. Work-related stress,
  2. Financial stress,
  3. Family-related stress, and
  4. Health and safety-related stress.

This intricate analysis was fortified by data sourced from reputable institutions such as the U.S. Census Bureau, the Bureau of Labor Statistics, and the Centers for Disease Control and Prevention, among others.

In an intriguing revelation, the report not only provided a holistic stress ranking but also delved into specific categories like the average number of sleep hours residents get each night, the number of practicing psychologists per capita, and the average weekly work hours.

Mississippi emerged at the forefront of this study, unfortunately bearing the title of the most stressed state. It was particularly impacted by financial stress despite boasting the lowest cost of living in the country. Contrasting its affordable living, it faces challenges with educational attainment and workforce productivity, alongside having one of the most substantial rates of worker migration, as detailed by a CNBC report.

Conversely, the spectrum's other end highlighted states like Utah, Connecticut, and South Dakota, known for their comparatively low stress levels. Interestingly, states like Hawaii and Florida, often celebrated for their high happiness indices, did not feature in the top ten of this list.

Topping the chart as the epitome of tranquility was Minnesota, recognized as the least stressed state. Minnesotans reported minimal stress related to finances and family. Moreover, Minnesota was celebrated for offering its residents nearly the highest average sleep hours, trailing only behind Colorado. Famously referred to as the “Land of 10,000 Lakes,” Minnesota has also been acclaimed as one of the prime states for both living and professional engagement, as per CNBC’s annual assessment.

Following closely was Utah, securing the second position. Remarkably, Utah recorded the fewest work hours per week on average, a low poverty rate, and the nation’s lowest divorce statistics. In an adjunct study by WalletHub, Utah was distinguished as the happiest state, partly owing to its impressive volunteer rate standing at 40.7% - a stark contrast to Florida’s significantly lower rate.

New Hampshire consolidated the top three, standing out with the lowest proportion of adults in fair or poor health and an impressive average credit score of 729, as per CNBC Select. It boasts one of the lowest poverty and crime rates per capita. The city of Nashua in Hillsborough County, New Hampshire, in particular, enjoys the reputation of being the safest in the country, making it one of the state's most desirable living destinations, according to Niche. Further, Census Bureau data indicates that New Hampshire ranks among the wealthiest and most educated in the nation, enhanced by its lack of income tax on wages and sales tax.

Articles you may find interesting:

Loading...

In an age where change is constant and often abrupt, savvy individuals and leaders understand the importance of adaptation and forward-thinking. CNBC's Evolve Global Summit, scheduled for November 2, offers a unique opportunity for insight into thriving in this dynamic business era. The summit promises strategies for adaptation, innovation, and success in contemporary business landscapes. Interested parties are encouraged to secure their participation by purchasing tickets through the appropriate channels.

A crucial aspect contributing to Minnesota's low stress levels, particularly relevant to Beazer Homes USA professionals nearing or in retirement, is the state's robust healthcare system. According to U.S. News & World Report (2021), Minnesota is ranked 3rd in healthcare access and 11th in healthcare quality nationwide, ensuring its residents, especially those in older demographics, have ample access to superior medical care. This accessibility is paramount for those transitioning from active working life, as they can rely on high-quality healthcare services, a factor significantly alleviating health-related stress often accompanying this life stage.

Stay informed and empowered in your personal and professional life by subscribing to our latest newsletter, a valuable resource for navigating modern complexities in finance, work, and everyday life.

Navigating the states of America in search of the ideal place to retire is akin to sifting through a box of assorted chocolates, each piece uniquely flavored with different fillings representing various lifestyle factors. Minnesota, in this assortment, is the coveted dark chocolate truffle — rich in quality healthcare, laden with the sweetness of plentiful sleep, and enrobed in the smooth texture of low financial and family-related stress. Just as dark chocolate is known for its health benefits and stress-reducing antioxidants, Minnesota offers a blend of life-enhancing qualities that melt away worries, making it the choice morsel for those seasoned professionals stepping away from their bustling Beazer Homes USA careers into a phase of life where tranquility and well-being become the ultimate luxury. 

What type of retirement plan does Beazer Homes USA offer to its employees?

Beazer Homes USA offers a 401(k) retirement savings plan to its employees.

Does Beazer Homes USA provide matching contributions to the 401(k) plan?

Yes, Beazer Homes USA provides matching contributions to the 401(k) plan, helping employees save for retirement.

What is the eligibility requirement for employees to participate in Beazer Homes USA's 401(k) plan?

Employees of Beazer Homes USA typically become eligible to participate in the 401(k) plan after completing a specified period of service.

Can employees at Beazer Homes USA choose how much to contribute to their 401(k) plan?

Yes, employees at Beazer Homes USA can choose to contribute a percentage of their salary to their 401(k) plan, subject to IRS limits.

What investment options are available in Beazer Homes USA's 401(k) plan?

Beazer Homes USA's 401(k) plan offers a variety of investment options, including mutual funds and target-date funds.

How can employees at Beazer Homes USA access their 401(k) account information?

Employees at Beazer Homes USA can access their 401(k) account information through the plan's online portal or by contacting the plan administrator.

Is there a vesting schedule for the employer match in Beazer Homes USA's 401(k) plan?

Yes, Beazer Homes USA has a vesting schedule for the employer match, which determines when employees fully own the matched contributions.

Can employees take loans against their 401(k) plans at Beazer Homes USA?

Yes, Beazer Homes USA allows employees to take loans against their 401(k) plans, subject to specific terms and conditions.

What happens to an employee's 401(k) plan if they leave Beazer Homes USA?

If an employee leaves Beazer Homes USA, they can choose to roll over their 401(k) balance to another retirement account, cash out, or leave it in the Beazer Homes USA plan if permitted.

Are there any fees associated with Beazer Homes USA's 401(k) plan?

Yes, Beazer Homes USA's 401(k) plan may have administrative fees and investment-related fees, which are disclosed in the plan documents.

With the current political climate we are in it is important to keep up with current news and remain knowledgeable about your benefits.
Beazer Homes USA has announced a significant restructuring plan which includes reducing its workforce by 10% and reevaluating its benefits package.
New call-to-action

Additional Articles

Check Out Articles for Beazer Homes USA employees

Loading...

For more information you can reach the plan administrator for Beazer Homes USA at 1000 Abernathy Rd Bldg 400, Ste 200 Atlanta, GA 30328; or by calling them at +1 770-829-3700.

*Please see disclaimer for more information

Relevant Articles

Check Out Articles for Beazer Homes USA employees